Horizon Bancorp (HBNC) Competitors

Allegiance Bancshares (NASDAQ:ABTX) and Horizon Bancorp (NASDAQ:HBNC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, risk, analyst recommendations, profitability, media sentiment, dividends, earnings, valuation and community ranking.

Is ABTX or HBNC a better dividend stock?

Allegiance Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 1.3%. Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 3.5%. Allegiance Bancshares pays out 15.1% of its earnings in the form of a dividend. Horizon Bancorp pays out 136.2% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Horizon Bancorp has increased its dividend for 13 consecutive years. Horizon Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ABTX or HBNC more profitable?

Allegiance Bancshares has a net margin of 28.90% compared to Horizon Bancorp's net margin of 5.89%. Allegiance Bancshares' return on equity of 9.86% beat Horizon Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Allegiance Bancshares	28.90%	9.86%	1.09%
Horizon Bancorp	5.89%	8.27%	0.76%

Does the MarketBeat Community favor ABTX or HBNC?

Horizon Bancorp received 104 more outperform votes than Allegiance Bancshares when rated by MarketBeat users. Likewise, 57.84% of users gave Horizon Bancorp an outperform vote while only 42.39% of users gave Allegiance Bancshares an outperform vote.

Company	Underperform	Outperform
Allegiance Bancshares	Outperform Votes 206 42.39%	Underperform Votes 280 57.61%
Horizon Bancorp	Outperform Votes 310 57.84%	Underperform Votes 226 42.16%

Which has more risk and volatility, ABTX or HBNC?

Allegiance Bancshares has a beta of 0.9, suggesting that its stock price is 10% less volatile than the S&P 500. Comparatively, Horizon Bancorp has a beta of 1.03, suggesting that its stock price is 3% more volatile than the S&P 500.

Does the media favor ABTX or HBNC?

In the previous week, Horizon Bancorp had 2 more articles in the media than Allegiance Bancshares. MarketBeat recorded 2 mentions for Horizon Bancorp and 0 mentions for Allegiance Bancshares. Horizon Bancorp's average media sentiment score of 1.09 beat Allegiance Bancshares' score of 0.15 indicating that Horizon Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
Allegiance Bancshares	Neutral
Horizon Bancorp	Positive

Do analysts rate ABTX or HBNC?

Horizon Bancorp has a consensus price target of $16.00, indicating a potential downside of 12.42%. Given Horizon Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Horizon Bancorp is more favorable than Allegiance Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Allegiance Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Horizon Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has better earnings & valuation, ABTX or HBNC?

Allegiance Bancshares has higher earnings, but lower revenue than Horizon Bancorp. Allegiance Bancshares is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Allegiance Bancshares	$261.75M	3.17	$81.55M	$3.70	11.25
Horizon Bancorp	$324.30M	2.46	$27.98M	$0.47	38.87

Do institutionals & insiders believe in ABTX or HBNC?

59.6% of Allegiance Bancshares shares are held by institutional investors. Comparatively, 64.5% of Horizon Bancorp shares are held by institutional investors. 5.8% of Allegiance Bancshares shares are held by insiders. Comparatively, 2.8% of Horizon Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Horizon Bancorp beats Allegiance Bancshares on 13 of the 21 factors compared between the two stocks.