First National (FXNC) Competitors

First National (NASDAQ:FXNC) and Trinity Capital (NASDAQ:TRIN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, community ranking, dividends, profitability, valuation, risk, media sentiment and analyst recommendations.

Is FXNC or TRIN a better dividend stock?

First National pays an annual dividend of $0.62 per share and has a dividend yield of 2.5%. Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 12.9%. First National pays out 53.4% of its earnings in the form of a dividend. Trinity Capital pays out 119.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the MarketBeat Community favor FXNC or TRIN?

Trinity Capital received 50 more outperform votes than First National when rated by MarketBeat users. Likewise, 54.64% of users gave Trinity Capital an outperform vote while only 37.50% of users gave First National an outperform vote.

Company	Underperform	Outperform
First National	Outperform Votes 3 37.50%	Underperform Votes 5 62.50%
Trinity Capital	Outperform Votes 53 54.64%	Underperform Votes 44 45.36%

Do insiders & institutionals have more ownership in FXNC or TRIN?

33.9% of First National shares are owned by institutional investors. Comparatively, 24.6% of Trinity Capital shares are owned by institutional investors. 16.5% of First National shares are owned by insiders. Comparatively, 6.4% of Trinity Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Does the media favor FXNC or TRIN?

In the previous week, Trinity Capital had 2 more articles in the media than First National. MarketBeat recorded 7 mentions for Trinity Capital and 5 mentions for First National. First National's average media sentiment score of 0.84 beat Trinity Capital's score of 0.52 indicating that First National is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First National	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Trinity Capital	2 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, FXNC or TRIN?

Trinity Capital has higher revenue and earnings than First National. Trinity Capital is trading at a lower price-to-earnings ratio than First National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First National	$64.40M	3.48	$6.97M	$1.16	21.56
Trinity Capital	$181.85M	5.13	$76.89M	$1.71	9.26

Do analysts prefer FXNC or TRIN?

First National currently has a consensus target price of $24.75, indicating a potential downside of 1.04%. Trinity Capital has a consensus target price of $15.17, indicating a potential downside of 4.19%. Given First National's higher probable upside, research analysts plainly believe First National is more favorable than Trinity Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Trinity Capital	1 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is FXNC or TRIN more profitable?

Trinity Capital has a net margin of 40.73% compared to First National's net margin of 7.51%. Trinity Capital's return on equity of 15.90% beat First National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First National	7.51%	12.09%	1.01%
Trinity Capital	40.73%	15.90%	7.14%

Which has more risk & volatility, FXNC or TRIN?

First National has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500. Comparatively, Trinity Capital has a beta of 0.56, meaning that its stock price is 44% less volatile than the S&P 500.

Summary

Trinity Capital beats First National on 14 of the 20 factors compared between the two stocks.