Financial Institutions (FISI) Competitors

First Busey (NASDAQ:BUSE) and Financial Institutions (NASDAQ:FISI) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, earnings, risk, valuation, institutional ownership, media sentiment, dividends and analyst recommendations.

Does the media prefer BUSE or FISI?

In the previous week, First Busey had 6 more articles in the media than Financial Institutions. MarketBeat recorded 7 mentions for First Busey and 1 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 0.00 beat First Busey's score of 0.00 indicating that Financial Institutions is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	3 Very Negative mention(s)	Neutral
Financial Institutions	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate BUSE or FISI?

First Busey presently has a consensus price target of $27.17, indicating a potential upside of 22.10%. Financial Institutions has a consensus price target of $33.00, indicating a potential upside of 32.80%. Given Financial Institutions' stronger consensus rating and higher probable upside, analysts plainly believe Financial Institutions is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Financial Institutions	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is BUSE or FISI a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.5%. Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 5.0%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Financial Institutions pays out -81.6% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years and Financial Institutions has raised its dividend for 1 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals and insiders believe in BUSE or FISI?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 3.9% of First Busey shares are owned by insiders. Comparatively, 2.4% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has higher valuation & earnings, BUSE or FISI?

First Busey has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.00	$113.69M	$1.12	19.87
Financial Institutions	$366.61M	1.36	-$41.65M	-$1.52	-16.35

Which has more risk and volatility, BUSE or FISI?

First Busey has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.79, suggesting that its share price is 21% less volatile than the S&P 500.

Is BUSE or FISI more profitable?

First Busey has a net margin of 9.48% compared to Financial Institutions' net margin of -4.96%. Financial Institutions' return on equity of 10.44% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	9.76%	1.11%
Financial Institutions	-4.96%	10.44%	0.92%

Summary

First Busey beats Financial Institutions on 12 of the 19 factors compared between the two stocks.