Five Star Bancorp (FSBC) Competitors $27.77 -0.59 (-2.08%) Closing price 03/28/2025 04:00 PM EasternExtended Trading$27.78 +0.01 (+0.04%) As of 03/28/2025 04:51 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FSBC vs. BFH, CLSK, FBK, PPBI, NTB, NIC, MBIN, LX, CASH, and PWPShould you be buying Five Star Bancorp stock or one of its competitors? The main competitors of Five Star Bancorp include Bread Financial (BFH), CleanSpark (CLSK), FB Financial (FBK), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), Nicolet Bankshares (NIC), Merchants Bancorp (MBIN), LexinFintech (LX), Pathward Financial (CASH), and Perella Weinberg Partners (PWP). These companies are all part of the "banking" industry. Five Star Bancorp vs. Bread Financial CleanSpark FB Financial Pacific Premier Bancorp Bank of N.T. Butterfield & Son Nicolet Bankshares Merchants Bancorp LexinFintech Pathward Financial Perella Weinberg Partners Five Star Bancorp (NASDAQ:FSBC) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, community ranking, risk, valuation, analyst recommendations, dividends, earnings and profitability. Do insiders & institutionals believe in FSBC or BFH? 46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 99.5% of Bread Financial shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by insiders. Comparatively, 0.6% of Bread Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Do analysts rate FSBC or BFH? Five Star Bancorp currently has a consensus price target of $36.38, suggesting a potential upside of 30.99%. Bread Financial has a consensus price target of $59.69, suggesting a potential upside of 19.51%. Given Five Star Bancorp's stronger consensus rating and higher possible upside, research analysts plainly believe Five Star Bancorp is more favorable than Bread Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Five Star Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75Bread Financial 2 Sell rating(s) 9 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.19 Which has higher valuation and earnings, FSBC or BFH? Bread Financial has higher revenue and earnings than Five Star Bancorp. Bread Financial is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFive Star Bancorp$124.96M4.74$45.67M$2.2812.18Bread Financial$3.84B0.64$277M$5.559.00 Does the MarketBeat Community favor FSBC or BFH? Five Star Bancorp received 58 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 61.48% of users gave Five Star Bancorp an outperform vote while only 21.79% of users gave Bread Financial an outperform vote. CompanyUnderperformOutperformFive Star BancorpOutperform Votes7561.48% Underperform Votes4738.52% Bread FinancialOutperform Votes1721.79% Underperform Votes6178.21% Does the media refer more to FSBC or BFH? In the previous week, Bread Financial had 6 more articles in the media than Five Star Bancorp. MarketBeat recorded 9 mentions for Bread Financial and 3 mentions for Five Star Bancorp. Five Star Bancorp's average media sentiment score of 1.38 beat Bread Financial's score of 0.51 indicating that Five Star Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Five Star Bancorp 1 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Bread Financial 4 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive Is FSBC or BFH more profitable? Five Star Bancorp has a net margin of 21.40% compared to Bread Financial's net margin of 5.75%. Five Star Bancorp's return on equity of 12.89% beat Bread Financial's return on equity.Company Net Margins Return on Equity Return on Assets Five Star Bancorp21.40% 12.89% 1.25% Bread Financial 5.75%12.41%1.72% Which has more risk and volatility, FSBC or BFH? Five Star Bancorp has a beta of 0.48, meaning that its share price is 52% less volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.96, meaning that its share price is 96% more volatile than the S&P 500. Is FSBC or BFH a better dividend stock? Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.9%. Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.7%. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Bread Financial pays out 15.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SummaryFive Star Bancorp beats Bread Financial on 11 of the 20 factors compared between the two stocks. Remove Ads Get Five Star Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for FSBC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FSBC vs. The Competition Export to ExcelMetricFive Star BancorpState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$604.89M$3.06B$11.31B$7.84BDividend Yield2.81%3.76%5.39%4.01%P/E Ratio12.1822.9222.4918.73Price / Sales4.743.0825.7490.75Price / Cash10.7910.6317.6234.64Price / Book1.681.172.734.23Net Income$45.67M$372.21M$1.04B$247.47M7 Day Performance-0.82%-0.47%-0.01%-2.29%1 Month Performance-8.83%-5.38%495.71%-5.81%1 Year Performance23.42%14.55%536.45%-0.96% Five Star Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FSBCFive Star Bancorp4.7072 of 5 stars$27.77-2.1%$36.38+31.0%+23.4%$604.89M$124.96M12.18180BFHBread Financial3.8302 of 5 stars$47.83-2.9%$59.69+24.8%+34.1%$2.35B$3.84B8.626,000Analyst RevisionHigh Trading VolumeCLSKCleanSpark4.0675 of 5 stars$8.12+1.9%$21.63+166.3%-66.1%$2.28B$467.49M73.82130Gap DownFBKFB Financial4.4843 of 5 stars$46.86+1.0%$52.60+12.3%+24.9%$2.19B$457.74M18.971,760PPBIPacific Premier Bancorp4.0958 of 5 stars$22.33-0.1%$27.00+20.9%-11.5%$2.15B$567.77M13.621,345Positive NewsNTBBank of N.T. Butterfield & Son2.9044 of 5 stars$37.93+0.1%$40.80+7.6%+21.0%$1.80B$581.98M8.041,340Short Interest ↑News CoveragePositive NewsNICNicolet Bankshares2.2937 of 5 stars$115.34+2.7%$119.00+3.2%+27.1%$1.76B$349.12M14.36860Short Interest ↑Positive NewsHigh Trading VolumeMBINMerchants Bancorp4.0821 of 5 stars$38.28+1.0%$51.50+34.5%-14.2%$1.76B$666.97M6.07480Positive NewsLXLexinFintech2.3206 of 5 stars$10.53flatN/A+517.2%$1.73B$14.05B16.713,900Dividend IncreaseOptions VolumeHigh Trading VolumeCASHPathward Financial3.6534 of 5 stars$72.04+0.2%$90.50+25.6%+44.1%$1.72B$600.62M10.501,244News CoveragePositive NewsPWPPerella Weinberg Partners2.1253 of 5 stars$19.39-0.5%$25.00+28.9%+30.6%$1.68B$878.04M-12.27600Positive News Remove Ads Related Companies and Tools Related Companies Bread Financial Competitors CleanSpark Competitors FB Financial Competitors Pacific Premier Bancorp Competitors Bank of N.T. Butterfield & Son Competitors Nicolet Bankshares Competitors Merchants Bancorp Competitors LexinFintech Competitors Pathward Financial Competitors Perella Weinberg Partners Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:FSBC) was last updated on 3/30/2025 by MarketBeat.com Staff From Our PartnersTrump to unlock 15-figure fortune for America (May 3rd) ?We were shown this map by former Presidential Advisor, Jim Rickards, one of the most politically connected men...Paradigm Press | SponsoredThe Dirty Secret About Gold Mining Stocks...Here's something most gold analysts won't tell you: 90% of gold mining companies actually destroy sharehold...Golden Portfolio | SponsoredA market crash is coming—here’s whenThe stock market cycle I've used to identify the most likely day of the next market crash is the exact same in...Chaikin Analytics | SponsoredWall Street’s “AI Oracle” Reveals Next Big Tech PlayA tiny American tech company could be at the center of the next big AI breakthrough. Wall Street's "AI Orac...InvestorPlace | SponsoredTrump’s Final Plan Presidential insider exposes shocking plot to reshape U.S. economy: The 2025 Trump Reset -- Inside Trump’...Porter & Company | SponsoredDo this Before Elon's Reveal on April 23rdElon’s newest tech could pay you an extra $30,000 a year — while you sleep. It’s smaller than a quarter but...Brownstone Research | SponsoredYour Wealth is Under AttackPlease don't wait—this is your moment to take action. Download your Wealth Protection Guide now, claim your fr...American Alternative | SponsoredTermination: 18F (read immediately)Have you ever heard of the government's 18F program? It helped manage digital services across the governmen...Altimetry | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Five Star Bancorp Please log in to your account or sign up in order to add this asset to your watchlist. Share Five Star Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.