Financial Institutions (FISI) Competitors $27.90 +0.44 (+1.60%) (As of 11/22/2024 ET) Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends FISI vs. GNTY, AMNB, PFIS, FLIC, FDBC, SASR, HOPE, STBA, SRCE, and TCBKShould you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Guaranty Bancshares (GNTY), American National Bankshares (AMNB), Peoples Financial Services (PFIS), First of Long Island (FLIC), Fidelity D & D Bancorp (FDBC), Sandy Spring Bancorp (SASR), Hope Bancorp (HOPE), S&T Bancorp (STBA), 1st Source (SRCE), and TriCo Bancshares (TCBK). Financial Institutions vs. Guaranty Bancshares American National Bankshares Peoples Financial Services First of Long Island Fidelity D & D Bancorp Sandy Spring Bancorp Hope Bancorp S&T Bancorp 1st Source TriCo Bancshares Guaranty Bancshares (NASDAQ:GNTY) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, dividends, profitability, media sentiment, valuation, institutional ownership, analyst recommendations, community ranking and earnings. Does the media favor GNTY or FISI? In the previous week, Financial Institutions had 6 more articles in the media than Guaranty Bancshares. MarketBeat recorded 6 mentions for Financial Institutions and 0 mentions for Guaranty Bancshares. Financial Institutions' average media sentiment score of 0.50 beat Guaranty Bancshares' score of 0.00 indicating that Financial Institutions is being referred to more favorably in the news media. Company Overall Sentiment Guaranty Bancshares Neutral Financial Institutions Neutral Is GNTY or FISI more profitable? Guaranty Bancshares has a net margin of 15.01% compared to Financial Institutions' net margin of 13.72%. Financial Institutions' return on equity of 11.32% beat Guaranty Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Guaranty Bancshares15.01% 8.86% 0.88% Financial Institutions 13.72%11.32%0.82% Is GNTY or FISI a better dividend stock? Guaranty Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.5%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 4.3%. Guaranty Bancshares pays out 40.2% of its earnings in the form of a dividend. Financial Institutions pays out 37.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Do analysts prefer GNTY or FISI? Guaranty Bancshares presently has a consensus target price of $35.00, indicating a potential downside of 8.74%. Financial Institutions has a consensus target price of $22.00, indicating a potential downside of 21.15%. Given Guaranty Bancshares' stronger consensus rating and higher probable upside, equities research analysts clearly believe Guaranty Bancshares is more favorable than Financial Institutions.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Guaranty Bancshares 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33Financial Institutions 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Do institutionals and insiders hold more shares of GNTY or FISI? 39.4% of Guaranty Bancshares shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 26.4% of Guaranty Bancshares shares are held by company insiders. Comparatively, 2.7% of Financial Institutions shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Which has more risk and volatility, GNTY or FISI? Guaranty Bancshares has a beta of 0.58, suggesting that its share price is 42% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.9, suggesting that its share price is 10% less volatile than the S&P 500. Which has higher earnings & valuation, GNTY or FISI? Financial Institutions has higher revenue and earnings than Guaranty Bancshares. Financial Institutions is trading at a lower price-to-earnings ratio than Guaranty Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioGuaranty Bancshares$112.33M3.90$30.04M$2.3916.05Financial Institutions$334.38M1.29$50.26M$3.188.77 Does the MarketBeat Community believe in GNTY or FISI? Financial Institutions received 70 more outperform votes than Guaranty Bancshares when rated by MarketBeat users. However, 58.29% of users gave Guaranty Bancshares an outperform vote while only 58.07% of users gave Financial Institutions an outperform vote. CompanyUnderperformOutperformGuaranty BancsharesOutperform Votes22558.29% Underperform Votes16141.71% Financial InstitutionsOutperform Votes29558.07% Underperform Votes21341.93% SummaryFinancial Institutions beats Guaranty Bancshares on 12 of the 21 factors compared between the two stocks. Ad DTILet’s be bluntLet me be blunt with you for just a second… You may think you know when and why stocks move, but you’re wrong… Most traders have no idea about the biggest secret Wall Street keeps — even though it’s hiding in plain sight. But once you’ve cracked this code… It could be the breakthrough you need to start targeting $100-$150 a day in the stock market (starting with just $1,000)! Check out the $100 Challenge now Get Financial Institutions News Delivered to You Automatically Sign up to receive the latest news and ratings for FISI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FISI vs. The Competition Export to ExcelMetricFinancial InstitutionsNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$431.61M$22.85B$11.05B$8.84BDividend Yield4.55%3.16%10.29%4.09%P/E Ratio8.7728.9644.5317.83Price / Sales1.292.70221.08158.41Price / Cash6.5810.8629.6036.29Price / Book0.891.274.246.50Net Income$50.26M$2.24B$1.02B$226.22M7 Day Performance3.99%1.63%1.33%4.03%1 Month Performance8.94%9.50%4.23%4.92%1 Year Performance55.78%36.44%26.44%29.30% Financial Institutions Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FISIFinancial Institutions3.1944 of 5 stars$27.90+1.6%$22.00-21.1%+55.8%$431.61M$334.38M8.77624Dividend AnnouncementNews CoverageGNTYGuaranty BancsharesN/A$36.91+2.3%$35.00-5.2%+33.3%$421.46M$179.01M15.44470AMNBAmerican National BanksharesN/A$47.76flatN/AN/A$507.69M$138.57M19.49334Analyst ForecastPFISPeoples Financial Services2.5755 of 5 stars$54.85+4.1%$50.00-8.8%+32.0%$526.62M$113.63M53.25400High Trading VolumeFLICFirst of Long Island2.1655 of 5 stars$14.03+3.4%$13.00-7.3%+26.9%$316.24M$161.82M15.83288Analyst ForecastFDBCFidelity D & D Bancorp3.4681 of 5 stars$53.71+0.4%N/A+5.4%$308.30M$105.24M20.15320SASRSandy Spring Bancorp2.9777 of 5 stars$37.33+2.1%$28.25-24.3%+70.5%$1.69B$704.60M19.651,112Positive NewsHOPEHope Bancorp4.7785 of 5 stars$13.59+1.6%$12.50-8.0%+40.4%$1.64B$1.09B16.181,244Analyst DowngradeInsider TradeSTBAS&T Bancorp2.7063 of 5 stars$42.52+1.3%$41.00-3.6%+53.9%$1.63B$535.52M11.951,244Positive NewsSRCE1st Source3.4606 of 5 stars$65.02+1.2%$64.75-0.4%+37.2%$1.57B$380.68M12.381,170Positive NewsTCBKTriCo Bancshares1.7564 of 5 stars$47.55+2.2%$48.20+1.4%+36.5%$1.54B$390.90M14.151,231 Related Companies and Tools Related Companies Guaranty Bancshares Alternatives American National Bankshares Alternatives Peoples Financial Services Alternatives First of Long Island Alternatives Fidelity D & D Bancorp Alternatives Sandy Spring Bancorp Alternatives Hope Bancorp Alternatives S&T Bancorp Alternatives 1st Source Alternatives TriCo Bancshares Alternatives Top 10 Stock Comparisons Bank Stocks Artificial Intelligence Stocks Toy Stocks Growth Stocks Airline Stocks Chinese Stocks EV Charging Stocks Defense Stocks Lithium Stocks Pharmaceutical Stocks This page (NASDAQ:FISI) was last updated on 11/23/2024 by MarketBeat.com Staff From Our PartnersMissed Nvidia? 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