Five Star Bancorp (FSBC) Competitors

First Busey (NASDAQ:BUSE) and Five Star Bancorp (NASDAQ:FSBC) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, profitability, valuation, dividends and institutional ownership.

Is BUSE or FSBC more profitable?

Five Star Bancorp has a net margin of 21.64% compared to First Busey's net margin of 8.32%. Five Star Bancorp's return on equity of 12.24% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	8.32%	8.46%	0.96%
Five Star Bancorp	21.64%	12.24%	1.22%

Which has better valuation and earnings, BUSE or FSBC?

First Busey has higher revenue and earnings than Five Star Bancorp. Five Star Bancorp is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.19	$113.69M	$1.07	22.13
Five Star Bancorp	$131.69M	4.86	$45.67M	$2.28	13.17

Which has more risk & volatility, BUSE or FSBC?

First Busey has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500. Comparatively, Five Star Bancorp has a beta of 0.51, indicating that its stock price is 49% less volatile than the S&P 500.

Is BUSE or FSBC a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.2%. Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. First Busey pays out 93.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer BUSE or FSBC?

In the previous week, First Busey had 8 more articles in the media than Five Star Bancorp. MarketBeat recorded 12 mentions for First Busey and 4 mentions for Five Star Bancorp. First Busey's average media sentiment score of 0.97 beat Five Star Bancorp's score of 0.77 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	5 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Five Star Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend BUSE or FSBC?

First Busey currently has a consensus price target of $27.67, suggesting a potential upside of 16.84%. Five Star Bancorp has a consensus price target of $35.00, suggesting a potential upside of 16.55%. Given First Busey's higher probable upside, equities research analysts clearly believe First Busey is more favorable than Five Star Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
Five Star Bancorp	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80

Do insiders and institutionals hold more shares of BUSE or FSBC?

56.5% of First Busey shares are held by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are held by institutional investors. 3.9% of First Busey shares are held by company insiders. Comparatively, 25.6% of Five Star Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

First Busey beats Five Star Bancorp on 10 of the 19 factors compared between the two stocks.