FISI vs. EFSC, OFG, CHCO, FBNC, FCF, LKFN, SRCE, NBHC, STBA, and GABC
Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Enterprise Financial Services (EFSC), OFG Bancorp (OFG), City (CHCO), First Bancorp (FBNC), First Commonwealth Financial (FCF), Lakeland Financial (LKFN), 1st Source (SRCE), National Bank (NBHC), S&T Bancorp (STBA), and German American Bancorp (GABC). These companies are all part of the "regional banks" industry.
Financial Institutions vs.
Financial Institutions (NASDAQ:FISI) and Enterprise Financial Services (NASDAQ:EFSC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, media sentiment, profitability, risk, community ranking, earnings, analyst recommendations, dividends and valuation.
Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 5.8%. Enterprise Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.5%. Financial Institutions pays out -85.5% of its earnings in the form of a dividend. Enterprise Financial Services pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Enterprise Financial Services has increased its dividend for 11 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.
60.5% of Financial Institutions shares are held by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are held by institutional investors. 2.7% of Financial Institutions shares are held by insiders. Comparatively, 2.3% of Enterprise Financial Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Financial Institutions has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.97, meaning that its share price is 3% less volatile than the S&P 500.
Enterprise Financial Services has a net margin of 20.12% compared to Financial Institutions' net margin of -6.69%. Financial Institutions' return on equity of 11.12% beat Enterprise Financial Services' return on equity.
Enterprise Financial Services has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than Enterprise Financial Services, indicating that it is currently the more affordable of the two stocks.
Financial Institutions presently has a consensus price target of $33.00, suggesting a potential upside of 54.67%. Enterprise Financial Services has a consensus price target of $67.33, suggesting a potential upside of 44.11%. Given Financial Institutions' higher possible upside, research analysts plainly believe Financial Institutions is more favorable than Enterprise Financial Services.
Financial Institutions received 12 more outperform votes than Enterprise Financial Services when rated by MarketBeat users. Likewise, 57.64% of users gave Financial Institutions an outperform vote while only 57.31% of users gave Enterprise Financial Services an outperform vote.
In the previous week, Financial Institutions had 6 more articles in the media than Enterprise Financial Services. MarketBeat recorded 10 mentions for Financial Institutions and 4 mentions for Enterprise Financial Services. Enterprise Financial Services' average media sentiment score of 1.73 beat Financial Institutions' score of 0.81 indicating that Enterprise Financial Services is being referred to more favorably in the news media.
Summary
Enterprise Financial Services beats Financial Institutions on 12 of the 21 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:FISI) was last updated on 4/4/2025 by MarketBeat.com Staff
