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Five Star Bancorp (FSBC) Competitors

Five Star Bancorp logo
$26.41 +0.21 (+0.80%)
Closing price 04/17/2025 04:00 PM Eastern
Extended Trading
$26.42 +0.02 (+0.06%)
As of 04/17/2025 04:05 PM Eastern
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FSBC vs. LU, BFH, CLSK, CORZ, FBK, PPBI, NTB, CASH, NIC, and MBIN

Should you be buying Five Star Bancorp stock or one of its competitors? The main competitors of Five Star Bancorp include Lufax (LU), Bread Financial (BFH), CleanSpark (CLSK), Core Scientific (CORZ), FB Financial (FBK), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), Pathward Financial (CASH), Nicolet Bankshares (NIC), and Merchants Bancorp (MBIN). These companies are all part of the "banking" industry.

Five Star Bancorp vs.

Lufax (NYSE:LU) and Five Star Bancorp (NASDAQ:FSBC) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, community ranking, profitability, earnings, risk, analyst recommendations and media sentiment.

In the previous week, Lufax and Lufax both had 6 articles in the media. Lufax's average media sentiment score of 1.37 beat Five Star Bancorp's score of 0.98 indicating that Lufax is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Lufax
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Five Star Bancorp
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Lufax pays an annual dividend of $0.12 per share and has a dividend yield of 5.1%. Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.0%. Lufax pays out -15.6% of its earnings in the form of a dividend. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Lufax is clearly the better dividend stock, given its higher yield and lower payout ratio.

Five Star Bancorp has a net margin of 21.40% compared to Lufax's net margin of -12.75%. Five Star Bancorp's return on equity of 12.89% beat Lufax's return on equity.

Company Net Margins Return on Equity Return on Assets
Lufax-12.75% -3.63% -1.45%
Five Star Bancorp 21.40%12.89%1.25%

Lufax currently has a consensus price target of $2.98, suggesting a potential upside of 26.33%. Five Star Bancorp has a consensus price target of $36.38, suggesting a potential upside of 37.73%. Given Five Star Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Five Star Bancorp is more favorable than Lufax.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Five Star Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

69.1% of Lufax shares are owned by institutional investors. Comparatively, 46.9% of Five Star Bancorp shares are owned by institutional investors. 25.6% of Five Star Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Five Star Bancorp received 52 more outperform votes than Lufax when rated by MarketBeat users. Likewise, 61.48% of users gave Five Star Bancorp an outperform vote while only 41.82% of users gave Lufax an outperform vote.

CompanyUnderperformOutperform
LufaxOutperform Votes
23
41.82%
Underperform Votes
32
58.18%
Five Star BancorpOutperform Votes
75
61.48%
Underperform Votes
47
38.52%

Lufax has higher revenue and earnings than Five Star Bancorp. Lufax is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Lufax$20.29B0.10$125.31M-$0.77-3.06
Five Star Bancorp$124.96M4.51$45.67M$2.2811.58

Lufax has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500. Comparatively, Five Star Bancorp has a beta of 0.52, indicating that its stock price is 48% less volatile than the S&P 500.

Summary

Five Star Bancorp beats Lufax on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FSBC vs. The Competition

MetricFive Star BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$563.30M$2.87B$10.84B$7.34B
Dividend Yield3.05%4.09%5.97%4.30%
P/E Ratio11.5821.6821.5317.80
Price / Sales4.512.9025.4397.73
Price / Cash10.7910.6317.6134.64
Price / Book1.591.102.563.98
Net Income$45.67M$372.21M$1.03B$247.81M
1 Month Performance-7.30%-6.66%-4.09%-7.84%
1 Year Performance20.37%12.93%531.54%1.60%

Five Star Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FSBC
Five Star Bancorp
4.6979 of 5 stars
$26.41
+0.8%
$36.38
+37.7%
+23.1%$563.30M$124.96M11.58180
LU
Lufax
3.3848 of 5 stars
$2.48
-6.3%
$2.98
+20.2%
-44.9%$2.15B$20.29B-3.2192,400News Coverage
Positive News
Gap Up
BFH
Bread Financial
3.8991 of 5 stars
$43.93
+4.9%
$57.08
+30.0%
+40.9%$2.11B$3.84B7.917,500Upcoming Earnings
Analyst Revision
High Trading Volume
CLSK
CleanSpark
3.6673 of 5 stars
$7.43
+1.5%
$21.57
+190.3%
-53.7%$2.09B$467.49M67.55130
CORZ
Core Scientific
3.1678 of 5 stars
$7.02
-2.2%
$19.07
+171.6%
+130.2%$2.07B$510.67M-1.30200News Coverage
FBK
FB Financial
4.7446 of 5 stars
$40.55
-0.5%
$55.40
+36.6%
+14.0%$1.89B$457.74M16.421,760Earnings Report
Analyst Forecast
Insider Trade
Short Interest ↑
News Coverage
High Trading Volume
PPBI
Pacific Premier Bancorp
3.8086 of 5 stars
$19.04
-1.1%
$27.00
+41.8%
-9.7%$1.84B$567.77M11.611,430Upcoming Earnings
News Coverage
Gap Down
High Trading Volume
NTB
Bank of N.T. Butterfield & Son
3.54 of 5 stars
$35.96
-0.8%
$40.80
+13.5%
+23.0%$1.71B$581.98M7.621,340Upcoming Earnings
News Coverage
Positive News
CASH
Pathward Financial
4.0441 of 5 stars
$67.64
+0.2%
$90.50
+33.8%
+43.5%$1.61B$600.62M9.861,244Upcoming Earnings
Positive News
High Trading Volume
NIC
Nicolet Bankshares
2.3777 of 5 stars
$102.05
+1.4%
$119.00
+16.6%
+43.8%$1.55B$349.12M12.71860Earnings Report
Analyst Forecast
News Coverage
Positive News
Gap Down
High Trading Volume
MBIN
Merchants Bancorp
4.3522 of 5 stars
$33.37
-0.2%
$48.83
+46.3%
-15.4%$1.53B$666.97M5.29480Short Interest ↓

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This page (NASDAQ:FSBC) was last updated on 4/19/2025 by MarketBeat.com Staff
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