First Bancshares (FBMS) Competitors

First Bancshares (NASDAQ:FBMS) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, community ranking, earnings, analyst recommendations, institutional ownership, profitability, dividends, risk and media sentiment.

Do insiders and institutionals believe in FBMS or FLG?

69.9% of First Bancshares shares are held by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are held by institutional investors. 3.5% of First Bancshares shares are held by company insiders. Comparatively, 6.4% of Flagstar Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Do analysts recommend FBMS or FLG?

First Bancshares presently has a consensus target price of $37.17, indicating a potential upside of 2.30%. Flagstar Financial has a consensus target price of $11.75, indicating a potential upside of 16.80%. Given Flagstar Financial's higher probable upside, analysts plainly believe Flagstar Financial is more favorable than First Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bancshares	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Flagstar Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is FBMS or FLG a better dividend stock?

First Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.4%. First Bancshares pays out 45.2% of its earnings in the form of a dividend. Flagstar Financial pays out -0.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community believe in FBMS or FLG?

First Bancshares received 233 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 53.94% of users gave First Bancshares an outperform vote while only 0.00% of users gave Flagstar Financial an outperform vote.

Company	Underperform	Outperform
First Bancshares	Outperform Votes 233 53.94%	Underperform Votes 199 46.06%
Flagstar Financial	Outperform Votes No Votes	Underperform Votes 2 100.00%

Which has more risk & volatility, FBMS or FLG?

First Bancshares has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.05, indicating that its stock price is 5% more volatile than the S&P 500.

Which has higher valuation & earnings, FBMS or FLG?

First Bancshares has higher earnings, but lower revenue than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than First Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bancshares	$267.28M	4.24	$75.46M	$2.21	16.44
Flagstar Financial	$2.93B	1.43	-$79M	-$4.36	-2.31

Does the media favor FBMS or FLG?

In the previous week, Flagstar Financial had 5 more articles in the media than First Bancshares. MarketBeat recorded 12 mentions for Flagstar Financial and 7 mentions for First Bancshares. First Bancshares' average media sentiment score of 0.95 beat Flagstar Financial's score of 0.21 indicating that First Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Bancshares	3 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Flagstar Financial	0 Very Positive mention(s)	0 Positive mention(s)	11 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FBMS or FLG more profitable?

First Bancshares has a net margin of 17.25% compared to Flagstar Financial's net margin of -18.40%. First Bancshares' return on equity of 8.19% beat Flagstar Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bancshares	17.25%	8.19%	1.00%
Flagstar Financial	-18.40%	-11.35%	-0.78%

Summary

First Bancshares beats Flagstar Financial on 14 of the 20 factors compared between the two stocks.