First Bank (FRBA) Competitors

First Bank (NASDAQ:FRBA) and Coastal Financial (NASDAQ:CCB) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, risk, analyst recommendations, dividends, valuation, community ranking and profitability.

Do analysts prefer FRBA or CCB?

First Bank currently has a consensus price target of $17.00, suggesting a potential upside of 17.57%. Coastal Financial has a consensus price target of $81.67, suggesting a potential downside of 3.38%. Given First Bank's higher possible upside, research analysts plainly believe First Bank is more favorable than Coastal Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Bank	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Coastal Financial	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.33

Is FRBA or CCB more profitable?

First Bank has a net margin of 18.19% compared to Coastal Financial's net margin of 5.98%. Coastal Financial's return on equity of 13.86% beat First Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Bank	18.19%	11.80%	1.25%
Coastal Financial	5.98%	13.86%	1.10%

Does the MarketBeat Community favor FRBA or CCB?

First Bank received 235 more outperform votes than Coastal Financial when rated by MarketBeat users. However, 63.64% of users gave Coastal Financial an outperform vote while only 63.52% of users gave First Bank an outperform vote.

Company	Underperform	Outperform
First Bank	Outperform Votes 249 63.52%	Underperform Votes 143 36.48%
Coastal Financial	Outperform Votes 14 63.64%	Underperform Votes 8 36.36%

Which has preferable earnings and valuation, FRBA or CCB?

Coastal Financial has higher revenue and earnings than First Bank. First Bank is trading at a lower price-to-earnings ratio than Coastal Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Bank	$124.08M	2.28	$20.90M	$1.59	9.09
Coastal Financial	$444.25M	2.58	$44.58M	$2.97	28.46

Which has more volatility & risk, FRBA or CCB?

First Bank has a beta of 0.94, indicating that its stock price is 6% less volatile than the S&P 500. Comparatively, Coastal Financial has a beta of 1.24, indicating that its stock price is 24% more volatile than the S&P 500.

Does the media favor FRBA or CCB?

In the previous week, First Bank had 2 more articles in the media than Coastal Financial. MarketBeat recorded 7 mentions for First Bank and 5 mentions for Coastal Financial. First Bank's average media sentiment score of 0.56 beat Coastal Financial's score of 0.54 indicating that First Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Bank	2 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Coastal Financial	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals believe in FRBA or CCB?

64.9% of First Bank shares are held by institutional investors. Comparatively, 59.2% of Coastal Financial shares are held by institutional investors. 13.1% of First Bank shares are held by company insiders. Comparatively, 16.8% of Coastal Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Coastal Financial beats First Bank on 12 of the 19 factors compared between the two stocks.