IF Bancorp (IROQ) Stock Price, News & Analysis

Company Overview

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement accounts, and health savings accounts. It provides loans comprising one- to four-family residential mortgage loans; multi-family mortgage loans; commercial real estate loans, such as farm loans; home equity lines of credit; commercial business loans; and consumer loans primarily comprising automobile loans, as well as construction loans and land development loans. In addition, the company sells property and casualty insurance, as well as offers annuities; mutual funds; individual and group retirement plans; life, disability, and health insurance; individual securities; managed accounts; and other financial services. IF Bancorp, Inc. invests in securities; and provides ATM, online banking and bill pay, mobile banking, ACH origination, remote deposit capture, and telephone banking services. The company was founded in 1883 and is headquartered in Watseka, Illinois.

Key Stats

• Today's Range: $22.33 to $23.40
• 50-Day Range: $19.30 to $23.47
• 52-Week Range: $14.05 to $24.00
• Volume: 2,418 shs
• Average Volume: 2,880 shs
• Market Capitalization: $75.84 million
• P/E Ratio: 37.11
• Dividend Yield: 1.77%
• Price Target: N/A
• Consensus Rating: N/A

IF Bancorp Stock Analysis - MarketRank™

IF Bancorp scored higher than 36% of companies evaluated by MarketBeat, and ranked 772nd out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for IF Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of IF Bancorp is 37.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 124.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of IF Bancorp is 37.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 48.81.

Price to Book Value per Share Ratio

IF Bancorp has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.12% of the float of IF Bancorp has been sold short.

Short Interest Ratio / Days to Cover

IF Bancorp has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in IF Bancorp has recently increased by 11.76%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

IF Bancorp pays a meaningful dividend of 1.70%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

IF Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of IF Bancorp is 65.57%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.12% of the float of IF Bancorp has been sold short.

Short Interest Ratio / Days to Cover

IF Bancorp has a short interest ratio ("days to cover") of 0.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in IF Bancorp has recently increased by 11.76%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.71

News Sentiment

IF Bancorp has a news sentiment score of 0.71. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for IF Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, IF Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.57% of the stock of IF Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

44.11% of the stock of IF Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

IROQ Stock Analysis - Frequently Asked Questions

How have IROQ shares performed this year?

IF Bancorp's stock was trading at $16.03 at the start of the year. Since then, IROQ stock has increased by 41.2% and is now trading at $22.6379.
View the best growth stocks for 2024 here.

How were IF Bancorp's earnings last quarter?

IF Bancorp, Inc. (NASDAQ:IROQ) posted its quarterly earnings data on Wednesday, April, 29th. The savings and loans company reported $0.26 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $5.76 million for the quarter. IF Bancorp had a trailing twelve-month return on equity of 2.62% and a net margin of 4.14%.

Who are IF Bancorp's major shareholders?

IF Bancorp's top institutional investors include Geode Capital Management LLC (0.64%).
View institutional ownership trends.

How do I buy shares of IF Bancorp?

Shares of IROQ stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of IF Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that IF Bancorp investors own include NVIDIA (NVDA), Broadcom (AVGO), Adobe (ADBE), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF) and AppLovin (APP).

Company Calendar

• Last Earnings: 4/29/2020
• Ex-Dividend for 10/18 Dividend: 9/27/2024
• Dividend Payable: 10/18/2024
• Today: 12/04/2024
• Next Earnings (Estimated): 2/04/2025
• Fiscal Year End: 6/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:IROQ
• CUSIP: N/A
• CIK: 1514743
• Web: www.iroquoisfed.com
• Phone: (815) 432-2476
• Fax: N/A
• Employees: 109
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.61
• Trailing P/E Ratio: 37.12
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.79 million
• Net Margins: 4.14%
• Pretax Margin: 5.43%
• Return on Equity: 2.62%
• Return on Assets: 0.22%

Debt

• Debt-to-Equity Ratio: 1.06
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $45.37 million
• Price / Sales: 1.67
• Cash Flow: $0.65 per share
• Price / Cash Flow: 35.02
• Book Value: $22.05 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 3,350,000
• Free Float: 2,932,000
• Market Cap: $75.84 million
• Optionable: Not Optionable
• Beta: 0.51