Five Star Bancorp, Inc. (NASDAQ:FSBC) is the bank holding company for Five Star Bank, a full-service community banking franchise headquartered in Rochester, New York. The company operates an extensive branch network across upstate New York, including the Finger Lakes, Southern Tier, North Country and Mohawk Valley regions, as well as parts of Western New York and Northern Pennsylvania. Through its retail, commercial and wealth management divisions, Five Star Bancorp serves individual consumers, small- and middle-market businesses, municipalities and not-for-profit organizations with deposit, loan and advisory services.
Five Star Bank’s core offerings encompass checking and savings accounts, digital and mobile banking, and treasury and payment solutions designed to meet the operational needs of local businesses. On the lending side, the bank provides commercial real estate financing, equipment loans, agricultural and agribusiness loans, and consumer mortgages. The company also delivers private banking, trust and investment advisory services through its wealth management arm. Ancillary products such as insurance, leasing and letters of credit round out its product suite, while a dedicated team of relationship managers emphasizes personalized service and local market expertise.
Tracing its origins to community financial institutions established in the late 19th century, Five Star Bancorp has pursued both organic growth and selective acquisitions since its formation in 2006. This strategic expansion has allowed the company to deepen its presence across underbanked upstate markets while maintaining a community-focused culture. At the helm is President and Chief Executive Officer Jonathan T. Roberts, supported by an experienced management team and board of directors committed to prudent risk management, technological innovation and sustainable growth. This combination of local market knowledge, diversified product offerings and seasoned leadership defines Five Star Bancorp’s position in the regional banking landscape.
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