Greene County Bancorp (GCBC) Competitors

Merchants Bancorp (NASDAQ:MBIN) and Greene County Bancorp (NASDAQ:GCBC) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, media sentiment, earnings, analyst recommendations, profitability and risk.

Is MBIN or GCBC more profitable?

Greene County Bancorp has a net margin of 22.04% compared to Merchants Bancorp's net margin of 20.73%. Merchants Bancorp's return on equity of 19.09% beat Greene County Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Merchants Bancorp	20.73%	19.09%	1.57%
Greene County Bancorp	22.04%	13.12%	0.98%

Does the media favor MBIN or GCBC?

In the previous week, Merchants Bancorp had 3 more articles in the media than Greene County Bancorp. MarketBeat recorded 5 mentions for Merchants Bancorp and 2 mentions for Greene County Bancorp. Greene County Bancorp's average media sentiment score of 1.33 beat Merchants Bancorp's score of 1.12 indicating that Greene County Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Merchants Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Greene County Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders believe in MBIN or GCBC?

24.6% of Merchants Bancorp shares are owned by institutional investors. Comparatively, 13.4% of Greene County Bancorp shares are owned by institutional investors. 34.8% of Merchants Bancorp shares are owned by insiders. Comparatively, 5.1% of Greene County Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is MBIN or GCBC a better dividend stock?

Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.1%. Greene County Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.6%. Merchants Bancorp pays out 7.4% of its earnings in the form of a dividend. Greene County Bancorp pays out 23.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has increased its dividend for 8 consecutive years and Greene County Bancorp has increased its dividend for 11 consecutive years. Greene County Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings & valuation, MBIN or GCBC?

Merchants Bancorp has higher revenue and earnings than Greene County Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than Greene County Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Merchants Bancorp	$1.45B	1.10	$320.39M	$5.44	6.40
Greene County Bancorp	$71.46M	6.01	$24.77M	$1.68	15.01

Do analysts prefer MBIN or GCBC?

Merchants Bancorp presently has a consensus target price of $47.50, suggesting a potential upside of 36.38%. Given Merchants Bancorp's stronger consensus rating and higher possible upside, equities research analysts plainly believe Merchants Bancorp is more favorable than Greene County Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Greene County Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more volatility & risk, MBIN or GCBC?

Merchants Bancorp has a beta of 1.28, suggesting that its stock price is 28% more volatile than the S&P 500. Comparatively, Greene County Bancorp has a beta of 0.49, suggesting that its stock price is 51% less volatile than the S&P 500.

Summary

Merchants Bancorp beats Greene County Bancorp on 13 of the 19 factors compared between the two stocks.