This company has been marked as potentially delisted and may not be actively trading. Generations Bancorp NY (GBNY) Competitors Add Compare Share Share Competitors Stock AnalysisCompetitorsEarningsInsider TradesOwnershipTrendsBuy This Stock GBNY vs. FCAP, FNWD, SFBC, FGBI, RVSB, PROV, MGYR, IROQ, OFED, and TBNKShould you be buying Generations Bancorp NY stock or one of its competitors? The main competitors of Generations Bancorp NY include First Capital (FCAP), Finward Bancorp (FNWD), Sound Financial Bancorp (SFBC), First Guaranty Bancshares (FGBI), Riverview Bancorp (RVSB), Provident Financial (PROV), Magyar Bancorp (MGYR), IF Bancorp (IROQ), Oconee Federal Financial (OFED), and Territorial Bancorp (TBNK). These companies are all part of the "federal savings institutions" industry. Generations Bancorp NY vs. First Capital Finward Bancorp Sound Financial Bancorp First Guaranty Bancshares Riverview Bancorp Provident Financial Magyar Bancorp IF Bancorp Oconee Federal Financial Territorial Bancorp Generations Bancorp NY (NASDAQ:GBNY) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, earnings, dividends, institutional ownership, media sentiment, profitability, community ranking and analyst recommendations. Which has stronger valuation and earnings, GBNY or FCAP? First Capital has higher revenue and earnings than Generations Bancorp NY. Generations Bancorp NY is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioGenerations Bancorp NY$19.30M1.89-$1.57M-$1.23-13.00First Capital$43.45M3.77$11.94M$3.6613.33 Which has more volatility and risk, GBNY or FCAP? Generations Bancorp NY has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500. Comparatively, First Capital has a beta of 0.53, meaning that its stock price is 47% less volatile than the S&P 500. Is GBNY or FCAP more profitable? First Capital has a net margin of 20.54% compared to Generations Bancorp NY's net margin of -13.15%. First Capital's return on equity of 10.84% beat Generations Bancorp NY's return on equity.Company Net Margins Return on Equity Return on Assets Generations Bancorp NY-13.15% -7.26% -0.64% First Capital 20.54%10.84%1.02% Does the media refer more to GBNY or FCAP? In the previous week, First Capital had 10 more articles in the media than Generations Bancorp NY. MarketBeat recorded 10 mentions for First Capital and 0 mentions for Generations Bancorp NY. Generations Bancorp NY's average media sentiment score of 0.99 beat First Capital's score of 0.75 indicating that Generations Bancorp NY is being referred to more favorably in the media. Company Overall Sentiment Generations Bancorp NY Positive First Capital Positive Do institutionals & insiders believe in GBNY or FCAP? 37.7% of Generations Bancorp NY shares are held by institutional investors. Comparatively, 11.6% of First Capital shares are held by institutional investors. 6.2% of Generations Bancorp NY shares are held by company insiders. Comparatively, 4.0% of First Capital shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Does the MarketBeat Community favor GBNY or FCAP? First Capital received 143 more outperform votes than Generations Bancorp NY when rated by MarketBeat users. CompanyUnderperformOutperformGenerations Bancorp NYN/AN/AFirst CapitalOutperform Votes14339.94% Underperform Votes21560.06% SummaryFirst Capital beats Generations Bancorp NY on 11 of the 14 factors compared between the two stocks. Get Generations Bancorp NY News Delivered to You Automatically Sign up to receive the latest news and ratings for GBNY and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart GBNY vs. The Competition Export to ExcelMetricGenerations Bancorp NYFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$36.46M$3.02B$11.14B$7.82BDividend YieldN/A3.62%5.69%4.28%P/E Ratio-13.0015.8921.7418.43Price / Sales1.893.5825.98101.46Price / Cash14.9619.1117.6034.62Price / Book0.950.902.564.19Net Income-$1.57M$352.78M$1.03B$248.05M Generations Bancorp NY Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)GBNYGenerations Bancorp NYN/A$15.99-1.4%N/A+56.0%$36.46M$19.30M-13.0094FCAPFirst Capital1.9392 of 5 stars$41.26+1.6%N/A+74.3%$138.41M$43.45M11.56220Earnings ReportUpcoming EarningsShort Interest ↓News CoverageHigh Trading VolumeFNWDFinward Bancorp1.9286 of 5 stars$30.32+0.4%$31.00+2.2%+26.6%$131.13M$71.09M10.71280SFBCSound Financial Bancorp1.3153 of 5 stars$50.37+0.9%N/A+30.2%$129.24M$35.69M27.98140Upcoming EarningsPositive NewsFGBIFirst Guaranty Bancshares4.2845 of 5 stars$9.72+2.4%N/A+3.6%$121.55M$111.51M12.00490Upcoming EarningsPositive NewsRVSBRiverview Bancorp3.5743 of 5 stars$5.78+1.8%N/A+33.0%$121.24M$46.75M144.54220Positive NewsPROVProvident Financial3.7457 of 5 stars$14.200.0%$16.00+12.7%+11.4%$94.98M$38.44M15.60160Upcoming EarningsDividend AnnouncementNews CoverageMGYRMagyar Bancorp3.1753 of 5 stars$13.80+1.3%N/A+22.7%$89.42M$32.13M10.5390Upcoming EarningsShort Interest ↑Positive NewsGap DownIROQIF Bancorp1.8399 of 5 stars$23.50flatN/A+47.3%$78.77M$23.61M25.27110Upcoming EarningsShort Interest ↓Positive NewsOFEDOconee Federal FinancialN/A$12.80+8.9%N/AN/A$74.73M$16.85M9.9280Dividend AnnouncementNews CoverageHigh Trading VolumeTBNKTerritorial Bancorp1.4855 of 5 stars$8.33flat$9.89+18.7%N/A$73.57M$34.30M-16.66270Upcoming Earnings Related Companies and Tools Related Companies FCAP Alternatives FNWD Alternatives SFBC Alternatives FGBI Alternatives RVSB Alternatives PROV Alternatives MGYR Alternatives IROQ Alternatives OFED Alternatives TBNK Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:GBNY) was last updated on 4/26/2025 by MarketBeat.com Staff From Our PartnersTrump’s tariffs just split the AI market in twoTrump’s tariff just split the AI market – among others – in two. 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