Independent Bank (INDB) Competitors

Independent Bank (NASDAQ:INDB) and First Horizon (NYSE:FHN) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and profitability.

Does the media favor INDB or FHN?

In the previous week, First Horizon had 9 more articles in the media than Independent Bank. MarketBeat recorded 17 mentions for First Horizon and 8 mentions for Independent Bank. Independent Bank's average media sentiment score of 0.47 beat First Horizon's score of 0.33 indicating that Independent Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Independent Bank	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Horizon	1 Very Positive mention(s)	1 Positive mention(s)	12 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Does the MarketBeat Community believe in INDB or FHN?

First Horizon received 114 more outperform votes than Independent Bank when rated by MarketBeat users. Likewise, 54.56% of users gave First Horizon an outperform vote while only 54.48% of users gave Independent Bank an outperform vote.

Company	Underperform	Outperform
Independent Bank	Outperform Votes 389 54.48%	Underperform Votes 325 45.52%
First Horizon	Outperform Votes 503 54.56%	Underperform Votes 419 45.44%

Do insiders and institutionals hold more shares of INDB or FHN?

83.4% of Independent Bank shares are held by institutional investors. Comparatively, 80.3% of First Horizon shares are held by institutional investors. 0.9% of Independent Bank shares are held by company insiders. Comparatively, 0.9% of First Horizon shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Which has stronger valuation and earnings, INDB or FHN?

First Horizon has higher revenue and earnings than Independent Bank. Independent Bank is trading at a lower price-to-earnings ratio than First Horizon, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Independent Bank	$683.06M	4.11	$239.50M	$4.60	14.35
First Horizon	$3.17B	3.33	$897M	$1.38	14.45

Which has more risk & volatility, INDB or FHN?

Independent Bank has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500.

Is INDB or FHN a better dividend stock?

Independent Bank pays an annual dividend of $2.28 per share and has a dividend yield of 3.5%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.0%. Independent Bank pays out 49.6% of its earnings in the form of a dividend. First Horizon pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 14 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts recommend INDB or FHN?

Independent Bank presently has a consensus price target of $78.00, suggesting a potential upside of 18.15%. First Horizon has a consensus price target of $21.00, suggesting a potential upside of 5.32%. Given Independent Bank's stronger consensus rating and higher possible upside, equities analysts clearly believe Independent Bank is more favorable than First Horizon.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Independent Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	3.33
First Horizon	0 Sell rating(s)	6 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.54

Is INDB or FHN more profitable?

Independent Bank has a net margin of 20.26% compared to First Horizon's net margin of 15.43%. First Horizon's return on equity of 9.51% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Independent Bank	20.26%	6.74%	1.02%
First Horizon	15.43%	9.51%	1.01%

Summary

Independent Bank beats First Horizon on 11 of the 21 factors compared between the two stocks.