First US Bancshares (FUSB) Stock Price, News & Analysis

Company Overview

First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. The company also provides loans secured by collateral in form of personal property items. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.

Key Stats

• Today's Range: $13.34 to $13.75
• 50-Day Range: $11.25 to $14.30
• 52-Week Range: $8.66 to $14.30
• Volume: 6,995 shs
• Average Volume: 4,841 shs
• Market Capitalization: $78.60 million
• P/E Ratio: 9.82
• Dividend Yield: 2.04%
• Price Target: N/A
• Consensus Rating: N/A

First US Bancshares Stock Analysis - MarketRank™

First US Bancshares scored higher than 66% of companies evaluated by MarketBeat, and ranked 460th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First US Bancshares.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First US Bancshares is 9.82, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 116.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of First US Bancshares is 9.82, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 34.17.

Price to Book Value per Share Ratio

First US Bancshares has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.07% of the float of First US Bancshares has been sold short.

Short Interest Ratio / Days to Cover

First US Bancshares has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First US Bancshares has recently decreased by 8.33%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First US Bancshares pays a meaningful dividend of 2.13%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First US Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First US Bancshares is 20.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.07% of the float of First US Bancshares has been sold short.

Short Interest Ratio / Days to Cover

First US Bancshares has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First US Bancshares has recently decreased by 8.33%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.95

News Sentiment

First US Bancshares has a news sentiment score of 0.95. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.79 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for First US Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First US Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,268.00 in company stock.

Percentage Held by Insiders

11.20% of the stock of First US Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 18.74% of the stock of First US Bancshares is held by institutions.

FUSB Stock Analysis - Frequently Asked Questions

How have FUSB shares performed this year?

First US Bancshares' stock was trading at $10.31 on January 1st, 2024. Since then, FUSB shares have increased by 33.4% and is now trading at $13.75.
View the best growth stocks for 2024 here.

How were First US Bancshares' earnings last quarter?

First US Bancshares, Inc. (NASDAQ:FUSB) announced its quarterly earnings data on Monday, July, 30th. The financial services provider reported $0.06 EPS for the quarter. The financial services provider earned $8.63 million during the quarter. First US Bancshares had a net margin of 14.25% and a trailing twelve-month return on equity of 9.31%.

Who are First US Bancshares' major shareholders?

Top institutional shareholders of First US Bancshares include Geode Capital Management LLC (0.92%) and Sanctuary Advisors LLC (0.20%). Insiders that own company stock include William C Mitchell, Eric H Mabowitz and Marlene M Mccain.
View institutional ownership trends.

How do I buy shares of First US Bancshares?

Shares of FUSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of First US Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First US Bancshares investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), Arista Networks (ANET), e.l.f. Beauty (ELF), Jabil (JBL) and Disc Medicine (IRON).

Company Calendar

• Last Earnings: 7/30/2018
• Ex-Dividend for 10/1 Dividend: 9/13/2024
• Dividend Payable: 10/01/2024
• Ex-Dividend for 1/2 Dividend: 12/13/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024
• Dividend Payable: 1/02/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FUSB
• CUSIP: N/A
• CIK: 717806
• Web: www.firstusbank.com
• Phone: (205) 582-1200
• Fax: 334-636-9606
• Employees: 155
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.40
• Trailing P/E Ratio: 9.82
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $8.48 million
• Net Margins: 14.25%
• Pretax Margin: 18.76%
• Return on Equity: 9.31%
• Return on Assets: 0.81%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $40.03 million
• Price / Sales: 1.96
• Cash Flow: $1.74 per share
• Price / Cash Flow: 7.88
• Book Value: $15.42 per share
• Price / Book: 0.89

Miscellaneous

• Outstanding Shares: 5,716,000
• Free Float: 5,076,000
• Market Cap: $78.60 million
• Optionable: Not Optionable
• Beta: 0.92