Investors Title (ITIC) Competitors

Investors Title (NASDAQ:ITIC) and Employers (NYSE:EIG) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, institutional ownership, dividends, risk, earnings, media sentiment, analyst recommendations, community ranking and profitability.

Is ITIC or EIG more profitable?

Employers has a net margin of 15.27% compared to Investors Title's net margin of 11.83%. Investors Title's return on equity of 10.99% beat Employers' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Investors Title	11.83%	10.99%	8.44%
Employers	15.27%	9.78%	2.84%

Do insiders & institutionals have more ownership in ITIC or EIG?

41.4% of Investors Title shares are held by institutional investors. Comparatively, 80.5% of Employers shares are held by institutional investors. 26.5% of Investors Title shares are held by company insiders. Comparatively, 1.5% of Employers shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Which has better valuation and earnings, ITIC or EIG?

Employers has higher revenue and earnings than Investors Title. Employers is trading at a lower price-to-earnings ratio than Investors Title, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Investors Title	$241.35M	2.06	$21.69M	$15.11	17.44
Employers	$889.80M	1.43	$118.10M	$5.34	9.64

Does the media favor ITIC or EIG?

In the previous week, Employers had 3 more articles in the media than Investors Title. MarketBeat recorded 3 mentions for Employers and 0 mentions for Investors Title. Investors Title's average media sentiment score of 1.66 beat Employers' score of 0.94 indicating that Investors Title is being referred to more favorably in the media.

Company	Overall Sentiment
Investors Title	Very Positive
Employers	Positive

Does the MarketBeat Community believe in ITIC or EIG?

Employers received 142 more outperform votes than Investors Title when rated by MarketBeat users. Likewise, 62.42% of users gave Employers an outperform vote while only 59.41% of users gave Investors Title an outperform vote.

Company	Underperform	Outperform
Investors Title	Outperform Votes 142 59.41%	Underperform Votes 97 40.59%
Employers	Outperform Votes 284 62.42%	Underperform Votes 171 37.58%

Do analysts prefer ITIC or EIG?

Employers has a consensus target price of $58.00, indicating a potential upside of 12.67%. Given Employers' stronger consensus rating and higher probable upside, analysts clearly believe Employers is more favorable than Investors Title.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Investors Title	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Employers	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is ITIC or EIG a better dividend stock?

Investors Title pays an annual dividend of $1.84 per share and has a dividend yield of 0.7%. Employers pays an annual dividend of $1.20 per share and has a dividend yield of 2.3%. Investors Title pays out 12.2% of its earnings in the form of a dividend. Employers pays out 22.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more volatility & risk, ITIC or EIG?

Investors Title has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500. Comparatively, Employers has a beta of 0.26, meaning that its share price is 74% less volatile than the S&P 500.

Summary

Employers beats Investors Title on 11 of the 20 factors compared between the two stocks.