Jiayin Group (JFIN) Competitors

Park National (NYSE:PRK) and Jiayin Group (NASDAQ:JFIN) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, profitability, analyst recommendations, earnings, dividends, community ranking, risk and media sentiment.

Do insiders & institutionals believe in PRK or JFIN?

62.7% of Park National shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 2.7% of Park National shares are owned by company insiders. Comparatively, 51.2% of Jiayin Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is PRK or JFIN a better dividend stock?

Park National pays an annual dividend of $4.28 per share and has a dividend yield of 3.0%. Jiayin Group pays an annual dividend of $0.49 per share and has a dividend yield of 4.3%. Park National pays out 46.0% of its earnings in the form of a dividend. Jiayin Group pays out 17.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Jiayin Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the MarketBeat Community prefer PRK or JFIN?

Jiayin Group received 37 more outperform votes than Park National when rated by MarketBeat users. Likewise, 52.86% of users gave Jiayin Group an outperform vote while only 0.00% of users gave Park National an outperform vote.

Company	Underperform	Outperform
Park National	Outperform Votes No Votes	Underperform Votes 17 100.00%
Jiayin Group	Outperform Votes 37 52.86%	Underperform Votes 33 47.14%

Which has preferable valuation and earnings, PRK or JFIN?

Jiayin Group has higher revenue and earnings than Park National. Jiayin Group is trading at a lower price-to-earnings ratio than Park National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Park National	$520.61M	4.39	$151.42M	$9.31	15.20
Jiayin Group	$5.80B	0.11	$182.75M	$2.76	4.12

Which has more volatility and risk, PRK or JFIN?

Park National has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500.

Is PRK or JFIN more profitable?

Park National has a net margin of 23.46% compared to Jiayin Group's net margin of 19.17%. Jiayin Group's return on equity of 43.90% beat Park National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Park National	23.46%	12.31%	1.50%
Jiayin Group	19.17%	43.90%	21.31%

Does the media prefer PRK or JFIN?

In the previous week, Park National had 12 more articles in the media than Jiayin Group. MarketBeat recorded 16 mentions for Park National and 4 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.11 beat Park National's score of 0.19 indicating that Jiayin Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Park National	2 Very Positive mention(s)	4 Positive mention(s)	8 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Neutral
Jiayin Group	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts prefer PRK or JFIN?

Park National currently has a consensus target price of $181.75, suggesting a potential upside of 28.42%. Given Park National's stronger consensus rating and higher probable upside, equities research analysts clearly believe Park National is more favorable than Jiayin Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Park National	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Jiayin Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Summary

Jiayin Group beats Park National on 10 of the 19 factors compared between the two stocks.