Hanmi Financial (HAFC) Competitors

CVB Financial (NASDAQ:CVBF) and Hanmi Financial (NASDAQ:HAFC) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, earnings, dividends, community ranking, media sentiment, profitability, risk, institutional ownership and analyst recommendations.

Do institutionals & insiders have more ownership in CVBF or HAFC?

74.2% of CVB Financial shares are held by institutional investors. Comparatively, 88.7% of Hanmi Financial shares are held by institutional investors. 6.0% of CVB Financial shares are held by company insiders. Comparatively, 1.6% of Hanmi Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is CVBF or HAFC a better dividend stock?

CVB Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Hanmi Financial pays an annual dividend of $1.08 per share and has a dividend yield of 4.7%. CVB Financial pays out 55.6% of its earnings in the form of a dividend. Hanmi Financial pays out 52.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hanmi Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community favor CVBF or HAFC?

Hanmi Financial received 23 more outperform votes than CVB Financial when rated by MarketBeat users. Likewise, 55.86% of users gave Hanmi Financial an outperform vote while only 51.52% of users gave CVB Financial an outperform vote.

Company	Underperform	Outperform
CVB Financial	Outperform Votes 306 51.52%	Underperform Votes 288 48.48%
Hanmi Financial	Outperform Votes 329 55.86%	Underperform Votes 260 44.14%

Is CVBF or HAFC more profitable?

CVB Financial has a net margin of 29.32% compared to Hanmi Financial's net margin of 14.45%. CVB Financial's return on equity of 9.35% beat Hanmi Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CVB Financial	29.32%	9.35%	1.27%
Hanmi Financial	14.45%	8.64%	0.82%

Which has higher earnings & valuation, CVBF or HAFC?

CVB Financial has higher revenue and earnings than Hanmi Financial. Hanmi Financial is trading at a lower price-to-earnings ratio than CVB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CVB Financial	$475.92M	5.56	$200.72M	$1.44	13.15
Hanmi Financial	$233.50M	2.94	$62.20M	$2.05	11.11

Does the media favor CVBF or HAFC?

In the previous week, CVB Financial had 8 more articles in the media than Hanmi Financial. MarketBeat recorded 11 mentions for CVB Financial and 3 mentions for Hanmi Financial. Hanmi Financial's average media sentiment score of 1.56 beat CVB Financial's score of 1.06 indicating that Hanmi Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CVB Financial	6 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Hanmi Financial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has more risk and volatility, CVBF or HAFC?

CVB Financial has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500. Comparatively, Hanmi Financial has a beta of 0.87, indicating that its stock price is 13% less volatile than the S&P 500.

Do analysts prefer CVBF or HAFC?

CVB Financial currently has a consensus target price of $22.20, indicating a potential upside of 17.21%. Hanmi Financial has a consensus target price of $25.75, indicating a potential upside of 13.09%. Given CVB Financial's higher probable upside, equities research analysts plainly believe CVB Financial is more favorable than Hanmi Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CVB Financial	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Hanmi Financial	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Summary

CVB Financial beats Hanmi Financial on 10 of the 19 factors compared between the two stocks.