Independent Bank (IBCP) Competitors

Core Scientific (NASDAQ:CORZ) and Independent Bank (NASDAQ:IBCP) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, media sentiment, dividends, earnings, risk, community ranking, analyst recommendations, profitability and valuation.

Which has better earnings & valuation, CORZ or IBCP?

Independent Bank has lower revenue, but higher earnings than Core Scientific. Core Scientific is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Core Scientific	$510.67M	4.99	-$1.62B	-$5.50	-1.57
Independent Bank	$215.80M	3.07	$66.79M	$3.16	10.00

Does the media refer more to CORZ or IBCP?

In the previous week, Core Scientific had 7 more articles in the media than Independent Bank. MarketBeat recorded 11 mentions for Core Scientific and 4 mentions for Independent Bank. Independent Bank's average media sentiment score of 1.81 beat Core Scientific's score of 0.99 indicating that Independent Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Core Scientific	5 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Independent Bank	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is CORZ or IBCP more profitable?

Independent Bank has a net margin of 20.67% compared to Core Scientific's net margin of 0.00%. Independent Bank's return on equity of 15.43% beat Core Scientific's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Core Scientific	N/A	N/A	N/A
Independent Bank	20.67%	15.43%	1.27%

Does the MarketBeat Community favor CORZ or IBCP?

Independent Bank received 169 more outperform votes than Core Scientific when rated by MarketBeat users. However, 72.73% of users gave Core Scientific an outperform vote while only 54.35% of users gave Independent Bank an outperform vote.

Company	Underperform	Outperform
Core Scientific	Outperform Votes 56 72.73%	Underperform Votes 21 27.27%
Independent Bank	Outperform Votes 225 54.35%	Underperform Votes 189 45.65%

Do analysts prefer CORZ or IBCP?

Core Scientific presently has a consensus price target of $19.07, suggesting a potential upside of 120.17%. Independent Bank has a consensus price target of $39.17, suggesting a potential upside of 23.91%. Given Core Scientific's stronger consensus rating and higher probable upside, equities analysts clearly believe Core Scientific is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Core Scientific	0 Sell rating(s)	0 Hold rating(s)	15 Buy rating(s)	1 Strong Buy rating(s)	3.06
Independent Bank	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do insiders & institutionals have more ownership in CORZ or IBCP?

79.4% of Independent Bank shares are held by institutional investors. 32.0% of Core Scientific shares are held by company insiders. Comparatively, 5.7% of Independent Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Which has more volatility & risk, CORZ or IBCP?

Core Scientific has a beta of 6.83, suggesting that its share price is 583% more volatile than the S&P 500. Comparatively, Independent Bank has a beta of 1.04, suggesting that its share price is 4% more volatile than the S&P 500.

Summary

Core Scientific beats Independent Bank on 10 of the 19 factors compared between the two stocks.