Hanmi Financial (HAFC) Competitors

Bank of Hawaii (NYSE:BOH) and Hanmi Financial (NASDAQ:HAFC) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, media sentiment, dividends, community ranking, earnings, valuation and risk.

Does the media refer more to BOH or HAFC?

In the previous week, Bank of Hawaii had 4 more articles in the media than Hanmi Financial. MarketBeat recorded 7 mentions for Bank of Hawaii and 3 mentions for Hanmi Financial. Hanmi Financial's average media sentiment score of 0.88 beat Bank of Hawaii's score of 0.51 indicating that Hanmi Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of Hawaii	3 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Hanmi Financial	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BOH or HAFC more profitable?

Bank of Hawaii has a net margin of 14.47% compared to Hanmi Financial's net margin of 14.45%. Bank of Hawaii's return on equity of 11.81% beat Hanmi Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of Hawaii	14.47%	11.81%	0.65%
Hanmi Financial	14.45%	8.64%	0.82%

Is BOH or HAFC a better dividend stock?

Bank of Hawaii pays an annual dividend of $2.80 per share and has a dividend yield of 4.3%. Hanmi Financial pays an annual dividend of $1.08 per share and has a dividend yield of 5.0%. Bank of Hawaii pays out 80.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hanmi Financial pays out 52.7% of its earnings in the form of a dividend. Hanmi Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate BOH or HAFC?

Bank of Hawaii currently has a consensus price target of $72.67, suggesting a potential upside of 11.81%. Hanmi Financial has a consensus price target of $25.75, suggesting a potential upside of 19.82%. Given Hanmi Financial's stronger consensus rating and higher possible upside, analysts plainly believe Hanmi Financial is more favorable than Bank of Hawaii.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Hawaii	2 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.83
Hanmi Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Does the MarketBeat Community prefer BOH or HAFC?

Hanmi Financial received 82 more outperform votes than Bank of Hawaii when rated by MarketBeat users. Likewise, 55.86% of users gave Hanmi Financial an outperform vote while only 47.68% of users gave Bank of Hawaii an outperform vote.

Company	Underperform	Outperform
Bank of Hawaii	Outperform Votes 247 47.68%	Underperform Votes 271 52.32%
Hanmi Financial	Outperform Votes 329 55.86%	Underperform Votes 260 44.14%

Which has higher valuation and earnings, BOH or HAFC?

Bank of Hawaii has higher revenue and earnings than Hanmi Financial. Hanmi Financial is trading at a lower price-to-earnings ratio than Bank of Hawaii, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Hawaii	$632.34M	4.09	$149.99M	$3.46	18.78
Hanmi Financial	$233.50M	2.78	$62.20M	$2.05	10.48

Which has more risk and volatility, BOH or HAFC?

Bank of Hawaii has a beta of 0.87, suggesting that its stock price is 13% less volatile than the S&P 500. Comparatively, Hanmi Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the S&P 500.

Do institutionals and insiders believe in BOH or HAFC?

82.2% of Bank of Hawaii shares are owned by institutional investors. Comparatively, 88.7% of Hanmi Financial shares are owned by institutional investors. 2.1% of Bank of Hawaii shares are owned by insiders. Comparatively, 1.6% of Hanmi Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Bank of Hawaii and Hanmi Financial tied by winning 10 of the 20 factors compared between the two stocks.