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Five Star Bancorp (FSBC) Competitors

Five Star Bancorp logo
$27.77 -0.59 (-2.08%)
Closing price 03/28/2025 04:00 PM Eastern
Extended Trading
$27.78 +0.01 (+0.04%)
As of 03/28/2025 04:51 PM Eastern
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FSBC vs. BFH, CLSK, FBK, PPBI, NTB, NIC, MBIN, LX, CASH, and PWP

Should you be buying Five Star Bancorp stock or one of its competitors? The main competitors of Five Star Bancorp include Bread Financial (BFH), CleanSpark (CLSK), FB Financial (FBK), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), Nicolet Bankshares (NIC), Merchants Bancorp (MBIN), LexinFintech (LX), Pathward Financial (CASH), and Perella Weinberg Partners (PWP). These companies are all part of the "banking" industry.

Five Star Bancorp vs.

Five Star Bancorp (NASDAQ:FSBC) and Bread Financial (NYSE:BFH) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, community ranking, risk, valuation, analyst recommendations, dividends, earnings and profitability.

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 99.5% of Bread Financial shares are held by institutional investors. 25.6% of Five Star Bancorp shares are held by insiders. Comparatively, 0.6% of Bread Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Five Star Bancorp currently has a consensus price target of $36.38, suggesting a potential upside of 30.99%. Bread Financial has a consensus price target of $59.69, suggesting a potential upside of 19.51%. Given Five Star Bancorp's stronger consensus rating and higher possible upside, research analysts plainly believe Five Star Bancorp is more favorable than Bread Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Five Star Bancorp
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
Bread Financial
2 Sell rating(s)
9 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.19

Bread Financial has higher revenue and earnings than Five Star Bancorp. Bread Financial is trading at a lower price-to-earnings ratio than Five Star Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Five Star Bancorp$124.96M4.74$45.67M$2.2812.18
Bread Financial$3.84B0.64$277M$5.559.00

Five Star Bancorp received 58 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 61.48% of users gave Five Star Bancorp an outperform vote while only 21.79% of users gave Bread Financial an outperform vote.

CompanyUnderperformOutperform
Five Star BancorpOutperform Votes
75
61.48%
Underperform Votes
47
38.52%
Bread FinancialOutperform Votes
17
21.79%
Underperform Votes
61
78.21%

In the previous week, Bread Financial had 6 more articles in the media than Five Star Bancorp. MarketBeat recorded 9 mentions for Bread Financial and 3 mentions for Five Star Bancorp. Five Star Bancorp's average media sentiment score of 1.38 beat Bread Financial's score of 0.51 indicating that Five Star Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Five Star Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Bread Financial
4 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Five Star Bancorp has a net margin of 21.40% compared to Bread Financial's net margin of 5.75%. Five Star Bancorp's return on equity of 12.89% beat Bread Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Five Star Bancorp21.40% 12.89% 1.25%
Bread Financial 5.75%12.41%1.72%

Five Star Bancorp has a beta of 0.48, meaning that its share price is 52% less volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.96, meaning that its share price is 96% more volatile than the S&P 500.

Five Star Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.9%. Bread Financial pays an annual dividend of $0.84 per share and has a dividend yield of 1.7%. Five Star Bancorp pays out 35.1% of its earnings in the form of a dividend. Bread Financial pays out 15.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Five Star Bancorp beats Bread Financial on 11 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FSBC vs. The Competition

MetricFive Star BancorpState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$604.89M$3.06B$11.31B$7.84B
Dividend Yield2.81%3.76%5.39%4.01%
P/E Ratio12.1822.9222.4918.73
Price / Sales4.743.0825.7490.75
Price / Cash10.7910.6317.6234.64
Price / Book1.681.172.734.23
Net Income$45.67M$372.21M$1.04B$247.47M
7 Day Performance-0.82%-0.47%-0.01%-2.29%
1 Month Performance-8.83%-5.38%495.71%-5.81%
1 Year Performance23.42%14.55%536.45%-0.96%

Five Star Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FSBC
Five Star Bancorp
4.7072 of 5 stars
$27.77
-2.1%
$36.38
+31.0%
+23.4%$604.89M$124.96M12.18180
BFH
Bread Financial
3.8302 of 5 stars
$47.83
-2.9%
$59.69
+24.8%
+34.1%$2.35B$3.84B8.626,000Analyst Revision
High Trading Volume
CLSK
CleanSpark
4.0675 of 5 stars
$8.12
+1.9%
$21.63
+166.3%
-66.1%$2.28B$467.49M73.82130Gap Down
FBK
FB Financial
4.4843 of 5 stars
$46.86
+1.0%
$52.60
+12.3%
+24.9%$2.19B$457.74M18.971,760
PPBI
Pacific Premier Bancorp
4.0958 of 5 stars
$22.33
-0.1%
$27.00
+20.9%
-11.5%$2.15B$567.77M13.621,345Positive News
NTB
Bank of N.T. Butterfield & Son
2.9044 of 5 stars
$37.93
+0.1%
$40.80
+7.6%
+21.0%$1.80B$581.98M8.041,340Short Interest ↑
News Coverage
Positive News
NIC
Nicolet Bankshares
2.2937 of 5 stars
$115.34
+2.7%
$119.00
+3.2%
+27.1%$1.76B$349.12M14.36860Short Interest ↑
Positive News
High Trading Volume
MBIN
Merchants Bancorp
4.0821 of 5 stars
$38.28
+1.0%
$51.50
+34.5%
-14.2%$1.76B$666.97M6.07480Positive News
LX
LexinFintech
2.3206 of 5 stars
$10.53
flat
N/A+517.2%$1.73B$14.05B16.713,900Dividend Increase
Options Volume
High Trading Volume
CASH
Pathward Financial
3.6534 of 5 stars
$72.04
+0.2%
$90.50
+25.6%
+44.1%$1.72B$600.62M10.501,244News Coverage
Positive News
PWP
Perella Weinberg Partners
2.1253 of 5 stars
$19.39
-0.5%
$25.00
+28.9%
+30.6%$1.68B$878.04M-12.27600Positive News
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This page (NASDAQ:FSBC) was last updated on 3/30/2025 by MarketBeat.com Staff
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