Independent Bank (INDB) Competitors

Independent Bank (NASDAQ:INDB) and First Horizon (NYSE:FHN) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, analyst recommendations, profitability, risk, institutional ownership, dividends, media sentiment, valuation and earnings.

Which has higher earnings and valuation, INDB or FHN?

First Horizon has higher revenue and earnings than Independent Bank. Independent Bank is trading at a lower price-to-earnings ratio than First Horizon, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Independent Bank	$683.11M	4.10	$192.08M	$4.52	14.55
First Horizon	$3.10B	3.31	$775M	$1.36	14.67

Which has more volatility & risk, INDB or FHN?

Independent Bank has a beta of 0.77, meaning that its share price is 23% less volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.86, meaning that its share price is 14% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in INDB or FHN?

83.4% of Independent Bank shares are owned by institutional investors. Comparatively, 80.3% of First Horizon shares are owned by institutional investors. 0.9% of Independent Bank shares are owned by company insiders. Comparatively, 0.9% of First Horizon shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Do analysts prefer INDB or FHN?

Independent Bank presently has a consensus target price of $79.00, indicating a potential upside of 20.09%. First Horizon has a consensus target price of $22.23, indicating a potential upside of 11.47%. Given Independent Bank's stronger consensus rating and higher possible upside, analysts clearly believe Independent Bank is more favorable than First Horizon.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Independent Bank	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	3.33
First Horizon	0 Sell rating(s)	6 Hold rating(s)	9 Buy rating(s)	0 Strong Buy rating(s)	2.60

Does the media prefer INDB or FHN?

In the previous week, Independent Bank and Independent Bank both had 9 articles in the media. First Horizon's average media sentiment score of 1.23 beat Independent Bank's score of 1.19 indicating that First Horizon is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Independent Bank	4 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Horizon	8 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is INDB or FHN a better dividend stock?

Independent Bank pays an annual dividend of $2.28 per share and has a dividend yield of 3.5%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.0%. Independent Bank pays out 50.4% of its earnings in the form of a dividend. First Horizon pays out 44.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 15 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is INDB or FHN more profitable?

Independent Bank has a net margin of 19.58% compared to First Horizon's net margin of 15.38%. First Horizon's return on equity of 10.10% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Independent Bank	19.58%	6.57%	1.00%
First Horizon	15.38%	10.10%	1.07%

Does the MarketBeat Community believe in INDB or FHN?

First Horizon received 116 more outperform votes than Independent Bank when rated by MarketBeat users. Likewise, 54.53% of users gave First Horizon an outperform vote while only 54.17% of users gave Independent Bank an outperform vote.

Company	Underperform	Outperform
Independent Bank	Outperform Votes 390 54.17%	Underperform Votes 330 45.83%
First Horizon	Outperform Votes 506 54.53%	Underperform Votes 422 45.47%

Summary

First Horizon beats Independent Bank on 11 of the 20 factors compared between the two stocks.