HarborOne Bancorp (HONE) Competitors

HarborOne Bancorp (NASDAQ:HONE) and Nicolet Bankshares (NYSE:NIC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, earnings, valuation, media sentiment, analyst recommendations, institutional ownership, community ranking, profitability and dividends.

Do insiders & institutionals have more ownership in HONE or NIC?

65.0% of HarborOne Bancorp shares are owned by institutional investors. Comparatively, 43.1% of Nicolet Bankshares shares are owned by institutional investors. 4.9% of HarborOne Bancorp shares are owned by company insiders. Comparatively, 16.4% of Nicolet Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is HONE or NIC more profitable?

Nicolet Bankshares has a net margin of 23.83% compared to HarborOne Bancorp's net margin of 8.61%. Nicolet Bankshares' return on equity of 10.95% beat HarborOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HarborOne Bancorp	8.61%	4.63%	0.46%
Nicolet Bankshares	23.83%	10.95%	1.41%

Does the media favor HONE or NIC?

In the previous week, Nicolet Bankshares had 3 more articles in the media than HarborOne Bancorp. MarketBeat recorded 7 mentions for Nicolet Bankshares and 4 mentions for HarborOne Bancorp. HarborOne Bancorp's average media sentiment score of 1.05 beat Nicolet Bankshares' score of 1.02 indicating that HarborOne Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HarborOne Bancorp	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Nicolet Bankshares	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is HONE or NIC a better dividend stock?

HarborOne Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 3.4%. Nicolet Bankshares pays an annual dividend of $1.12 per share and has a dividend yield of 1.0%. HarborOne Bancorp pays out 48.5% of its earnings in the form of a dividend. Nicolet Bankshares pays out 13.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer HONE or NIC?

HarborOne Bancorp received 261 more outperform votes than Nicolet Bankshares when rated by MarketBeat users. Likewise, 61.54% of users gave HarborOne Bancorp an outperform vote while only 10.71% of users gave Nicolet Bankshares an outperform vote.

Company	Underperform	Outperform
HarborOne Bancorp	Outperform Votes 264 61.54%	Underperform Votes 165 38.46%
Nicolet Bankshares	Outperform Votes 3 10.71%	Underperform Votes 25 89.29%

Which has more volatility & risk, HONE or NIC?

HarborOne Bancorp has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, Nicolet Bankshares has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500.

Do analysts rate HONE or NIC?

HarborOne Bancorp currently has a consensus target price of $13.00, indicating a potential upside of 38.53%. Nicolet Bankshares has a consensus target price of $119.25, indicating a potential upside of 7.77%. Given HarborOne Bancorp's higher possible upside, analysts plainly believe HarborOne Bancorp is more favorable than Nicolet Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HarborOne Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Nicolet Bankshares	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

Which has stronger valuation and earnings, HONE or NIC?

Nicolet Bankshares has higher revenue and earnings than HarborOne Bancorp. Nicolet Bankshares is trading at a lower price-to-earnings ratio than HarborOne Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HarborOne Bancorp	$167.94M	2.48	$27.41M	$0.66	14.22
Nicolet Bankshares	$349.12M	4.82	$124.06M	$8.03	13.78

Summary

Nicolet Bankshares beats HarborOne Bancorp on 13 of the 20 factors compared between the two stocks.