FS Bancorp (FSBW) Competitors

FS Bancorp (NASDAQ:FSBW) and Byline Bancorp (NYSE:BY) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, dividends, institutional ownership, earnings, community ranking, valuation, risk, media sentiment and analyst recommendations.

Which has more volatility & risk, FSBW or BY?

FS Bancorp has a beta of 0.96, indicating that its stock price is 4% less volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 1.15, indicating that its stock price is 15% more volatile than the S&P 500.

Does the MarketBeat Community favor FSBW or BY?

FS Bancorp received 57 more outperform votes than Byline Bancorp when rated by MarketBeat users. Likewise, 64.25% of users gave FS Bancorp an outperform vote while only 59.45% of users gave Byline Bancorp an outperform vote.

Company	Underperform	Outperform
FS Bancorp	Outperform Votes 230 64.25%	Underperform Votes 128 35.75%
Byline Bancorp	Outperform Votes 173 59.45%	Underperform Votes 118 40.55%

Does the media refer more to FSBW or BY?

In the previous week, Byline Bancorp had 1 more articles in the media than FS Bancorp. MarketBeat recorded 4 mentions for Byline Bancorp and 3 mentions for FS Bancorp. Byline Bancorp's average media sentiment score of 0.33 beat FS Bancorp's score of -0.05 indicating that Byline Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FS Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Byline Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FSBW or BY more profitable?

Byline Bancorp has a net margin of 19.39% compared to FS Bancorp's net margin of 18.28%. FS Bancorp's return on equity of 13.42% beat Byline Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FS Bancorp	18.28%	13.42%	1.26%
Byline Bancorp	19.39%	11.90%	1.32%

Do institutionals and insiders have more ownership in FSBW or BY?

63.9% of FS Bancorp shares are owned by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are owned by institutional investors. 13.3% of FS Bancorp shares are owned by insiders. Comparatively, 30.1% of Byline Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Do analysts recommend FSBW or BY?

FS Bancorp currently has a consensus target price of $44.00, indicating a potential upside of 4.74%. Byline Bancorp has a consensus target price of $30.88, indicating a potential upside of 7.35%. Given Byline Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Byline Bancorp is more favorable than FS Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FS Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Byline Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better valuation & earnings, FSBW or BY?

Byline Bancorp has higher revenue and earnings than FS Bancorp. FS Bancorp is trading at a lower price-to-earnings ratio than Byline Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FS Bancorp	$187.68M	1.75	$36.05M	$4.71	8.92
Byline Bancorp	$400.23M	3.19	$107.88M	$2.75	10.46

Is FSBW or BY a better dividend stock?

FS Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 2.6%. Byline Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 1.3%. FS Bancorp pays out 22.9% of its earnings in the form of a dividend. Byline Bancorp pays out 13.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FS Bancorp has increased its dividend for 11 consecutive years. FS Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Byline Bancorp beats FS Bancorp on 15 of the 21 factors compared between the two stocks.