Greene County Bancorp (GCBC) Stock Price, News & Analysis

Company Overview

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company's deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio consists of residential, construction and land, and multifamily loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

Key Stats

• Today's Range: $29.25 to $31.00
• 50-Day Range: $27.84 to $34.97
• 52-Week Range: $24.10 to $37.25
• Volume: 42,039 shs
• Average Volume: 17,897 shs
• Market Capitalization: $508.94 million
• P/E Ratio: 20.61
• Dividend Yield: 1.20%
• Price Target: N/A
• Consensus Rating: N/A

Greene County Bancorp Stock Analysis - MarketRank™

Greene County Bancorp scored higher than 67% of companies evaluated by MarketBeat, and ranked 448th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Greene County Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Greene County Bancorp is 20.61, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.29.

Price to Earnings Ratio vs. Sector

The P/E ratio of Greene County Bancorp is 20.61, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.71.

Price to Book Value per Share Ratio

Greene County Bancorp has a P/B Ratio of 2.47. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.79% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Greene County Bancorp has recently decreased by 42.16%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Greene County Bancorp pays a meaningful dividend of 1.14%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Greene County Bancorp has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Greene County Bancorp is 24.83%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.79% of the float of Greene County Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Greene County Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Greene County Bancorp has recently decreased by 42.16%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.58

News Sentiment

Greene County Bancorp has a news sentiment score of 0.58. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Greene County Bancorp this week, compared to 1 article on an average week.

Search Interest

7 people have searched for GCBC on MarketBeat in the last 30 days. This is an increase of 600% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Greene County Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $81,484.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 5.10% of the stock of Greene County Bancorp is held by insiders.

Percentage Held by Institutions

Only 13.39% of the stock of Greene County Bancorp is held by institutions.

GCBC Stock Analysis - Frequently Asked Questions

How have GCBC shares performed this year?

Greene County Bancorp's stock was trading at $28.20 on January 1st, 2024. Since then, GCBC shares have increased by 6.0% and is now trading at $29.89.
View the best growth stocks for 2024 here.

How were Greene County Bancorp's earnings last quarter?

Greene County Bancorp, Inc. (NASDAQ:GCBC) released its quarterly earnings data on Friday, July, 24th. The real estate investment trust reported $0.28 EPS for the quarter. The real estate investment trust earned $14.22 million during the quarter. Greene County Bancorp had a net margin of 20.28% and a trailing twelve-month return on equity of 12.03%.

When did Greene County Bancorp's stock split?

Shares of Greene County Bancorp split before market open on Tuesday, March 7th 2023. The 2-1 split was announced on Tuesday, March 7th 2023. The newly issued shares were distributed to shareholders after the market closes on Tuesday, March 7th 2023. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are Greene County Bancorp's major shareholders?

Top institutional investors of Greene County Bancorp include FMR LLC (5.34%), Geode Capital Management LLC (0.96%), State Street Corp (0.72%) and UBS AM a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC (0.09%). Insiders that own company stock include Donald E Gibson, Michelle M Plummer, Jay P Cahalan, Tejraj S Hada and Nick Barzee.
View institutional ownership trends.

How do I buy shares of Greene County Bancorp?

Shares of GCBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Greene County Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Greene County Bancorp investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA), Home Depot (HD), JPMorgan Chase & Co. (JPM) and Netflix (NFLX).

Company Calendar

• Last Earnings: 7/24/2020
• Ex-Dividend for 11/29 Dividend: 11/15/2024
• Dividend Payable: 11/29/2024
• Today: 12/21/2024
• Fiscal Year End: 6/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Savings institutions, except federal
• Sub-Industry: Banking
• Current Symbol: NASDAQ:GCBC
• CUSIP: N/A
• CIK: 1070524
• Web: www.thebankofgreenecounty.com
• Phone: (518) 943-2600
• Fax: 518-943-4431
• Employees: 210
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $1.45
• Trailing P/E Ratio: 20.61
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $24.77 million
• Net Margins: 20.28%
• Pretax Margin: 21.53%
• Return on Equity: 12.03%
• Return on Assets: 0.87%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.65
• Quick Ratio: 0.65

Sales & Book Value

• Annual Sales: $65.02 million
• Price / Sales: 7.83
• Cash Flow: $1.48 per share
• Price / Cash Flow: 20.19
• Book Value: $12.10 per share
• Price / Book: 2.47

Miscellaneous

• Outstanding Shares: 17,027,000
• Free Float: 16,159,000
• Market Cap: $508.94 million
• Optionable: Not Optionable
• Beta: 0.43