NASDAQ:FRAF Franklin Financial Services (FRAF) Stock Price, News & Analysis $39.34 -0.38 (-0.96%) Closing price 04/25/2025 04:00 PM EasternExtended Trading$39.32 -0.03 (-0.06%) As of 04/25/2025 04:05 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Franklin Financial Services Stock (NASDAQ:FRAF) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get FRAF alerts:Sign Up Key Stats Today's Range$38.92▼$39.7550-Day Range$33.35▼$39.8352-Week Range$25.90▼$40.76Volume11,189 shsAverage Volume8,990 shsMarket Capitalization$174.67 millionP/E Ratio15.80Dividend Yield3.36%Price TargetN/AConsensus RatingN/A Company OverviewFranklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; and offers safe deposit, pension, and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.Read More… Franklin Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScoreFRAF MarketRank™: Franklin Financial Services scored higher than 45% of companies evaluated by MarketBeat, and ranked 759th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Franklin Financial Services. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Franklin Financial Services is 15.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.68.Price to Earnings Ratio vs. SectorThe P/E ratio of Franklin Financial Services is 15.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.74.Price to Book Value per Share RatioFranklin Financial Services has a P/B Ratio of 1.30. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Franklin Financial Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.33% of the float of Franklin Financial Services has been sold short.Short Interest Ratio / Days to CoverFranklin Financial Services has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Franklin Financial Services has recently increased by 9.84%, indicating that investor sentiment is decreasing significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldFranklin Financial Services pays a meaningful dividend of 3.22%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthFranklin Financial Services does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Franklin Financial Services is 53.01%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Franklin Financial Services' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.33% of the float of Franklin Financial Services has been sold short.Short Interest Ratio / Days to CoverFranklin Financial Services has a short interest ratio ("days to cover") of 0.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Franklin Financial Services has recently increased by 9.84%, indicating that investor sentiment is decreasing significantly. News and Social Media3.8 / 5News Sentiment1.87 News SentimentFranklin Financial Services has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.02 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Franklin Financial Services this week, compared to 1 article on an average week.Search Interest1 people have searched for FRAF on MarketBeat in the last 30 days. Company Ownership1.7 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Franklin Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $352,751.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 6.93% of the stock of Franklin Financial Services is held by insiders.Percentage Held by InstitutionsOnly 24.80% of the stock of Franklin Financial Services is held by institutions.Read more about Franklin Financial Services' insider trading history. Receive FRAF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Franklin Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address FRAF Stock News HeadlinesFranklin Financial Services Corporation Common Stock (FRAF)April 26 at 11:20 AM | nasdaq.comFranklin Financial stock hits 52-week high of $37.9 amid growthFebruary 13, 2025 | msn.comGet Your Bank Account “Fed Invasion” Ready with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank accounts nationwide. It will give them unprecedented powers to control your bank account.April 27, 2025 | Weiss Ratings (Ad)Franklin financial director Gregory Duffey buys $101,700 in stockFebruary 8, 2025 | msn.comWhy Franklin Financial Services Corp (FRAF) is Skyrocketing So Far In 2025February 8, 2025 | msn.comFranklin Financial's president buys $249,312 in stockFebruary 6, 2025 | msn.comFranklin Financial Services Corporation: Franklin Financial Reports 2024 Q4 and Year-to-Date Results; Declares DividendJanuary 30, 2025 | finanznachrichten.deFranklin Financial stock hits 52-week high at $34.65January 29, 2025 | msn.comSee More Headlines FRAF Stock Analysis - Frequently Asked Questions How have FRAF shares performed this year? Franklin Financial Services' stock was trading at $29.90 at the beginning of 2025. Since then, FRAF stock has increased by 31.6% and is now trading at $39.34. View the best growth stocks for 2025 here. How were Franklin Financial Services' earnings last quarter? Franklin Financial Services Co. (NASDAQ:FRAF) released its quarterly earnings data on Tuesday, January, 28th. The company reported $0.11 earnings per share for the quarter. Franklin Financial Services had a net margin of 9.64% and a trailing twelve-month return on equity of 7.91%. Who are Franklin Financial Services' major shareholders? Top institutional investors of Franklin Financial Services include Farmers & Merchants Trust Co of Chambersburg PA (0.77%). Insiders that own company stock include Allan E Jennings Jr, Gregory A Duffey, Craig W Best, Mark R Hollar, Kimberly Rzomp, Karen K Carmack and Charles Benner Carroll Jr. View institutional ownership trends. How do I buy shares of Franklin Financial Services? Shares of FRAF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Franklin Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Franklin Financial Services investors own include Broadcom (AVGO), NVIDIA (NVDA), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL), Adobe (ADBE) and Builders FirstSource (BLDR). Company Calendar Last Earnings1/28/2025Record date for 2/26 Dividend2/07/2025Ex-Dividend for 2/26 Dividend2/07/2025Dividend Payable2/26/2025Today4/27/2025Next Earnings (Estimated)4/28/2025Record date for 5/28 Dividend5/02/2025Ex-Dividend for 5/28 Dividend5/02/2025Dividend Payable5/28/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:FRAF CIK723646 Webwww.franklinfin.com Phone(717) 264-6116Fax717-264-3415Employees280Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.49 Trailing P/E Ratio15.80 Forward P/E RatioN/A P/E GrowthN/ANet Income$11.10 million Net Margins9.64% Pretax Margin14.80% Return on Equity7.91% Return on Assets0.54% Debt Debt-to-Equity Ratio1.60 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$69.89 million Price / Sales2.50 Cash Flow$4.36 per share Price / Cash Flow9.02 Book Value$30.30 per share Price / Book1.30Miscellaneous Outstanding Shares4,440,000Free Float4,110,000Market Cap$174.67 million OptionableNot Optionable Beta0.18 Beginner's Guide To Retirement StocksEnter your email address and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. 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