First Financial Northwest (FFNW) Competitors

First Financial Northwest (NASDAQ:FFNW) and TrustCo Bank Corp NY (NASDAQ:TRST) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, media sentiment, profitability, analyst recommendations, institutional ownership, earnings, dividends, risk and community ranking.

Which has preferable earnings and valuation, FFNW or TRST?

TrustCo Bank Corp NY has higher revenue and earnings than First Financial Northwest. TrustCo Bank Corp NY is trading at a lower price-to-earnings ratio than First Financial Northwest, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial Northwest	$38.37M	5.13	$6.30M	$0.11	193.91
TrustCo Bank Corp NY	$171.54M	3.72	$58.65M	$2.50	13.43

Do analysts recommend FFNW or TRST?

First Financial Northwest presently has a consensus target price of $23.00, suggesting a potential upside of 7.83%. Given First Financial Northwest's stronger consensus rating and higher probable upside, equities research analysts clearly believe First Financial Northwest is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial Northwest	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is FFNW or TRST a better dividend stock?

First Financial Northwest pays an annual dividend of $0.26 per share and has a dividend yield of 1.2%. TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.3%. First Financial Northwest pays out 236.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. TrustCo Bank Corp NY pays out 57.6% of its earnings in the form of a dividend. TrustCo Bank Corp NY is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, FFNW or TRST?

First Financial Northwest has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500. Comparatively, TrustCo Bank Corp NY has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500.

Does the MarketBeat Community believe in FFNW or TRST?

First Financial Northwest received 41 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. Likewise, 60.40% of users gave First Financial Northwest an outperform vote while only 53.44% of users gave TrustCo Bank Corp NY an outperform vote.

Company	Underperform	Outperform
First Financial Northwest	Outperform Votes 212 60.40%	Underperform Votes 139 39.60%
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%

Do insiders and institutionals hold more shares of FFNW or TRST?

55.0% of First Financial Northwest shares are owned by institutional investors. Comparatively, 68.6% of TrustCo Bank Corp NY shares are owned by institutional investors. 7.2% of First Financial Northwest shares are owned by company insiders. Comparatively, 3.3% of TrustCo Bank Corp NY shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Does the media refer more to FFNW or TRST?

In the previous week, First Financial Northwest had 5 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 5 mentions for First Financial Northwest and 0 mentions for TrustCo Bank Corp NY. First Financial Northwest's average media sentiment score of 0.45 beat TrustCo Bank Corp NY's score of 0.00 indicating that First Financial Northwest is being referred to more favorably in the media.

Company	Overall Sentiment
First Financial Northwest	Neutral
TrustCo Bank Corp NY	Neutral

Is FFNW or TRST more profitable?

TrustCo Bank Corp NY has a net margin of 18.24% compared to First Financial Northwest's net margin of 1.31%. TrustCo Bank Corp NY's return on equity of 7.24% beat First Financial Northwest's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial Northwest	1.31%	0.66%	0.07%
TrustCo Bank Corp NY	18.24%	7.24%	0.77%

Summary

TrustCo Bank Corp NY beats First Financial Northwest on 10 of the 19 factors compared between the two stocks.