Jiayin Group (JFIN) Stock Price, News & Analysis

Company Overview

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.

Key Stats

• Today's Range: $6.25 to $6.75
• 50-Day Range: $5.78 to $7.51
• 52-Week Range: $4.00 to $8.58
• Volume: 44,576 shs
• Average Volume: 75,391 shs
• Market Capitalization: $336.07 million
• P/E Ratio: 2.09
• Dividend Yield: 13.90%
• Price Target: N/A
• Consensus Rating: N/A

Jiayin Group Stock Analysis - MarketRank™

Jiayin Group scored higher than 53% of companies evaluated by MarketBeat, and ranked 378th out of 653 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Jiayin Group.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Jiayin Group is 2.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 115.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of Jiayin Group is 2.09, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 241.24.

Price to Book Value per Share Ratio

Jiayin Group has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.05% of the outstanding shares of Jiayin Group have been sold short.

Short Interest Ratio / Days to Cover

Jiayin Group has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Jiayin Group has recently increased by 133.61%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Jiayin Group is a leading dividend payer. It pays a dividend yield of 13.52%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Jiayin Group does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Jiayin Group is 29.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.05% of the outstanding shares of Jiayin Group have been sold short.

Short Interest Ratio / Days to Cover

Jiayin Group has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Jiayin Group has recently increased by 133.61%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.97

News Sentiment

Jiayin Group has a news sentiment score of 0.97. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Jiayin Group this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for JFIN on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Jiayin Group insiders have not sold or bought any company stock.

Percentage Held by Insiders

51.20% of the stock of Jiayin Group is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

44.08% of the stock of Jiayin Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

JFIN Stock Analysis - Frequently Asked Questions

How have JFIN shares performed this year?

Jiayin Group's stock was trading at $5.18 at the beginning of 2024. Since then, JFIN stock has increased by 20.8% and is now trading at $6.26.
View the best growth stocks for 2024 here.

How were Jiayin Group's earnings last quarter?

Jiayin Group Inc. (NASDAQ:JFIN) announced its quarterly earnings data on Thursday, June, 6th. The company reported $0.72 EPS for the quarter. The business earned $204.33 million during the quarter. Jiayin Group had a net margin of 19.17% and a trailing twelve-month return on equity of 43.90%.

When did Jiayin Group IPO?

Jiayin Group (JFIN) raised $40 million in an initial public offering (IPO) on Friday, May 10th 2019. The company issued 3,500,000 shares at a price of $10.50-$12.50 per share. Roth Capital Partners and Shenwan Hongyuan Securities acted as the underwriters for the IPO.

How do I buy shares of Jiayin Group?

Shares of JFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Jiayin Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Jiayin Group investors own include NVIDIA (NVDA), Super Micro Computer (SMCI), Builders FirstSource (BLDR), Carrols Restaurant Group (TAST), UFP Technologies (UFPT), EMCOR Group (EME) and Axcelis Technologies (ACLS).

Company Calendar

• Last Earnings: 6/06/2024
• Today: 12/21/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: Nondepository credit institutions
• Sub-Industry: Banking
• Current Symbol: NASDAQ:JFIN
• CUSIP: N/A
• CIK: 1743102
• Web: www.jiayinfintech.cn
• Phone: 862161906826
• Fax: N/A
• Employees: 710
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $3.00
• Trailing P/E Ratio: 2.09
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $182.75 million
• Net Margins: 19.17%
• Pretax Margin: 22.93%
• Return on Equity: 43.90%
• Return on Assets: 21.31%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.04
• Quick Ratio: 2.04

Sales & Book Value

• Annual Sales: $6.00 billion
• Price / Sales: 0.06
• Cash Flow: $3.28 per share
• Price / Cash Flow: 1.91
• Book Value: $6.25 per share
• Price / Book: 1.00

Miscellaneous

• Outstanding Shares: 53,685,000
• Free Float: 26,198,000
• Market Cap: $336.07 million
• Optionable: Optionable
• Beta: 0.88