First Mid Bancshares (FMBH) Competitors

Intercorp Financial Services (NYSE:IFS) and First Mid Bancshares (NASDAQ:FMBH) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, media sentiment, valuation, dividends, profitability, risk, analyst recommendations and community ranking.

Does the MarketBeat Community favor IFS or FMBH?

First Mid Bancshares received 149 more outperform votes than Intercorp Financial Services when rated by MarketBeat users. However, 56.16% of users gave Intercorp Financial Services an outperform vote while only 52.05% of users gave First Mid Bancshares an outperform vote.

Company	Underperform	Outperform
Intercorp Financial Services	Outperform Votes 41 56.16%	Underperform Votes 32 43.84%
First Mid Bancshares	Outperform Votes 190 52.05%	Underperform Votes 175 47.95%

Is IFS or FMBH a better dividend stock?

Intercorp Financial Services pays an annual dividend of $0.95 per share and has a dividend yield of 3.2%. First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.6%. Intercorp Financial Services pays out 37.3% of its earnings in the form of a dividend. First Mid Bancshares pays out 29.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media prefer IFS or FMBH?

In the previous week, First Mid Bancshares had 5 more articles in the media than Intercorp Financial Services. MarketBeat recorded 6 mentions for First Mid Bancshares and 1 mentions for Intercorp Financial Services. First Mid Bancshares' average media sentiment score of 0.93 beat Intercorp Financial Services' score of 0.88 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Intercorp Financial Services	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Mid Bancshares	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders hold more shares of IFS or FMBH?

47.6% of First Mid Bancshares shares are owned by institutional investors. 7.7% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Which has better valuation and earnings, IFS or FMBH?

Intercorp Financial Services has higher revenue and earnings than First Mid Bancshares. First Mid Bancshares is trading at a lower price-to-earnings ratio than Intercorp Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intercorp Financial Services	$1.63B	2.06	$286.85M	$2.55	11.47
First Mid Bancshares	$313.26M	2.80	$68.93M	$3.25	11.29

Which has more volatility and risk, IFS or FMBH?

Intercorp Financial Services has a beta of 1.26, indicating that its share price is 26% more volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.93, indicating that its share price is 7% less volatile than the S&P 500.

Do analysts prefer IFS or FMBH?

Intercorp Financial Services presently has a consensus price target of $30.00, indicating a potential upside of 2.56%. First Mid Bancshares has a consensus price target of $42.50, indicating a potential upside of 15.80%. Given First Mid Bancshares' higher possible upside, analysts plainly believe First Mid Bancshares is more favorable than Intercorp Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intercorp Financial Services	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
First Mid Bancshares	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is IFS or FMBH more profitable?

Intercorp Financial Services has a net margin of 18.00% compared to First Mid Bancshares' net margin of 17.32%. Intercorp Financial Services' return on equity of 10.67% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Intercorp Financial Services	18.00%	10.67%	1.18%
First Mid Bancshares	17.32%	10.38%	1.11%

Summary

Intercorp Financial Services and First Mid Bancshares tied by winning 10 of the 20 factors compared between the two stocks.