Grupo Financiero Galicia (GGAL) Stock Price, News & Analysis

Company Overview

Grupo Financiero Galicia is a diversified financial services holding company headquartered in Buenos Aires, Argentina. As one of the country’s largest private-sector financial institutions, the company provides a comprehensive suite of banking, insurance and investment products to individual, small-to-medium enterprise (SME) and corporate clients. Its operations span retail and commercial banking, asset management, leasing, factoring and pension fund administration.

The core banking segment offers deposit and lending services, credit and debit cards, payment solutions and digital banking platforms. Through its insurance arm, Galicia designs and underwrites life and non-life policies, while its investment management business launches and administers mutual funds, fixed-income portfolios and private wealth solutions. The company also provides equipment financing, trade finance, treasury services and cash management to corporate clients.

Banco de Galicia y Buenos Aires, the group’s principal banking subsidiary, was founded in 1905. In 2000, the creation of Grupo Financiero Galicia as a holding company consolidated the bank’s affiliate businesses under a unified corporate structure. The group’s shares trade on both the Buenos Aires Stock Exchange and the Nasdaq Stock Market, reflecting its status as a leading Argentine issuer.

Grupo Financiero Galicia serves clients across Argentina via an extensive branch network, ATMs and digital channels. Its customer base encompasses retail consumers, SMEs, large corporations and institutional investors. The company is guided by an experienced executive management team and a board of directors with deep expertise in banking, risk management and financial markets.

Key Stats

• Today's Range: $38.87 to $39.80
• 50-Day Range: $39.28 to $53.13
• 52-Week Range: $34.76 to $74.00
• Volume: 1.32 million shs
• Average Volume: 1.71 million shs
• Market Capitalization: $5.79 billion
• P/E Ratio: 5.78
• Dividend Yield: 1.45%
• Price Target: $72.00
• Consensus Rating: Moderate Buy

Grupo Financiero Galicia Stock Analysis - MarketRank™

Grupo Financiero Galicia scored higher than 77% of companies evaluated by MarketBeat, and ranked 351st out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Grupo Financiero Galicia has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 3 buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Grupo Financiero Galicia has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -3.07%

Earnings Growth

Earnings for Grupo Financiero Galicia are expected to decrease by -3.07% in the coming year, from $7.49 to $7.26 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Grupo Financiero Galicia is 5.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Grupo Financiero Galicia is 5.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 229.12.

Price to Book Value per Share Ratio

Grupo Financiero Galicia has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.00% of the float of Grupo Financiero Galicia has been sold short.

Short Interest Ratio / Days to Cover

Grupo Financiero Galicia has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Grupo Financiero Galicia has recently increased by 13.62%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Grupo Financiero Galicia pays a meaningful dividend of 1.45%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Grupo Financiero Galicia does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Grupo Financiero Galicia is 8.39%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Grupo Financiero Galicia will have a dividend payout ratio of 7.85% next year. This indicates that Grupo Financiero Galicia will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.00% of the float of Grupo Financiero Galicia has been sold short.

Short Interest Ratio / Days to Cover

Grupo Financiero Galicia has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Grupo Financiero Galicia has recently increased by 13.62%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.56

News Sentiment

Grupo Financiero Galicia has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.23 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 17 news articles for Grupo Financiero Galicia this week, compared to 4 articles on an average week.

MarketBeat Follows

3 people have added Grupo Financiero Galicia to their MarketBeat watchlist in the last 30 days. This is an increase of 50% compared to the previous 30 days.

Company Ownership

• Score: N/A
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Grupo Financiero Galicia insiders have not sold or bought any company stock.

GGAL Stock Analysis - Frequently Asked Questions

How have GGAL shares performed this year?

Grupo Financiero Galicia's stock was trading at $62.32 at the start of the year. Since then, GGAL stock has decreased by 37.0% and is now trading at $39.28.

How were Grupo Financiero Galicia's earnings last quarter?

Grupo Financiero Galicia S.A. (NASDAQ:GGAL) issued its quarterly earnings results on Monday, November, 30th. The bank reported $0.52 earnings per share for the quarter, missing analysts' consensus estimates of $0.61 by $0.09. The bank had revenue of $450.84 million for the quarter, compared to the consensus estimate of $408.10 million. Grupo Financiero Galicia had a trailing twelve-month return on equity of 29.98% and a net margin of 12.28%.
Read the conference call transcript.

Who are Grupo Financiero Galicia's major shareholders?

Grupo Financiero Galicia's top institutional shareholders include MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. (1.31%), INCA Investments LLC (0.73%), Arrowstreet Capital Limited Partnership (0.72%) and William Blair Investment Management LLC (0.70%).

How do I buy shares of Grupo Financiero Galicia?

Shares of GGAL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Grupo Financiero Galicia own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Grupo Financiero Galicia investors own include Pampa Energia (PAM), Broadcom (AVGO), NVIDIA (NVDA), Abercrombie & Fitch (ANF), GE Aerospace (GE), Adobe (ADBE) and Builders FirstSource (BLDR).

Company Calendar

• Last Earnings: 11/30/2020
• Record date for 8/5 Dividend: 7/29/2025
• Ex-Dividend for 8/5 Dividend: 7/29/2025
• Dividend Payable: 8/05/2025
• Record date for 9/5 Dividend: 8/29/2025
• Ex-Dividend for 9/5 Dividend: 8/29/2025
• Today: 9/01/2025
• Dividend Payable: 9/05/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:GGAL
• CIK: 1114700
• Web: www.gfgsa.com
• Phone: 541143437528
• Fax: 54-11-4331-9183
• Employees: 12,440
• Year Founded: 1905

Price Target and Rating

• Average Price Target for Grupo Financiero Galicia: $72.00
• High Price Target: $92.00
• Low Price Target: $54.00
• Potential Upside/Downside: +83.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.79
• Trailing P/E Ratio: 5.78
• Forward P/E Ratio: 5.24
• P/E Growth: N/A
• Net Income: $1.79 billion
• Net Margins: 12.28%
• Pretax Margin: 16.38%
• Return on Equity: 29.98%
• Return on Assets: 5.86%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 1.16
• Quick Ratio: 1.16

Sales & Book Value

• Annual Sales: $10.79 billion
• Price / Sales: 0.54
• Cash Flow: $13.50 per share
• Price / Cash Flow: 2.91
• Book Value: $45.23 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 147,470,000
• Free Float: N/A
• Market Cap: $5.79 billion
• Optionable: Optionable
• Beta: 1.71