Financial Institutions (FISI) Competitors $23.86 -0.10 (-0.42%) Closing price 04/25/2025 04:00 PM EasternExtended Trading$23.86 0.00 (-0.02%) As of 04/25/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FISI vs. EFSC, RNST, CHCO, OFG, FBNC, FCF, NBHC, LKFN, SRCE, and GABCShould you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Enterprise Financial Services (EFSC), Renasant (RNST), City (CHCO), OFG Bancorp (OFG), First Bancorp (FBNC), First Commonwealth Financial (FCF), National Bank (NBHC), Lakeland Financial (LKFN), 1st Source (SRCE), and German American Bancorp (GABC). These companies are all part of the "regional banks" industry. Financial Institutions vs. Enterprise Financial Services Renasant City OFG Bancorp First Bancorp First Commonwealth Financial National Bank Lakeland Financial 1st Source German American Bancorp Financial Institutions (NASDAQ:FISI) and Enterprise Financial Services (NASDAQ:EFSC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, analyst recommendations, risk, media sentiment, institutional ownership, dividends, valuation, earnings and community ranking. Which has higher valuation and earnings, FISI or EFSC? Enterprise Financial Services has higher revenue and earnings than Financial Institutions. Financial Institutions is trading at a lower price-to-earnings ratio than Enterprise Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFinancial Institutions$114.53M4.19-$24.52M-$1.45-16.46Enterprise Financial Services$531.45M3.57$185.27M$4.8410.61 Which has more risk and volatility, FISI or EFSC? Financial Institutions has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.84, meaning that its stock price is 16% less volatile than the S&P 500. Is FISI or EFSC more profitable? Enterprise Financial Services has a net margin of 20.12% compared to Financial Institutions' net margin of -6.69%. Financial Institutions' return on equity of 11.12% beat Enterprise Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets Financial Institutions-6.69% 11.12% 0.81% Enterprise Financial Services 20.12%10.94%1.26% Does the media prefer FISI or EFSC? In the previous week, Financial Institutions had 3 more articles in the media than Enterprise Financial Services. MarketBeat recorded 8 mentions for Financial Institutions and 5 mentions for Enterprise Financial Services. Financial Institutions' average media sentiment score of 1.07 beat Enterprise Financial Services' score of 0.89 indicating that Financial Institutions is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Financial Institutions 3 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Enterprise Financial Services 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is FISI or EFSC a better dividend stock? Financial Institutions pays an annual dividend of $1.24 per share and has a dividend yield of 5.2%. Enterprise Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.3%. Financial Institutions pays out -85.5% of its earnings in the form of a dividend. Enterprise Financial Services pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Enterprise Financial Services has raised its dividend for 11 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and lower payout ratio. Do analysts prefer FISI or EFSC? Financial Institutions currently has a consensus price target of $33.00, suggesting a potential upside of 38.31%. Enterprise Financial Services has a consensus price target of $67.33, suggesting a potential upside of 31.15%. Given Financial Institutions' higher possible upside, equities analysts clearly believe Financial Institutions is more favorable than Enterprise Financial Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Financial Institutions 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67Enterprise Financial Services 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00 Does the MarketBeat Community favor FISI or EFSC? Financial Institutions received 12 more outperform votes than Enterprise Financial Services when rated by MarketBeat users. Likewise, 57.64% of users gave Financial Institutions an outperform vote while only 57.31% of users gave Enterprise Financial Services an outperform vote. CompanyUnderperformOutperformFinancial InstitutionsOutperform Votes29857.64% Underperform Votes21942.36% Enterprise Financial ServicesOutperform Votes28657.31% Underperform Votes21342.69% Do insiders and institutionals have more ownership in FISI or EFSC? 60.5% of Financial Institutions shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 2.7% of Financial Institutions shares are owned by company insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. SummaryEnterprise Financial Services beats Financial Institutions on 11 of the 21 factors compared between the two stocks. Get Financial Institutions News Delivered to You Automatically Sign up to receive the latest news and ratings for FISI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FISI vs. The Competition Export to ExcelMetricFinancial InstitutionsNational commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$479.83M$21.73B$11.10B$7.82BDividend Yield5.18%3.73%5.68%4.27%P/E Ratio-16.4612.1821.7418.44Price / Sales4.192.7025.93101.46Price / Cash7.2711.1617.6034.62Price / Book0.841.142.564.19Net Income-$24.52M$2.17B$1.03B$248.05M7 Day Performance6.76%3.30%2.61%6.54%1 Month Performance-6.65%-2.36%-2.15%-1.97%1 Year Performance35.57%16.83%537.89%4.72% Financial Institutions Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FISIFinancial Institutions4.111 of 5 stars$23.86-0.4%$33.00+38.3%+35.6%$479.83M$114.53M-16.46620Upcoming EarningsShort Interest ↓News CoveragePositive NewsEFSCEnterprise Financial Services4.8713 of 5 stars$48.30-0.6%$67.33+39.4%+32.3%$1.78B$531.45M9.981,030Upcoming EarningsShort Interest ↓Positive NewsRNSTRenasant4.5106 of 5 stars$27.93-0.9%$42.17+51.0%+7.1%$1.78B$662.45M8.542,330Earnings ReportDividend AnnouncementAnalyst UpgradeNews CoveragePositive NewsCHCOCity1.3199 of 5 stars$112.29-1.3%$116.75+4.0%+12.2%$1.65B$285.06M14.23910Earnings ReportAnalyst RevisionNews CoveragePositive NewsOFGOFG Bancorp3.289 of 5 stars$35.39-1.2%$48.75+37.8%+4.6%$1.61B$660.94M8.392,250Earnings ReportAnalyst ForecastShort Interest ↓News CoveragePositive NewsFBNCFirst Bancorp2.1645 of 5 stars$37.05-0.2%$52.00+40.4%+27.1%$1.53B$343.85M20.141,290Earnings ReportAnalyst ForecastNews CoveragePositive NewsFCFFirst Commonwealth Financial3.9094 of 5 stars$14.34-1.4%$19.58+36.6%+11.2%$1.46B$478.12M10.321,400Upcoming EarningsAnalyst DowngradeNBHCNational Bank3.3167 of 5 stars$35.78+0.6%$49.00+36.9%+5.3%$1.36B$401.43M11.581,320Earnings ReportAnalyst ForecastAnalyst RevisionNews CoverageHigh Trading VolumeLKFNLakeland Financial3.6827 of 5 stars$52.12-1.7%$70.00+34.3%-10.5%$1.36B$253.52M14.36650Earnings ReportNews CoverageGap DownSRCE1st Source3.8974 of 5 stars$54.25-0.9%$70.75+30.4%+17.5%$1.33B$387.12M10.121,150Earnings ReportDividend IncreaseAnalyst ForecastNews CoveragePositive NewsGABCGerman American Bancorp4.7974 of 5 stars$35.34-0.8%$46.40+31.3%+13.2%$1.32B$214.93M12.53870Positive News Related Companies and Tools Related Companies Enterprise Financial Services Alternatives Renasant Alternatives City Alternatives OFG Bancorp Alternatives First Bancorp Alternatives First Commonwealth Financial Alternatives National Bank Alternatives Lakeland Financial Alternatives 1st Source Alternatives German American Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:FISI) was last updated on 4/27/2025 by MarketBeat.com Staff From Our PartnersElon Set to Shock the World by May 1st ?Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...Brownstone Research | Sponsored$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. 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