First Mid Bancshares (FMBH) Competitors

First Mid Bancshares (NASDAQ:FMBH) and United Community Banks (NASDAQ:UCB) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, dividends, valuation, profitability, institutional ownership and community ranking.

Which has higher earnings & valuation, FMBH or UCB?

United Community Banks has higher revenue and earnings than First Mid Bancshares. First Mid Bancshares is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$318.63M	2.43	$78.90M	$3.29	9.82
United Community Banks	$930.04M	3.18	$252.40M	$2.04	12.13

Does the MarketBeat Community prefer FMBH or UCB?

First Mid Bancshares received 189 more outperform votes than United Community Banks when rated by MarketBeat users. Likewise, 52.04% of users gave First Mid Bancshares an outperform vote while only 28.57% of users gave United Community Banks an outperform vote.

Company	Underperform	Outperform
First Mid Bancshares	Outperform Votes 191 52.04%	Underperform Votes 176 47.96%
United Community Banks	Outperform Votes 2 28.57%	Underperform Votes 5 71.43%

Which has more volatility & risk, FMBH or UCB?

First Mid Bancshares has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500.

Do analysts recommend FMBH or UCB?

First Mid Bancshares currently has a consensus target price of $45.00, suggesting a potential upside of 39.23%. United Community Banks has a consensus target price of $32.75, suggesting a potential upside of 32.39%. Given First Mid Bancshares' higher probable upside, analysts clearly believe First Mid Bancshares is more favorable than United Community Banks.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
United Community Banks	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is FMBH or UCB more profitable?

First Mid Bancshares has a net margin of 17.39% compared to United Community Banks' net margin of 16.48%. First Mid Bancshares' return on equity of 10.10% beat United Community Banks' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	17.39%	10.10%	1.09%
United Community Banks	16.48%	8.64%	1.04%

Does the media favor FMBH or UCB?

In the previous week, United Community Banks had 4 more articles in the media than First Mid Bancshares. MarketBeat recorded 10 mentions for United Community Banks and 6 mentions for First Mid Bancshares. United Community Banks' average media sentiment score of 1.61 beat First Mid Bancshares' score of 1.06 indicating that United Community Banks is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Mid Bancshares	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
United Community Banks	8 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is FMBH or UCB a better dividend stock?

First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.9%. First Mid Bancshares pays out 29.2% of its earnings in the form of a dividend. United Community Banks pays out 47.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders and institutionals believe in FMBH or UCB?

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 82.3% of United Community Banks shares are held by institutional investors. 7.7% of First Mid Bancshares shares are held by insiders. Comparatively, 0.5% of United Community Banks shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

First Mid Bancshares beats United Community Banks on 10 of the 19 factors compared between the two stocks.