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Financial Institutions (FISI) Competitors

Financial Institutions logo
$27.90 +0.44 (+1.60%)
(As of 11/22/2024 ET)

FISI vs. GNTY, AMNB, PFIS, FLIC, FDBC, SASR, HOPE, STBA, SRCE, and TCBK

Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Guaranty Bancshares (GNTY), American National Bankshares (AMNB), Peoples Financial Services (PFIS), First of Long Island (FLIC), Fidelity D & D Bancorp (FDBC), Sandy Spring Bancorp (SASR), Hope Bancorp (HOPE), S&T Bancorp (STBA), 1st Source (SRCE), and TriCo Bancshares (TCBK).

Financial Institutions vs.

Guaranty Bancshares (NASDAQ:GNTY) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, dividends, profitability, media sentiment, valuation, institutional ownership, analyst recommendations, community ranking and earnings.

In the previous week, Financial Institutions had 6 more articles in the media than Guaranty Bancshares. MarketBeat recorded 6 mentions for Financial Institutions and 0 mentions for Guaranty Bancshares. Financial Institutions' average media sentiment score of 0.50 beat Guaranty Bancshares' score of 0.00 indicating that Financial Institutions is being referred to more favorably in the news media.

Company Overall Sentiment
Guaranty Bancshares Neutral
Financial Institutions Neutral

Guaranty Bancshares has a net margin of 15.01% compared to Financial Institutions' net margin of 13.72%. Financial Institutions' return on equity of 11.32% beat Guaranty Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Guaranty Bancshares15.01% 8.86% 0.88%
Financial Institutions 13.72%11.32%0.82%

Guaranty Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.5%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 4.3%. Guaranty Bancshares pays out 40.2% of its earnings in the form of a dividend. Financial Institutions pays out 37.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Guaranty Bancshares presently has a consensus target price of $35.00, indicating a potential downside of 8.74%. Financial Institutions has a consensus target price of $22.00, indicating a potential downside of 21.15%. Given Guaranty Bancshares' stronger consensus rating and higher probable upside, equities research analysts clearly believe Guaranty Bancshares is more favorable than Financial Institutions.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Guaranty Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Financial Institutions
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

39.4% of Guaranty Bancshares shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 26.4% of Guaranty Bancshares shares are held by company insiders. Comparatively, 2.7% of Financial Institutions shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Guaranty Bancshares has a beta of 0.58, suggesting that its share price is 42% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.9, suggesting that its share price is 10% less volatile than the S&P 500.

Financial Institutions has higher revenue and earnings than Guaranty Bancshares. Financial Institutions is trading at a lower price-to-earnings ratio than Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Guaranty Bancshares$112.33M3.90$30.04M$2.3916.05
Financial Institutions$334.38M1.29$50.26M$3.188.77

Financial Institutions received 70 more outperform votes than Guaranty Bancshares when rated by MarketBeat users. However, 58.29% of users gave Guaranty Bancshares an outperform vote while only 58.07% of users gave Financial Institutions an outperform vote.

CompanyUnderperformOutperform
Guaranty BancsharesOutperform Votes
225
58.29%
Underperform Votes
161
41.71%
Financial InstitutionsOutperform Votes
295
58.07%
Underperform Votes
213
41.93%

Summary

Financial Institutions beats Guaranty Bancshares on 12 of the 21 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FISI vs. The Competition

MetricFinancial InstitutionsNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$431.61M$22.85B$11.05B$8.84B
Dividend Yield4.55%3.16%10.29%4.09%
P/E Ratio8.7728.9644.5317.83
Price / Sales1.292.70221.08158.41
Price / Cash6.5810.8629.6036.29
Price / Book0.891.274.246.50
Net Income$50.26M$2.24B$1.02B$226.22M
7 Day Performance3.99%1.63%1.33%4.03%
1 Month Performance8.94%9.50%4.23%4.92%
1 Year Performance55.78%36.44%26.44%29.30%

Financial Institutions Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FISI
Financial Institutions
3.1944 of 5 stars
$27.90
+1.6%
$22.00
-21.1%
+55.8%$431.61M$334.38M8.77624Dividend Announcement
News Coverage
GNTY
Guaranty Bancshares
N/A$36.91
+2.3%
$35.00
-5.2%
+33.3%$421.46M$179.01M15.44470
AMNB
American National Bankshares
N/A$47.76
flat
N/AN/A$507.69M$138.57M19.49334Analyst Forecast
PFIS
Peoples Financial Services
2.5755 of 5 stars
$54.85
+4.1%
$50.00
-8.8%
+32.0%$526.62M$113.63M53.25400High Trading Volume
FLIC
First of Long Island
2.1655 of 5 stars
$14.03
+3.4%
$13.00
-7.3%
+26.9%$316.24M$161.82M15.83288Analyst Forecast
FDBC
Fidelity D & D Bancorp
3.4681 of 5 stars
$53.71
+0.4%
N/A+5.4%$308.30M$105.24M20.15320
SASR
Sandy Spring Bancorp
2.9777 of 5 stars
$37.33
+2.1%
$28.25
-24.3%
+70.5%$1.69B$704.60M19.651,112Positive News
HOPE
Hope Bancorp
4.7785 of 5 stars
$13.59
+1.6%
$12.50
-8.0%
+40.4%$1.64B$1.09B16.181,244Analyst Downgrade
Insider Trade
STBA
S&T Bancorp
2.7063 of 5 stars
$42.52
+1.3%
$41.00
-3.6%
+53.9%$1.63B$535.52M11.951,244Positive News
SRCE
1st Source
3.4606 of 5 stars
$65.02
+1.2%
$64.75
-0.4%
+37.2%$1.57B$380.68M12.381,170Positive News
TCBK
TriCo Bancshares
1.7564 of 5 stars
$47.55
+2.2%
$48.20
+1.4%
+36.5%$1.54B$390.90M14.151,231

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This page (NASDAQ:FISI) was last updated on 11/23/2024 by MarketBeat.com Staff
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