Jiayin Group (JFIN) Competitors

Cipher Mining (NASDAQ:CIFR) and Jiayin Group (NASDAQ:JFIN) are both small-cap business services companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, media sentiment, earnings, community ranking, institutional ownership, risk, profitability and valuation.

Which has more volatility and risk, CIFR or JFIN?

Cipher Mining has a beta of 2.41, meaning that its stock price is 141% more volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.89, meaning that its stock price is 11% less volatile than the S&P 500.

Do analysts rate CIFR or JFIN?

Cipher Mining currently has a consensus price target of $8.14, indicating a potential upside of 48.25%. Given Cipher Mining's stronger consensus rating and higher probable upside, equities research analysts plainly believe Cipher Mining is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cipher Mining	0 Sell rating(s)	0 Hold rating(s)	10 Buy rating(s)	2 Strong Buy rating(s)	3.17
Jiayin Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is CIFR or JFIN more profitable?

Jiayin Group has a net margin of 19.17% compared to Cipher Mining's net margin of -33.39%. Jiayin Group's return on equity of 43.90% beat Cipher Mining's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cipher Mining	-33.39%	-8.29%	-7.29%
Jiayin Group	19.17%	43.90%	21.31%

Do institutionals and insiders believe in CIFR or JFIN?

12.3% of Cipher Mining shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 2.3% of Cipher Mining shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Does the MarketBeat Community favor CIFR or JFIN?

Cipher Mining received 24 more outperform votes than Jiayin Group when rated by MarketBeat users. Likewise, 95.31% of users gave Cipher Mining an outperform vote while only 52.86% of users gave Jiayin Group an outperform vote.

Company	Underperform	Outperform
Cipher Mining	Outperform Votes 61 95.31%	Underperform Votes 3 4.69%
Jiayin Group	Outperform Votes 37 52.86%	Underperform Votes 33 47.14%

Does the media prefer CIFR or JFIN?

In the previous week, Cipher Mining had 1 more articles in the media than Jiayin Group. MarketBeat recorded 3 mentions for Cipher Mining and 2 mentions for Jiayin Group. Cipher Mining's average media sentiment score of 1.11 beat Jiayin Group's score of 0.10 indicating that Cipher Mining is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cipher Mining	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Jiayin Group	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has better valuation & earnings, CIFR or JFIN?

Jiayin Group has higher revenue and earnings than Cipher Mining. Cipher Mining is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cipher Mining	$126.84M	15.05	-$25.78M	-$0.13	-42.23
Jiayin Group	$6.00B	0.09	$182.75M	$3.00	3.31

Summary

Cipher Mining beats Jiayin Group on 10 of the 19 factors compared between the two stocks.