Horizon Bancorp (HBNC) Competitors

CVB Financial (NASDAQ:CVBF) and Horizon Bancorp (NASDAQ:HBNC) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, community ranking, earnings, media sentiment and risk.

Which has more risk & volatility, CVBF or HBNC?

CVB Financial has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.05, suggesting that its stock price is 5% more volatile than the S&P 500.

Does the media prefer CVBF or HBNC?

In the previous week, CVB Financial had 4 more articles in the media than Horizon Bancorp. MarketBeat recorded 11 mentions for CVB Financial and 7 mentions for Horizon Bancorp. CVB Financial's average media sentiment score of 1.19 beat Horizon Bancorp's score of 1.15 indicating that CVB Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
CVB Financial	6 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Horizon Bancorp	3 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer CVBF or HBNC?

Horizon Bancorp received 4 more outperform votes than CVB Financial when rated by MarketBeat users. Likewise, 57.62% of users gave Horizon Bancorp an outperform vote while only 51.52% of users gave CVB Financial an outperform vote.

Company	Underperform	Outperform
CVB Financial	Outperform Votes 306 51.52%	Underperform Votes 288 48.48%
Horizon Bancorp	Outperform Votes 310 57.62%	Underperform Votes 228 42.38%

Do insiders and institutionals hold more shares of CVBF or HBNC?

74.2% of CVB Financial shares are owned by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are owned by institutional investors. 6.0% of CVB Financial shares are owned by company insiders. Comparatively, 2.8% of Horizon Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is CVBF or HBNC more profitable?

CVB Financial has a net margin of 29.32% compared to Horizon Bancorp's net margin of 9.86%. CVB Financial's return on equity of 9.35% beat Horizon Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CVB Financial	29.32%	9.35%	1.27%
Horizon Bancorp	9.86%	8.48%	0.79%

Is CVBF or HBNC a better dividend stock?

CVB Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 4.2%. CVB Financial pays out 55.6% of its earnings in the form of a dividend. Horizon Bancorp pays out 80.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. CVB Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better earnings and valuation, CVBF or HBNC?

CVB Financial has higher revenue and earnings than Horizon Bancorp. CVB Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CVB Financial	$475.92M	5.56	$200.72M	$1.44	13.15
Horizon Bancorp	$187.50M	3.62	$35.43M	$0.80	19.26

Do analysts rate CVBF or HBNC?

CVB Financial presently has a consensus target price of $22.20, indicating a potential upside of 17.21%. Horizon Bancorp has a consensus target price of $18.67, indicating a potential upside of 21.13%. Given Horizon Bancorp's higher probable upside, analysts clearly believe Horizon Bancorp is more favorable than CVB Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CVB Financial	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.33
Horizon Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Summary

CVB Financial beats Horizon Bancorp on 14 of the 19 factors compared between the two stocks.