First Bancshares (FBMS) Competitors

First Bancshares (NASDAQ:FBMS) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their community ranking, media sentiment, earnings, analyst recommendations, dividends, valuation, institutional ownership, profitability and risk.

Is FBMS or FLG more profitable?

First Bancshares has a net margin of 18.40% compared to Flagstar Financial's net margin of -17.16%. First Bancshares' return on equity of 8.29% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bancshares	18.40%	8.29%	1.02%
Flagstar Financial	-17.16%	-10.72%	-0.76%

Does the MarketBeat Community favor FBMS or FLG?

First Bancshares received 230 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 52.13% of users gave First Bancshares an outperform vote while only 42.86% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
First Bancshares	Outperform Votes 233 52.13%	Underperform Votes 214 47.87%
Flagstar Financial	Outperform Votes 3 42.86%	Underperform Votes 4 57.14%

Is FBMS or FLG a better dividend stock?

First Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.0%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.4%. First Bancshares pays out 41.0% of its earnings in the form of a dividend. Flagstar Financial pays out -1.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has stronger valuation & earnings, FBMS or FLG?

First Bancshares has higher earnings, but lower revenue than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than First Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bancshares	$276.99M	3.81	$77.19M	$2.44	13.83
Flagstar Financial	$2.58B	1.66	-$1.09B	-$3.69	-2.80

Which has more volatility and risk, FBMS or FLG?

First Bancshares has a beta of 0.92, meaning that its share price is 8% less volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.17, meaning that its share price is 17% more volatile than the S&P 500.

Does the media refer more to FBMS or FLG?

In the previous week, Flagstar Financial had 4 more articles in the media than First Bancshares. MarketBeat recorded 4 mentions for Flagstar Financial and 0 mentions for First Bancshares. First Bancshares' average media sentiment score of 0.87 beat Flagstar Financial's score of 0.15 indicating that First Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
First Bancshares	Positive
Flagstar Financial	Neutral

Do insiders & institutionals believe in FBMS or FLG?

69.9% of First Bancshares shares are held by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are held by institutional investors. 3.5% of First Bancshares shares are held by insiders. Comparatively, 6.4% of Flagstar Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Do analysts rate FBMS or FLG?

First Bancshares presently has a consensus price target of $38.75, suggesting a potential upside of 14.81%. Flagstar Financial has a consensus price target of $13.25, suggesting a potential upside of 28.39%. Given Flagstar Financial's stronger consensus rating and higher probable upside, analysts plainly believe Flagstar Financial is more favorable than First Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bancshares	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Flagstar Financial	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

First Bancshares beats Flagstar Financial on 12 of the 20 factors compared between the two stocks.