First Community (FCCO) Competitors

First Community (NASDAQ:FCCO) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, profitability, dividends, community ranking, earnings, valuation, institutional ownership and media sentiment.

Which has more risk and volatility, FCCO or MCBS?

First Community has a beta of 0.42, meaning that its stock price is 58% less volatile than the S&P 500. Comparatively, MetroCity Bankshares has a beta of 0.58, meaning that its stock price is 42% less volatile than the S&P 500.

Which has stronger earnings & valuation, FCCO or MCBS?

MetroCity Bankshares has higher revenue and earnings than First Community. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community	$66.18M	2.75	$13.95M	$1.81	13.15
MetroCity Bankshares	$141.21M	5.14	$64.50M	$2.51	11.42

Does the media favor FCCO or MCBS?

In the previous week, First Community had 1 more articles in the media than MetroCity Bankshares. MarketBeat recorded 3 mentions for First Community and 2 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 1.39 beat First Community's score of 0.77 indicating that MetroCity Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Community	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
MetroCity Bankshares	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend FCCO or MCBS?

First Community currently has a consensus price target of $29.67, suggesting a potential upside of 24.65%. MetroCity Bankshares has a consensus price target of $36.00, suggesting a potential upside of 25.57%. Given MetroCity Bankshares' higher possible upside, analysts plainly believe MetroCity Bankshares is more favorable than First Community.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is FCCO or MCBS a better dividend stock?

First Community pays an annual dividend of $0.60 per share and has a dividend yield of 2.5%. MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 3.2%. First Community pays out 33.1% of its earnings in the form of a dividend. MetroCity Bankshares pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do institutionals & insiders believe in FCCO or MCBS?

61.3% of First Community shares are owned by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are owned by institutional investors. 3.0% of First Community shares are owned by insiders. Comparatively, 27.5% of MetroCity Bankshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Is FCCO or MCBS more profitable?

MetroCity Bankshares has a net margin of 27.33% compared to First Community's net margin of 13.49%. MetroCity Bankshares' return on equity of 15.98% beat First Community's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Community	13.49%	10.14%	0.73%
MetroCity Bankshares	27.33%	15.98%	1.79%

Does the MarketBeat Community prefer FCCO or MCBS?

First Community received 158 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 44.67% of users gave First Community an outperform vote while only 43.90% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
First Community	Outperform Votes 176 44.67%	Underperform Votes 218 55.33%
MetroCity Bankshares	Outperform Votes 18 43.90%	Underperform Votes 23 56.10%

Summary

MetroCity Bankshares beats First Community on 12 of the 21 factors compared between the two stocks.