First Seacoast Bancorp (FSEA) Competitors

Meridian (NASDAQ:MRBK) and First Seacoast Bancorp (NASDAQ:FSEA) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, community ranking, valuation, analyst recommendations, media sentiment, institutional ownership, earnings, dividends and profitability.

Which has more risk & volatility, MRBK or FSEA?

Meridian has a beta of 0.83, indicating that its share price is 17% less volatile than the S&P 500. Comparatively, First Seacoast Bancorp has a beta of 0.42, indicating that its share price is 58% less volatile than the S&P 500.

Which has preferable earnings and valuation, MRBK or FSEA?

Meridian has higher revenue and earnings than First Seacoast Bancorp. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than Meridian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Meridian	$197.37M	0.89	$16.35M	$1.45	10.76
First Seacoast Bancorp	$18.58M	2.73	-$10.66M	-$1.89	-5.71

Does the MarketBeat Community prefer MRBK or FSEA?

Meridian received 126 more outperform votes than First Seacoast Bancorp when rated by MarketBeat users. Likewise, 57.76% of users gave Meridian an outperform vote while only 38.10% of users gave First Seacoast Bancorp an outperform vote.

Company	Underperform	Outperform
Meridian	Outperform Votes 134 57.76%	Underperform Votes 98 42.24%
First Seacoast Bancorp	Outperform Votes 8 38.10%	Underperform Votes 13 61.90%

Does the media prefer MRBK or FSEA?

In the previous week, Meridian's average media sentiment score of 0.67 beat First Seacoast Bancorp's score of 0.00 indicating that Meridian is being referred to more favorably in the media.

Company	Overall Sentiment
Meridian	Positive
First Seacoast Bancorp	Neutral

Is MRBK or FSEA more profitable?

Meridian has a net margin of 8.28% compared to First Seacoast Bancorp's net margin of -35.93%. Meridian's return on equity of 10.01% beat First Seacoast Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Meridian	8.28%	10.01%	0.70%
First Seacoast Bancorp	-35.93%	-13.41%	-1.49%

Do analysts rate MRBK or FSEA?

Meridian currently has a consensus price target of $16.00, indicating a potential upside of 2.56%. Given Meridian's stronger consensus rating and higher probable upside, analysts clearly believe Meridian is more favorable than First Seacoast Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Meridian	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Seacoast Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do insiders and institutionals have more ownership in MRBK or FSEA?

58.6% of Meridian shares are held by institutional investors. Comparatively, 38.4% of First Seacoast Bancorp shares are held by institutional investors. 14.0% of Meridian shares are held by company insiders. Comparatively, 4.7% of First Seacoast Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Meridian beats First Seacoast Bancorp on 16 of the 17 factors compared between the two stocks.