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NASDAQ:FSBC

Five Star Bancorp (FSBC) Stock Price, News & Analysis

Five Star Bancorp logo
$31.46 -0.28 (-0.87%)
As of 01:09 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

About Five Star Bancorp Stock (NASDAQ:FSBC)

Key Stats

Today's Range
$31.55
$32.33
50-Day Range
$28.41
$33.06
52-Week Range
$21.10
$35.13
Volume
19,213 shs
Average Volume
40,053 shs
Market Capitalization
$670.62 million
P/E Ratio
13.82
Dividend Yield
2.54%
Price Target
$36.38
Consensus Rating
Moderate Buy

Company Overview

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

Five Star Bancorp Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
76th Percentile Overall Score

FSBC MarketRank™: 

Five Star Bancorp scored higher than 76% of companies evaluated by MarketBeat, and ranked 366th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Five Star Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 3 buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    Five Star Bancorp has only been the subject of 4 research reports in the past 90 days.

  • Read more about Five Star Bancorp's stock forecast and price target.
  • Earnings Growth

    Earnings for Five Star Bancorp are expected to grow by 18.25% in the coming year, from $2.63 to $3.11 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Five Star Bancorp is 13.96, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 23.61.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Five Star Bancorp is 13.96, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.25.

  • Price to Book Value per Share Ratio

    Five Star Bancorp has a P/B Ratio of 1.92. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Five Star Bancorp's valuation and earnings.
  • Percentage of Shares Shorted

    1.14% of the float of Five Star Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Five Star Bancorp has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Five Star Bancorp has recently decreased by 4.43%, indicating that investor sentiment is improving.
  • Dividend Yield

    Five Star Bancorp pays a meaningful dividend of 2.52%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Five Star Bancorp does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of Five Star Bancorp is 35.09%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Five Star Bancorp will have a dividend payout ratio of 25.72% next year. This indicates that Five Star Bancorp will be able to sustain or increase its dividend.

  • Read more about Five Star Bancorp's dividend.
  • Percentage of Shares Shorted

    1.14% of the float of Five Star Bancorp has been sold short.
  • Short Interest Ratio / Days to Cover

    Five Star Bancorp has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Five Star Bancorp has recently decreased by 4.43%, indicating that investor sentiment is improving.
  • Search Interest

    Only 1 people have searched for FSBC on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.
  • MarketBeat Follows

    1 people have added Five Star Bancorp to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Five Star Bancorp insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    25.57% of the stock of Five Star Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    46.94% of the stock of Five Star Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Five Star Bancorp's insider trading history.
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FSBC Stock News Headlines

Five Star (FSBC) Receives a Buy from D.A. Davidson
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Five Star (FSBC) Gets a Hold from KBW
See More Headlines

FSBC Stock Analysis - Frequently Asked Questions

Five Star Bancorp's stock was trading at $30.09 on January 1st, 2025. Since then, FSBC shares have increased by 5.7% and is now trading at $31.82.
View the best growth stocks for 2025 here
.

Five Star Bancorp (NASDAQ:FSBC) posted its quarterly earnings data on Monday, January, 27th. The company reported $0.63 earnings per share for the quarter, beating the consensus estimate of $0.59 by $0.04. Five Star Bancorp had a trailing twelve-month return on equity of 12.89% and a net margin of 21.40%.

Five Star Bancorp (FSBC) raised $101 million in an IPO on Wednesday, May 5th 2021. The company issued 5,300,000 shares at a price of $18.00-$20.00 per share. Keefe, Bruyette & Woods (Stifel) served as the underwriter for the IPO and Stephens, Inc. and D.A. Davidson were co-managers.

Five Star Bancorp's top institutional shareholders include T. Rowe Price Investment Management Inc. (9.33%), Vanguard Group Inc. (3.94%), Franklin Resources Inc. (2.68%) and FJ Capital Management LLC (2.28%). Insiders that own company stock include David John Lucchetti, Robert Truxtun Perry-Smith, Michael Eugene Lee, Brett Levi Wait and Lydia Ann Ramirez-Medina.
View institutional ownership trends
.

Shares of FSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Five Star Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Meta Platforms (META), NVIDIA (NVDA), Home Depot (HD) and Netflix (NFLX).

Company Calendar

Last Earnings
1/27/2025
Ex-Dividend for 2/10 Dividend
2/03/2025
Dividend Payable
2/10/2025
Today
2/21/2025
Next Earnings (Estimated)
5/05/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Sector
Finance
Industry
State commercial banks
Sub-Industry
Banking
Current Symbol
NASDAQ:FSBC
Fax
N/A
Employees
180
Year Founded
N/A

Price Target and Rating

Average Stock Price Target
$36.38
High Stock Price Target
$38.50
Low Stock Price Target
$35.00
Potential Upside/Downside
+14.4%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.75
Research Coverage
4 Analysts

Profitability

Net Income
$45.67 million
Pretax Margin
29.94%

Debt

Sales & Book Value

Annual Sales
$213.40 million
Cash Flow
$2.94 per share
Book Value
$16.56 per share

Miscellaneous

Free Float
15,868,000
Market Cap
$677.66 million
Optionable
Optionable
Beta
0.48
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This page (NASDAQ:FSBC) was last updated on 2/21/2025 by MarketBeat.com Staff
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