HomeTrust Bancshares (HTBI) Competitors

HomeTrust Bancshares (NASDAQ:HTBI) and Seacoast Banking Co. of Florida (NASDAQ:SBCF) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their media sentiment, profitability, institutional ownership, earnings, risk, community ranking, valuation, analyst recommendations and dividends.

Which has better valuation & earnings, HTBI or SBCF?

Seacoast Banking Co. of Florida has higher revenue and earnings than HomeTrust Bancshares. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than Seacoast Banking Co. of Florida, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HomeTrust Bancshares	$218.18M	2.75	$55.39M	$3.16	10.83
Seacoast Banking Co. of Florida	$768.13M	3.01	$104.03M	$1.38	19.62

Does the media refer more to HTBI or SBCF?

In the previous week, HomeTrust Bancshares had 4 more articles in the media than Seacoast Banking Co. of Florida. MarketBeat recorded 6 mentions for HomeTrust Bancshares and 2 mentions for Seacoast Banking Co. of Florida. HomeTrust Bancshares' average media sentiment score of 1.14 beat Seacoast Banking Co. of Florida's score of 0.84 indicating that HomeTrust Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HomeTrust Bancshares	3 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Seacoast Banking Co. of Florida	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals hold more shares of HTBI or SBCF?

60.9% of HomeTrust Bancshares shares are held by institutional investors. Comparatively, 81.8% of Seacoast Banking Co. of Florida shares are held by institutional investors. 13.2% of HomeTrust Bancshares shares are held by insiders. Comparatively, 1.5% of Seacoast Banking Co. of Florida shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is HTBI or SBCF a better dividend stock?

HomeTrust Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 1.4%. Seacoast Banking Co. of Florida pays an annual dividend of $0.72 per share and has a dividend yield of 2.7%. HomeTrust Bancshares pays out 15.2% of its earnings in the form of a dividend. Seacoast Banking Co. of Florida pays out 52.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts rate HTBI or SBCF?

HomeTrust Bancshares presently has a consensus target price of $39.33, suggesting a potential upside of 14.91%. Seacoast Banking Co. of Florida has a consensus target price of $28.70, suggesting a potential upside of 5.98%. Given HomeTrust Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe HomeTrust Bancshares is more favorable than Seacoast Banking Co. of Florida.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HomeTrust Bancshares	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
Seacoast Banking Co. of Florida	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40

Does the MarketBeat Community favor HTBI or SBCF?

Seacoast Banking Co. of Florida received 88 more outperform votes than HomeTrust Bancshares when rated by MarketBeat users. Likewise, 59.80% of users gave Seacoast Banking Co. of Florida an outperform vote while only 55.53% of users gave HomeTrust Bancshares an outperform vote.

Company	Underperform	Outperform
HomeTrust Bancshares	Outperform Votes 211 55.53%	Underperform Votes 169 44.47%
Seacoast Banking Co. of Florida	Outperform Votes 299 59.80%	Underperform Votes 201 40.20%

Is HTBI or SBCF more profitable?

HomeTrust Bancshares has a net margin of 18.53% compared to Seacoast Banking Co. of Florida's net margin of 14.55%. HomeTrust Bancshares' return on equity of 10.41% beat Seacoast Banking Co. of Florida's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HomeTrust Bancshares	18.53%	10.41%	1.16%
Seacoast Banking Co. of Florida	14.55%	5.44%	0.78%

Which has more volatility and risk, HTBI or SBCF?

HomeTrust Bancshares has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, Seacoast Banking Co. of Florida has a beta of 1.09, suggesting that its share price is 9% more volatile than the S&P 500.

Summary

HomeTrust Bancshares beats Seacoast Banking Co. of Florida on 10 of the 19 factors compared between the two stocks.