HomeStreet (HMST) Competitors

TrustCo Bank Corp NY (NASDAQ:TRST) and HomeStreet (NASDAQ:HMST) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, earnings, valuation, dividends, institutional ownership, media sentiment, profitability, risk and community ranking.

Which has more volatility & risk, TRST or HMST?

TrustCo Bank Corp NY has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500. Comparatively, HomeStreet has a beta of 1.45, meaning that its stock price is 45% more volatile than the S&P 500.

Does the MarketBeat Community believe in TRST or HMST?

HomeStreet received 95 more outperform votes than TrustCo Bank Corp NY when rated by MarketBeat users. However, 53.44% of users gave TrustCo Bank Corp NY an outperform vote while only 52.99% of users gave HomeStreet an outperform vote.

Company	Underperform	Outperform
TrustCo Bank Corp NY	Outperform Votes 171 53.44%	Underperform Votes 149 46.56%
HomeStreet	Outperform Votes 266 52.99%	Underperform Votes 236 47.01%

Is TRST or HMST more profitable?

TrustCo Bank Corp NY has a net margin of 18.56% compared to HomeStreet's net margin of -40.30%. TrustCo Bank Corp NY's return on equity of 7.37% beat HomeStreet's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
TrustCo Bank Corp NY	18.56%	7.37%	0.79%
HomeStreet	-40.30%	-4.23%	-0.23%

Do analysts prefer TRST or HMST?

HomeStreet has a consensus price target of $14.33, indicating a potential upside of 54.12%. Given HomeStreet's stronger consensus rating and higher probable upside, analysts plainly believe HomeStreet is more favorable than TrustCo Bank Corp NY.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TrustCo Bank Corp NY	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
HomeStreet	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media favor TRST or HMST?

In the previous week, HomeStreet had 2 more articles in the media than TrustCo Bank Corp NY. MarketBeat recorded 4 mentions for HomeStreet and 2 mentions for TrustCo Bank Corp NY. TrustCo Bank Corp NY's average media sentiment score of 1.63 beat HomeStreet's score of 1.14 indicating that TrustCo Bank Corp NY is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
TrustCo Bank Corp NY	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
HomeStreet	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is TRST or HMST a better dividend stock?

TrustCo Bank Corp NY pays an annual dividend of $1.44 per share and has a dividend yield of 4.7%. HomeStreet pays an annual dividend of $0.40 per share and has a dividend yield of 4.3%. TrustCo Bank Corp NY pays out 56.0% of its earnings in the form of a dividend. HomeStreet pays out -5.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has stronger earnings & valuation, TRST or HMST?

TrustCo Bank Corp NY has higher revenue and earnings than HomeStreet. HomeStreet is trading at a lower price-to-earnings ratio than TrustCo Bank Corp NY, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TrustCo Bank Corp NY	$171.77M	3.38	$48.83M	$2.57	11.87
HomeStreet	$45.83M	3.84	-$144.34M	-$7.66	-1.21

Do institutionals & insiders hold more shares of TRST or HMST?

68.6% of TrustCo Bank Corp NY shares are owned by institutional investors. Comparatively, 74.7% of HomeStreet shares are owned by institutional investors. 3.3% of TrustCo Bank Corp NY shares are owned by company insiders. Comparatively, 4.6% of HomeStreet shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

TrustCo Bank Corp NY and HomeStreet tied by winning 10 of the 20 factors compared between the two stocks.