HomeTrust Bancshares (HTBI) Stock Price, News & Analysis

Company Overview

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. The company's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, business, and nonprofit organizations. Its loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. The company also provides small business administration loans, equipment finance leases, and municipal leases; and cash management and online/mobile banking services. In addition, it invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal and corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Key Stats

• Today's Range: N/A
• 50-Day Range: $35.16 to $36.53
• 52-Week Range: N/A
• Volume: 46,691 shs
• Average Volume: 43,476 shs
• Market Capitalization: $616.36 million
• P/E Ratio: 10.99
• Dividend Yield: 1.31%
• Price Target: $43.00
• Consensus Rating: Moderate Buy

HomeTrust Bancshares Stock Analysis - MarketRank™

HomeTrust Bancshares scored higher than 67% of companies evaluated by MarketBeat, and ranked 509th out of 919 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

HomeTrust Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

HomeTrust Bancshares has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.97%

Earnings Growth

Earnings for HomeTrust Bancshares are expected to grow by 4.97% in the coming year, from $3.02 to $3.17 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of HomeTrust Bancshares is 10.99, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of HomeTrust Bancshares is 10.99, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.74.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for HTBI.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

HomeTrust Bancshares pays a meaningful dividend of 1.31%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

HomeTrust Bancshares has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of HomeTrust Bancshares is 15.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, HomeTrust Bancshares will have a dividend payout ratio of 15.14% next year. This indicates that HomeTrust Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for HTBI.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for HomeTrust Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, HomeTrust Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.19% of the stock of HomeTrust Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.94% of the stock of HomeTrust Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HTBI Stock Analysis - Frequently Asked Questions

How were HomeTrust Bancshares' earnings last quarter?

HomeTrust Bancshares, Inc. (NASDAQ:HTBI) posted its quarterly earnings data on Thursday, January, 23rd. The financial services provider reported $0.83 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.75 by $0.08. HomeTrust Bancshares had a trailing twelve-month return on equity of 10.43% and a net margin of 18.57%.

Who are HomeTrust Bancshares' major shareholders?

HomeTrust Bancshares' top institutional investors include Polaris Capital Management LLC (0.65%), Rosenthal Henry Capital Advisors Inc. (0.29%), Hennessy Advisors Inc. (0.20%) and AlphaQuest LLC (0.06%). Insiders that own company stock include Dana L Stonestreet, Hunter Westbrook, Tony J Vuncannon, Craig C Koontz, Sidney A Biesecker, Richard Tyrone Williams, Laura C Kendall, Robert E James, R Parrish Little, Marty T Caywood, John Switzer, Kevin M Nunley and Dwight L Jacobs.
View institutional ownership trends.

What other stocks do shareholders of HomeTrust Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that HomeTrust Bancshares investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 1/23/2025
• Today: 8/02/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HTBI
• CIK: 1538263
• Web: www.htb.com
• Phone: (828) 259-3939
• Fax: N/A
• Employees: 520
• Year Founded: N/A

Price Target and Rating

• Average Price Target for HomeTrust Bancshares: $43.00
• High Price Target: $43.00
• Low Price Target: $43.00
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.20
• Trailing P/E Ratio: 10.99
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $54.81 million
• Net Margins: 18.57%
• Pretax Margin: 17.70%
• Return on Equity: 10.43%
• Return on Assets: 1.18%

Debt

• Debt-to-Equity Ratio: 0.50
• Current Ratio: 1.11
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $202.13 million
• Price / Sales: 0.00
• Cash Flow: N/A
• Price / Cash Flow: 13.38
• Book Value: $28.76 per share
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 17,530,000
• Free Float: 15,218,000
• Market Cap: $616.36 million
• Optionable: Optionable
• Beta: 0.86