Jack Henry & Associates (JKHY) Financials

$173.85 +1.08 (+0.63%)

As of 04:00 PM Eastern

Annual Income Statements for Jack Henry & Associates

This table shows Jack Henry & Associates' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Income / (Loss) Attributable to Common Shareholders	211	249	230	365	272	297	311	363	367	382
Consolidated Net Income / (Loss)	211	249	230	365	272	297	311	363	367	382
Net Income / (Loss) Continuing Operations	211	249	230	365	272	297	311	363	367	382
Total Pre-Tax Income	316	361	341	356	347	381	398	472	475	498
Total Operating Income	318	362	342	358	347	381	399	475	481	489
Total Gross Profit	536	581	582	618	630	689	695	814	859	916
Total Revenue	1,256	1,355	1,388	1,471	1,553	1,697	1,758	1,943	2,078	2,216
Operating Revenue	1,256	1,355	1,388	1,471	1,553	1,697	1,758	1,943	2,078	2,216
Total Cost of Revenue	720	774	806	853	923	1,008	1,063	1,129	1,219	1,299
Operating Cost of Revenue	720	774	806	853	923	1,008	1,063	1,129	1,219	1,299
Total Operating Expenses	218	219	241	260	282	308	296	340	378	427
Selling, General & Admin Expense	64	158	159	172	186	198	187	218	235	278
Research & Development Expense	71	81	85	90	96	110	109	121	143	148
Total Other Income / (Expense), net	-1.43	-1.12	-0.75	-2.69	-0.05	0.45	-0.99	-2.35	-6.11	8.63
Income Tax Expense	105	112	111	-8.88	75	84	86	109	108	116
Basic Earnings per Share	$2.60	$3.13	$2.95	$4.73	$3.52	$3.86	$4.12	$4.95	$5.03	$5.24
Weighted Average Basic Shares Outstanding	81.35M	79.42M	77.86M	77.25M	77.16M	76.79M	75.55M	73.32M	72.92M	72.87M
Diluted Earnings per Share	$2.59	$3.12	$2.93	$4.70	$3.52	$3.86	$4.12	$4.94	$5.02	$5.23
Weighted Average Diluted Shares Outstanding	81.60M	79.73M	78.26M	77.59M	77.35M	76.93M	75.66M	73.49M	73.10M	73.03M
Weighted Average Basic & Diluted Shares Outstanding	81.20M	79.50M	77.80M	77.18M	77.00M	76.64M	74.01M	72.90M	72.94M	72.91M
Cash Dividends to Common per Share	$0.94	$1.06	$1.18	$1.36	$1.54	$1.66	$1.78	$1.90	$2.02	$2.14

This table shows Jack Henry & Associates' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Net Income / (Loss) Attributable to Common Shareholders	80	107	81	82	98	102	92	87	101	119	98
Consolidated Net Income / (Loss)	80	107	81	82	98	102	92	87	101	119	98
Net Income / (Loss) Continuing Operations	80	107	81	82	98	102	92	87	101	119	98
Total Pre-Tax Income	103	139	105	106	124	133	120	114	130	157	127
Total Operating Income	104	141	107	108	124	133	119	112	126	151	123
Total Gross Profit	196	231	201	201	226	248	225	210	233	258	241
Total Revenue	483	529	505	509	535	571	546	539	560	601	574
Operating Revenue	483	529	505	509	535	571	546	539	560	601	574
Total Cost of Revenue	287	298	305	307	309	323	321	328	327	343	333
Operating Cost of Revenue	287	298	305	307	309	323	321	328	327	343	333
Total Operating Expenses	92	90	93	93	102	116	106	98	107	106	118
Selling, General & Admin Expense	58	57	57	58	63	79	70	62	67	67	77
Research & Development Expense	34	33	37	35	38	37	35	36	40	40	41
Total Other Income / (Expense), net	-0.98	-1.42	-2.17	-2.28	-0.25	0.55	1.26	2.07	4.76	5.52	4.38
Income Tax Expense	22	33	24	25	26	32	28	27	29	38	30
Basic Earnings per Share	$1.11	$1.46	$1.11	$1.12	$1.34	$1.40	$1.26	$1.20	$1.38	$1.63	$1.34
Weighted Average Basic Shares Outstanding	73.32M	72.90M	72.96M	72.94M	72.92M	72.87M	72.84M	72.87M	72.87M	72.91M	72.92M
Diluted Earnings per Share	$1.10	$1.46	$1.10	$1.12	$1.34	$1.39	$1.26	$1.19	$1.39	$1.63	$1.34
Weighted Average Diluted Shares Outstanding	73.49M	73.14M	73.14M	73.07M	73.10M	73.01M	72.98M	73.03M	73.03M	73.08M	73.08M
Weighted Average Basic & Diluted Shares Outstanding	72.90M	72.95M	72.99M	72.88M	72.94M	72.83M	72.87M	72.90M	72.91M	72.96M	72.90M
Cash Dividends to Common per Share	-	$0.49	$0.49	$0.52	-	$0.52	$0.52	$0.55	-	$0.55	$0.55

This table details how cash moves in and out of Jack Henry & Associates' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Change in Cash & Equivalents	78	-78	44	-83	62	120	-162	-2.21	-37	26
Net Cash From Operating Activities	374	366	357	412	431	511	462	505	382	568
Net Cash From Continuing Operating Activities	374	366	357	412	431	511	462	505	382	568
Net Income / (Loss) Continuing Operations	211	249	230	365	272	297	311	363	367	382
Consolidated Net Income / (Loss)	211	249	230	365	272	297	311	363	367	382
Depreciation Expense	54	51	50	48	47	52	53	51	49	46
Amortization Expense	65	79	90	104	113	120	123	127	142	154
Non-Cash Adjustments To Reconcile Net Income	0.72	-6.17	16	11	13	46	19	25	24	33
Changes in Operating Assets and Liabilities, net	43	-5.93	-28	-116	-14	-4.14	-44	-61	-200	-46
Net Cash From Investing Activities	-137	-136	-142	-292	-191	-198	-162	-196	-410	-240
Net Cash From Continuing Investing Activities	-137	-136	-142	-292	-191	-198	-162	-196	-410	-240
Purchase of Property, Plant & Equipment	-145	-165	-148	-137	-165	-171	-151	-183	-205	-225
Acquisitions	0.00	-8.28	0.00	-151	-26	-37	-8.81	-8.49	-231	-7.13
Purchase of Investments	-	0.00	0.00	-5.00	0.00	-1.15	-13	-5.00	-1.00	-8.65
Sale of Property, Plant & Equipment	0.18	2.84	0.97	0.31	0.13	11	6.19	0.05	28	0.90
Net Cash From Financing Activities	-159	-308	-171	-204	-178	-193	-462	-310	-8.43	-302
Net Cash From Continuing Financing Activities	-159	-308	-171	-204	-178	-193	-462	-310	-8.43	-302
Repayment of Debt	-47	-153	-30	-175	-35	-55	-100	-317	-650	-600
Repurchase of Common Equity	-123	-176	-130	-49	-55	-72	-432	-194	-25	-28
Payment of Dividends	-76	-84	-92	-105	-119	-127	-134	-139	-147	-156
Issuance of Debt	90	100	80	125	35	55	200	332	810	475
Issuance of Common Equity	4.88	5.71	6.25	7.52	9.04	9.83	11	12	12	12
Other Financing Activities, net	-7.31	-1.89	-5.48	-7.16	-14	-3.74	-7.72	-4.15	-8.50	-5.38

This table details how cash moves in and out of Jack Henry & Associates' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Net Change in Cash & Equivalents	8.99	-17	-6.21	0.79	-14	19	-4.76	0.55	11	4.93	-18
Net Cash From Operating Activities	203	137	54	16	175	157	82	98	232	117	90
Net Cash From Continuing Operating Activities	203	137	54	16	175	157	82	98	232	117	90
Net Income / (Loss) Continuing Operations	80	107	81	82	98	102	92	87	101	119	98
Consolidated Net Income / (Loss)	80	107	81	82	98	102	92	87	101	119	98
Depreciation Expense	12	12	12	12	12	12	12	11	11	11	11
Amortization Expense	32	33	36	37	36	37	38	39	39	39	40
Non-Cash Adjustments To Reconcile Net Income	5.58	0.87	6.43	6.92	9.87	7.04	8.66	6.98	10	6.68	8.86
Changes in Operating Assets and Liabilities, net	73	-16	-81	-121	19	-0.81	-69	-47	70	-59	-69
Net Cash From Investing Activities	-51	-250	-52	-54	-54	-51	-60	-54	-76	-59	-61
Net Cash From Continuing Investing Activities	-51	-250	-52	-54	-54	-51	-60	-54	-76	-59	-61
Purchase of Property, Plant & Equipment	-46	-46	-52	-53	-54	-49	-59	-52	-66	-55	-60
Acquisitions	-0.77	-229	-1.26	-0.44	-0.21	-2.28	-0.69	-1.59	-2.57	-2.68	-0.85
Net Cash From Financing Activities	-143	96	-8.49	39	-135	-87	-26	-43	-145	-53	-46
Net Cash From Continuing Financing Activities	-143	96	-8.49	39	-135	-87	-26	-43	-145	-53	-46
Repayment of Debt	-150	-150	-55	-85	-360	-165	-75	-120	-240	-85	-80
Repurchase of Common Equity	-	0.00	-	-25	-	-20	-	-	-8.06	0.00	-17
Payment of Dividends	-36	-36	-36	-38	-38	-38	-38	-40	-40	-40	-40
Issuance of Debt	40	280	85	185	260	135	85	115	140	75	90
Issuance of Common Equity	3.25	3.23	2.45	3.32	3.37	3.42	2.62	3.37	3.07	3.04	2.17
Other Financing Activities, net	-0.44	-1.56	-5.18	-1.58	-0.20	-2.94	-0.62	-1.78	-0.04	-6.17	-1.17

This table presents Jack Henry & Associates' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	1,837	1,816	90	2,648	2,185	2,428	2,336	2,456	2,774	2,924
Total Current Assets	493	432	0.00	471	569	669	544	614	628	632
Cash & Equivalents	148	70	-	31	94	213	51	49	12	38
Accounts Receivable	245	254	-	297	310	301	307	348	361	333
Prepaid Expenses	69	57	-	96	106	96	110	126	169	169
Current Deferred & Refundable Income Taxes	2.75	16	-	22	18	21	30	14	7.52	6.15
Other Current Assets	28	35	-	24	41	38	46	57	78	86
Plant, Property, & Equipment, net	296	299	0.00	286	272	273	252	212	206	215
Total Noncurrent Assets	1,047	1,085	90	1,892	1,343	1,486	1,540	1,630	1,940	2,077
Goodwill	550	553	-	650	667	686	687	687	805	805
Intangible Assets	348	362	90	941	451	465	476	506	651	672
Other Noncurrent Operating Assets	149	170	-	300	225	334	376	437	484	601
Total Liabilities & Shareholders' Equity	1,837	1,816	0.00	2,033	2,185	2,428	2,336	2,456	2,774	2,924
Total Liabilities	845	819	0.00	710	756	879	1,017	1,074	1,165	1,082
Total Current Liabilities	444	444	0.00	448	470	495	521	544	524	634
Short-Term Debt	2.60	0.20	-	-	0.00	0.12	0.11	0.07	0.00	90
Accounts Payable	9.93	15	-	30	9.85	9.88	18	21	19	25
Accrued Expenses	79	85	-	89	120	167	183	192	173	201
Current Deferred Revenue	340	344	-	329	340	318	320	331	332	318
Current Deferred & Payable Income Tax Liabilities	13	0.00	-	-	-	-	-	-	-	0.00
Total Noncurrent Liabilities	402	376	0.00	262	286	384	496	530	642	448
Long-Term Debt	50	0.00	-	-	0.00	0.21	100	115	275	60
Noncurrent Deferred Revenue	192	178	-	41	55	71	76	71	68	71
Noncurrent Deferred & Payable Income Tax Liabilities	150	189	-	208	217	244	261	293	244	244
Other Noncurrent Operating Liabilities	8.92	9.44	-	13	14	68	59	51	54	74
Total Equity & Noncontrolling Interests	992	996	0.00	1,323	1,429	1,550	1,319	1,382	1,609	1,842
Total Preferred & Common Equity	992	996	0.00	1,323	1,429	1,550	1,319	1,382	1,609	1,842
Preferred Stock	0.00	0.00	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	992	996	0.00	1,323	1,429	1,550	1,319	1,382	1,609	1,842
Common Stock	426	441	-	465	473	496	520	552	585	621
Retained Earnings	1,266	1,431	-	1,913	2,066	2,235	2,412	2,636	2,856	3,082
Treasury Stock	-700	-876	-	-1,055	-1,110	-1,182	-1,613	-1,807	-1,832	-1,860

This table presents Jack Henry & Associates' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Total Assets	2,456	2,578	2,578	2,608	2,774	2,734	2,754	2,770	2,924	2,929	2,912
Total Current Assets	614	485	469	488	628	563	554	523	632	635	580
Cash & Equivalents	49	32	26	27	12	31	27	27	38	43	26
Accounts Receivable	348	248	246	238	361	289	271	263	333	307	283
Prepaid Expenses	126	135	128	153	169	164	179	159	169	191	190
Current Deferred & Refundable Income Taxes	14	0.00	0.00	1.88	7.52	0.00	0.00	0.00	6.15	0.00	0.00
Other Current Assets	57	71	69	68	78	80	78	73	86	84	81
Plant, Property, & Equipment, net	212	208	203	200	206	203	205	216	215	212	227
Total Noncurrent Assets	1,630	1,885	1,906	1,920	1,940	1,968	1,995	2,032	2,077	2,082	2,105
Goodwill	687	804	805	805	805	805	805	805	805	805	805
Intangible Assets	506	632	639	646	651	658	662	667	672	676	680
Other Noncurrent Operating Assets	437	449	462	469	484	505	528	561	601	601	620
Total Liabilities & Shareholders' Equity	2,456	2,578	2,578	2,608	2,774	2,734	2,754	2,770	2,924	2,929	2,912
Total Liabilities	1,074	1,117	1,067	1,069	1,165	1,074	1,030	991	1,082	1,003	936
Total Current Liabilities	544	470	408	321	524	471	404	375	634	571	497
Short-Term Debt	0.07	0.04	0.02	0.00	0.00	-	-	-	90	90	90
Accounts Payable	21	20	13	14	19	20	19	27	25	20	24
Accrued Expenses	192	148	148	150	173	158	174	180	201	180	186
Current Deferred Revenue	331	275	215	157	332	262	197	147	318	249	197
Current Deferred & Payable Income Tax Liabilities	-	27	32	-	-	31	14	20	0.00	31	0.28
Total Noncurrent Liabilities	530	647	660	749	642	604	626	616	448	433	439
Long-Term Debt	115	245	275	375	275	245	255	250	60	50	60
Noncurrent Deferred Revenue	71	70	70	69	68	72	72	67	71	71	72
Noncurrent Deferred & Payable Income Tax Liabilities	293	280	265	256	244	234	228	229	244	239	235
Other Noncurrent Operating Liabilities	51	51	50	48	54	53	70	70	74	73	72
Total Equity & Noncontrolling Interests	1,382	1,461	1,511	1,538	1,609	1,660	1,724	1,780	1,842	1,925	1,976
Total Preferred & Common Equity	1,382	1,461	1,511	1,538	1,609	1,660	1,724	1,780	1,842	1,925	1,976
Preferred Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Common Equity	1,382	1,461	1,511	1,538	1,609	1,660	1,724	1,780	1,842	1,925	1,976
Common Stock	552	561	566	575	585	592	603	611	621	624	634
Retained Earnings	2,636	2,707	2,752	2,796	2,856	2,920	2,974	3,021	3,082	3,161	3,219
Treasury Stock	-1,807	-1,807	-1,807	-1,832	-1,832	-1,852	-1,852	-1,852	-1,860	-1,860	-1,877

This table displays calculated financial ratios and metrics derived from Jack Henry & Associates' official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	7.08%	7.84%	2.48%	5.94%	5.57%	9.30%	3.60%	10.50%	6.94%	6.63%
EBITDA Growth	10.30%	12.46%	-2.00%	5.81%	-0.31%	8.76%	3.99%	13.54%	2.94%	2.66%
EBIT Growth	10.26%	13.78%	-5.51%	4.62%	-2.86%	9.60%	4.75%	19.04%	1.28%	1.81%
NOPAT Growth	13.35%	17.66%	-7.84%	59.27%	-25.79%	8.97%	5.38%	16.81%	1.82%	1.03%
Net Income Growth	13.12%	17.82%	-7.76%	59.01%	-25.52%	9.12%	4.99%	16.52%	1.03%	4.14%
EPS Growth	18.26%	20.46%	-6.09%	60.41%	-25.11%	9.66%	6.74%	19.90%	1.62%	4.18%
Operating Cash Flow Growth	9.40%	-1.97%	-2.48%	15.34%	4.61%	18.42%	-9.48%	9.20%	-24.39%	48.87%
Free Cash Flow Firm Growth	20.71%	-1.32%	385.62%	-236.00%	158.15%	-64.99%	-4.95%	1.74%	-118.22%	662.35%
Invested Capital Growth	-1.13%	3.37%	-90.24%	2,007.88%	-29.95%	0.10%	2.38%	5.80%	29.24%	4.43%
Revenue Q/Q Growth	2.99%	2.52%	-1.84%	2.60%	0.99%	1.01%	2.31%	1.70%	2.57%	1.15%
EBITDA Q/Q Growth	4.51%	6.91%	-8.15%	3.32%	-0.77%	-0.02%	3.50%	1.31%	3.72%	0.55%
EBIT Q/Q Growth	5.72%	8.11%	-11.30%	3.47%	-1.57%	-0.68%	5.14%	1.60%	4.44%	0.29%
NOPAT Q/Q Growth	7.39%	10.56%	-13.48%	5.67%	-2.56%	0.09%	5.37%	1.06%	4.74%	-0.14%
Net Income Q/Q Growth	7.41%	10.54%	-13.49%	5.61%	-2.45%	0.12%	5.24%	0.99%	4.97%	0.87%
EPS Q/Q Growth	7.92%	11.43%	-13.06%	5.62%	-2.22%	0.26%	6.19%	1.23%	5.02%	0.97%
Operating Cash Flow Q/Q Growth	3.06%	-8.09%	-0.17%	4.78%	4.99%	7.66%	-7.65%	1.49%	-7.00%	11.21%
Free Cash Flow Firm Q/Q Growth	-24.37%	3.53%	340.74%	-215.93%	181.76%	12.58%	-9.65%	-2.47%	-184.57%	12.54%
Invested Capital Q/Q Growth	-8.70%	-6.93%	-91.13%	1,546.70%	-6.33%	-8.42%	-5.33%	-4.36%	-0.82%	-2.43%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	42.66%	42.89%	41.95%	41.99%	40.55%	40.58%	39.52%	41.91%	41.33%	41.35%
EBITDA Margin	34.78%	36.27%	34.68%	34.64%	32.71%	32.55%	32.67%	33.57%	32.32%	31.11%
Operating Margin	25.30%	26.70%	24.61%	24.31%	22.37%	22.43%	22.68%	24.43%	23.14%	22.09%
EBIT Margin	25.30%	26.70%	24.61%	24.31%	22.37%	22.43%	22.68%	24.43%	23.14%	22.09%
Profit (Net Income) Margin	16.81%	18.37%	16.54%	24.82%	17.51%	17.48%	17.72%	18.68%	17.65%	17.23%
Tax Burden Percent	66.75%	69.03%	67.33%	102.49%	78.30%	77.85%	78.31%	76.85%	77.26%	76.67%
Interest Burden Percent	99.55%	99.69%	99.78%	99.62%	99.99%	100.12%	99.75%	99.50%	98.73%	101.76%
Effective Tax Rate	33.25%	30.97%	32.67%	-2.49%	21.70%	22.15%	21.69%	23.15%	22.74%	23.33%
Return on Invested Capital (ROIC)	23.55%	27.40%	45.26%	36.70%	16.78%	22.18%	23.09%	25.90%	22.38%	19.62%
ROIC Less NNEP Spread (ROIC-NNEP)	24.76%	28.34%	40.31%	36.29%	16.76%	21.95%	24.04%	22.77%	19.51%	23.15%
Return on Net Nonoperating Assets (RNNOA)	-1.98%	-2.36%	0.82%	18.49%	2.98%	-2.26%	-1.37%	0.97%	2.15%	2.51%
Return on Equity (ROE)	21.57%	25.04%	46.09%	55.19%	19.76%	19.92%	21.71%	26.87%	24.52%	22.13%
Cash Return on Invested Capital (CROIC)	24.68%	24.09%	209.68%	-145.18%	52.00%	22.08%	20.73%	20.26%	-3.13%	15.29%
Operating Return on Assets (OROA)	18.07%	19.80%	35.86%	26.11%	14.37%	16.50%	16.74%	19.81%	18.38%	17.18%
Return on Assets (ROA)	12.01%	13.63%	24.09%	26.66%	11.25%	12.86%	13.07%	15.15%	14.02%	13.40%
Return on Common Equity (ROCE)	21.57%	25.04%	46.09%	55.19%	19.76%	19.92%	21.71%	26.87%	24.52%	22.13%
Return on Equity Simple (ROE_SIMPLE)	21.30%	24.98%	0.00%	27.59%	19.03%	19.14%	23.61%	26.27%	22.79%	20.72%
Net Operating Profit after Tax (NOPAT)	212	250	230	366	272	296	312	365	371	375
NOPAT Margin	16.89%	18.43%	16.57%	24.91%	17.51%	17.46%	17.76%	18.77%	17.87%	16.94%
Net Nonoperating Expense Percent (NNEP)	-1.21%	-0.94%	4.96%	0.41%	0.02%	0.23%	-0.95%	3.13%	2.87%	-3.53%
Cost of Revenue to Revenue	57.34%	57.11%	58.05%	58.01%	59.45%	59.42%	60.48%	58.09%	58.67%	58.65%
SG&A Expenses to Revenue	5.12%	11.63%	11.47%	11.67%	11.98%	11.67%	10.64%	11.24%	11.32%	12.57%
R&D to Revenue	5.69%	6.00%	6.10%	6.14%	6.21%	6.48%	6.20%	6.25%	6.87%	6.69%
Operating Expenses to Revenue	17.35%	16.19%	17.34%	17.69%	18.19%	18.15%	16.84%	17.48%	18.19%	19.26%
Earnings before Interest and Taxes (EBIT)	318	362	342	358	347	381	399	475	481	489
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	437	491	482	509	508	552	574	652	671	689
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	4.75	6.29	0.00	7.11	6.83	8.68	8.88	9.26	7.48	6.57
Price to Tangible Book Value (P/TBV)	50.41	76.98	0.00	0.00	31.38	33.79	75.21	67.84	78.93	33.08
Price to Revenue (P/Rev)	3.75	4.63	5.36	6.39	6.28	7.92	6.66	6.58	5.79	5.46
Price to Earnings (P/E)	22.29	25.19	32.41	25.77	35.89	45.32	37.61	35.25	32.82	31.70
Dividend Yield	1.62%	1.33%	1.23%	1.12%	1.22%	0.95%	1.13%	1.08%	1.22%	1.29%
Earnings Yield	4.49%	3.97%	3.09%	3.88%	2.79%	2.21%	2.66%	2.84%	3.05%	3.15%
Enterprise Value to Invested Capital (EV/IC)	5.15	6.69	82.27	4.92	7.24	9.90	8.60	8.88	6.57	6.25
Enterprise Value to Revenue (EV/Rev)	3.67	4.58	5.36	6.37	6.22	7.80	6.69	6.62	5.92	5.51
Enterprise Value to EBITDA (EV/EBITDA)	10.56	12.62	15.45	18.40	19.03	23.95	20.48	19.71	18.32	17.72
Enterprise Value to EBIT (EV/EBIT)	14.51	17.14	21.77	26.22	27.83	34.77	29.51	27.09	25.58	24.96
Enterprise Value to NOPAT (EV/NOPAT)	21.74	24.83	32.34	25.58	35.54	44.66	37.68	35.26	33.11	32.55
Enterprise Value to Operating Cash Flow (EV/OCF)	12.34	16.92	20.82	22.74	22.41	25.92	25.46	25.48	32.23	21.50
Enterprise Value to Free Cash Flow (EV/FCFF)	20.74	28.25	6.98	0.00	11.47	44.85	41.95	45.07	0.00	41.78
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.05	0.00	0.00	0.00	0.00	0.00	0.08	0.08	0.17	0.08
Long-Term Debt to Equity	0.05	0.00	0.00	0.00	0.00	0.00	0.08	0.08	0.17	0.03
Financial Leverage	-0.08	-0.08	0.02	0.51	0.18	-0.10	-0.06	0.04	0.11	0.11
Leverage Ratio	1.80	1.84	1.91	2.07	1.76	1.55	1.66	1.77	1.75	1.65
Compound Leverage Factor	1.79	1.83	1.91	2.06	1.76	1.55	1.66	1.77	1.73	1.68
Debt to Total Capital	5.05%	0.02%	0.00%	0.00%	0.00%	0.02%	7.06%	7.69%	14.60%	7.53%
Short-Term Debt to Total Capital	0.25%	0.02%	0.00%	0.00%	0.00%	0.01%	0.01%	0.00%	0.00%	4.52%
Long-Term Debt to Total Capital	4.80%	0.00%	0.00%	0.00%	0.00%	0.01%	7.05%	7.68%	14.60%	3.01%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	94.95%	99.98%	0.00%	100.00%	100.00%	99.98%	92.94%	92.31%	85.40%	92.47%
Debt to EBITDA	0.12	0.00	0.00	0.00	0.00	0.00	0.17	0.18	0.41	0.22
Net Debt to EBITDA	-0.22	-0.14	0.00	0.00	0.00	-0.39	0.09	0.10	0.39	0.16
Long-Term Debt to EBITDA	0.11	0.00	0.00	0.00	0.00	0.00	0.17	0.18	0.41	0.09
Debt to NOPAT	0.25	0.00	0.00	0.00	0.00	0.00	0.32	0.32	0.74	0.40
Net Debt to NOPAT	-0.45	-0.28	0.00	0.00	0.00	-0.72	0.16	0.18	0.71	0.30
Long-Term Debt to NOPAT	0.24	0.00	0.00	0.00	0.00	0.00	0.32	0.32	0.74	0.16
Altman Z-Score	5.59	7.09	0.00	9.97	10.36	11.77	9.69	10.11	9.00	9.50
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.11	0.97	0.00	1.05	1.21	1.35	1.04	1.13	1.20	1.00
Quick Ratio	0.89	0.73	0.00	0.73	0.86	1.04	0.69	0.73	0.71	0.59
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	222	219	1,066	-1,449	843	295	280	285	-52	292
Operating Cash Flow to CapEx	257.57%	226.58%	242.72%	301.99%	261.95%	319.74%	318.39%	275.98%	215.13%	253.15%
Free Cash Flow to Firm to Interest Expense	139.52	153.47	1,070.01	-443.91	910.10	428.83	245.12	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	234.50	256.24	358.76	126.23	465.58	742.05	403.96	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	143.46	143.15	210.95	84.43	287.84	509.97	277.08	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.71	0.74	1.46	1.07	0.64	0.74	0.74	0.81	0.79	0.78
Accounts Receivable Turnover	5.35	5.43	0.00	0.00	5.11	5.55	5.79	5.94	5.86	6.38
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	4.27	4.55	0.00	0.00	5.57	6.22	6.69	8.37	9.96	10.53
Accounts Payable Turnover	70.45	63.08	0.00	0.00	45.91	102.23	74.98	57.12	60.66	58.44
Days Sales Outstanding (DSO)	68.20	67.27	0.00	0.00	71.39	65.71	63.06	61.49	62.31	57.19
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	5.18	5.79	0.00	0.00	7.95	3.57	4.87	6.39	6.02	6.25
Cash Conversion Cycle (CCC)	63.02	61.48	0.00	0.00	63.44	62.14	58.19	55.10	56.29	50.94
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	896	926	90	1,906	1,335	1,337	1,368	1,448	1,871	1,954
Invested Capital Turnover	1.39	1.49	2.73	1.47	0.96	1.27	1.30	1.38	1.25	1.16
Increase / (Decrease) in Invested Capital	-10	30	-836	1,816	-571	1.28	32	79	423	83
Enterprise Value (EV)	4,612	6,200	7,440	9,374	9,663	13,232	11,764	12,859	12,298	12,215
Market Capitalization	4,707	6,270	7,440	9,405	9,757	13,446	11,715	12,792	12,035	12,103
Book Value per Share	$12.24	$12.63	$0.00	$17.11	$18.51	$20.23	$17.76	$18.96	$22.07	$25.27
Tangible Book Value per Share	$1.15	$1.03	($1.16)	($3.47)	$4.03	$5.19	$2.10	$2.59	$2.09	$5.02
Total Capital	1,044	996	0.00	1,323	1,429	1,550	1,419	1,497	1,884	1,992
Total Debt	53	0.20	0.00	0.00	0.00	0.32	100	115	275	150
Total Long-Term Debt	50	0.00	0.00	0.00	0.00	0.21	100	115	275	60
Net Debt	-96	-70	0.00	-31	-94	-213	49	66	263	112
Capital Expenditures (CapEx)	145	162	147	136	165	160	145	183	177	224
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-96	-82	0.00	-8.75	5.86	-39	-28	21	92	50
Debt-free Net Working Capital (DFNWC)	52	-12	0.00	23	99	174	23	70	104	88
Net Working Capital (NWC)	50	-12	0.00	23	99	174	23	70	104	-1.80
Net Nonoperating Expense (NNE)	0.95	0.78	0.50	1.38	0.04	-0.35	0.78	1.81	4.72	-6.61
Net Nonoperating Obligations (NNO)	-96	-70	90	583	-94	-213	49	66	263	112
Total Depreciation and Amortization (D&A)	119	130	140	152	161	172	176	178	191	200
Debt-free, Cash-free Net Working Capital to Revenue	-7.63%	-6.05%	0.00%	-0.60%	0.38%	-2.30%	-1.59%	1.08%	4.43%	2.25%
Debt-free Net Working Capital to Revenue	4.18%	-0.86%	0.00%	1.54%	6.41%	10.27%	1.31%	3.59%	5.02%	3.98%
Net Working Capital to Revenue	3.97%	-0.87%	0.00%	1.54%	6.41%	10.27%	1.30%	3.59%	5.02%	-0.08%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.00	$0.00	$0.00	$3.52	$3.86	$4.12	$4.95	$5.03	$5.24
Adjusted Weighted Average Basic Shares Outstanding	0.00	0.00	0.00	0.00	77.16M	76.79M	75.55M	73.32M	72.92M	72.87M
Adjusted Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$3.52	$3.86	$4.12	$4.94	$5.02	$5.23
Adjusted Weighted Average Diluted Shares Outstanding	0.00	0.00	0.00	0.00	77.35M	76.93M	75.66M	73.49M	73.10M	73.03M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	0.00	0.00	0.00	77.00M	76.64M	74.01M	72.90M	72.94M	72.91M
Normalized Net Operating Profit after Tax (NOPAT)	212	250	230	250	272	296	312	365	371	375
Normalized NOPAT Margin	16.89%	18.43%	16.57%	17.01%	17.51%	17.46%	17.76%	18.77%	17.87%	16.94%
Pre Tax Income Margin	25.19%	26.61%	24.56%	24.22%	22.36%	22.46%	22.62%	24.31%	22.84%	22.48%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	199.41	252.91	343.09	109.50	375.04	553.24	348.53	0.00	0.00	0.00
NOPAT to Interest Expense	133.11	174.57	230.99	112.22	293.65	430.70	272.94	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	108.37	139.82	195.28	67.70	197.30	321.16	221.66	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	42.07	61.49	83.18	70.42	115.92	198.62	146.07	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	36.18%	33.80%	39.95%	28.77%	43.67%	42.95%	42.96%	38.32%	40.16%	40.83%
Augmented Payout Ratio	94.26%	104.39%	96.64%	42.19%	63.85%	67.07%	181.50%	91.75%	46.98%	48.17%

This table displays calculated financial ratios and metrics derived from Jack Henry & Associates' official financial filings.

Metric	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	7.19%	8.43%	2.31%	6.33%	10.77%	7.97%	7.99%	5.90%	4.73%	5.18%	5.16%
EBITDA Growth	6.04%	4.82%	-8.51%	0.63%	16.22%	-2.36%	8.61%	3.28%	2.17%	10.90%	3.49%
EBIT Growth	7.76%	5.34%	-14.55%	-2.87%	19.68%	-5.70%	10.79%	3.42%	1.15%	14.00%	3.39%
NOPAT Growth	4.96%	5.22%	-14.13%	-2.27%	20.66%	-5.92%	10.39%	2.67%	-0.60%	13.56%	3.82%
Net Income Growth	4.64%	4.34%	-15.57%	-3.73%	21.57%	-4.57%	13.85%	6.81%	3.38%	17.22%	6.39%
EPS Growth	5.77%	5.80%	-15.38%	-3.45%	21.82%	-4.79%	14.55%	6.25%	3.73%	17.27%	6.35%
Operating Cash Flow Growth	3.79%	28.42%	-40.66%	-84.31%	-14.12%	14.84%	51.32%	497.86%	32.81%	-25.61%	9.95%
Free Cash Flow Firm Growth	-96.08%	-535.47%	-1,923.18%	-1,815.07%	-18,346.47%	34.66%	47.93%	89.50%	104.48%	65.98%	47.99%
Invested Capital Growth	5.80%	18.19%	18.69%	24.63%	29.24%	11.90%	10.93%	6.14%	4.43%	7.92%	7.54%
Revenue Q/Q Growth	0.92%	9.64%	-4.51%	0.64%	5.13%	6.87%	-4.49%	-1.31%	3.96%	7.34%	-4.51%
EBITDA Q/Q Growth	-4.83%	25.48%	-16.56%	1.00%	9.90%	5.42%	-7.19%	-3.96%	8.72%	14.44%	-13.39%
EBIT Q/Q Growth	-7.00%	35.61%	-23.70%	0.94%	14.59%	6.84%	-10.35%	-5.77%	12.07%	20.42%	-18.69%
NOPAT Q/Q Growth	-4.74%	32.57%	-23.41%	1.04%	17.61%	3.36%	-10.13%	-6.02%	13.87%	18.08%	-17.84%
Net Income Q/Q Growth	-5.06%	32.48%	-24.19%	0.96%	19.89%	4.00%	-9.55%	-5.29%	16.04%	17.93%	-17.91%
EPS Q/Q Growth	-5.17%	32.73%	-24.66%	1.82%	19.64%	3.73%	-9.35%	-5.56%	16.81%	17.27%	-17.79%
Operating Cash Flow Q/Q Growth	95.33%	-32.67%	-60.62%	-69.71%	969.41%	-9.96%	-48.11%	19.67%	137.57%	-49.57%	-23.31%
Free Cash Flow Firm Q/Q Growth	-89.44%	-8,510.72%	-29.88%	-48.63%	-12.38%	69.88%	-3.48%	70.03%	147.94%	-328.81%	-58.22%
Invested Capital Q/Q Growth	-4.36%	15.63%	5.14%	7.19%	-0.82%	0.12%	4.23%	2.56%	-2.43%	3.47%	3.86%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	40.58%	43.64%	39.72%	39.56%	42.23%	43.47%	41.18%	39.06%	41.55%	42.85%	42.00%
EBITDA Margin	30.77%	35.21%	30.77%	30.88%	32.28%	31.84%	30.94%	30.11%	31.49%	33.57%	30.45%
Operating Margin	21.50%	26.59%	21.25%	21.31%	23.23%	23.23%	21.80%	20.81%	22.44%	25.17%	21.43%
EBIT Margin	21.50%	26.59%	21.25%	21.31%	23.23%	23.23%	21.80%	20.81%	22.44%	25.17%	21.43%
Profit (Net Income) Margin	16.66%	20.13%	15.99%	16.04%	18.29%	17.80%	16.85%	16.17%	18.05%	19.83%	17.05%
Tax Burden Percent	78.24%	76.49%	76.78%	76.85%	78.88%	76.31%	76.50%	76.29%	77.52%	76.02%	76.81%
Interest Burden Percent	99.05%	98.99%	97.98%	97.90%	99.80%	100.41%	101.06%	101.84%	103.79%	103.65%	103.56%
Effective Tax Rate	21.76%	23.51%	23.23%	23.15%	21.12%	23.69%	23.50%	23.71%	22.48%	23.98%	23.19%
Return on Invested Capital (ROIC)	23.21%	26.11%	20.08%	19.51%	22.94%	21.18%	19.41%	17.88%	20.15%	22.06%	18.47%
ROIC Less NNEP Spread (ROIC-NNEP)	21.88%	25.18%	19.35%	18.86%	22.82%	21.38%	19.81%	18.44%	22.12%	24.76%	20.38%
Return on Net Nonoperating Assets (RNNOA)	0.94%	2.06%	3.20%	3.51%	2.51%	2.92%	2.92%	3.17%	2.40%	2.14%	1.94%
Return on Equity (ROE)	24.14%	28.18%	23.28%	23.03%	25.45%	24.10%	22.33%	21.06%	22.55%	24.20%	20.41%
Cash Return on Invested Capital (CROIC)	20.26%	7.28%	4.89%	-1.07%	-3.13%	9.34%	9.75%	13.36%	15.29%	12.35%	12.10%
Operating Return on Assets (OROA)	17.43%	21.71%	17.45%	17.70%	18.46%	18.53%	17.66%	16.95%	17.45%	19.96%	17.20%
Return on Assets (ROA)	13.51%	16.44%	13.13%	13.31%	14.53%	14.20%	13.66%	13.17%	14.04%	15.73%	13.68%
Return on Common Equity (ROCE)	24.14%	28.18%	23.28%	23.03%	25.45%	24.10%	22.33%	21.06%	22.55%	24.20%	20.41%
Return on Equity Simple (ROE_SIMPLE)	0.00%	25.14%	23.33%	22.71%	0.00%	21.79%	21.63%	21.27%	0.00%	20.74%	20.51%
Net Operating Profit after Tax (NOPAT)	81	108	82	83	98	101	91	86	97	115	94
NOPAT Margin	16.82%	20.34%	16.31%	16.38%	18.32%	17.72%	16.68%	15.88%	17.39%	19.13%	16.46%
Net Nonoperating Expense Percent (NNEP)	1.33%	0.93%	0.72%	0.66%	0.12%	-0.20%	-0.40%	-0.55%	-1.97%	-2.71%	-1.91%
Return On Investment Capital (ROIC_SIMPLE)	-	-	-	-	-	-	4.60%	-	-	-	4.45%
Cost of Revenue to Revenue	59.42%	56.36%	60.28%	60.44%	57.77%	56.53%	58.82%	60.94%	58.45%	57.15%	58.00%
SG&A Expenses to Revenue	12.04%	10.81%	11.24%	11.44%	11.80%	13.79%	12.88%	11.56%	11.99%	11.08%	13.40%
R&D to Revenue	7.04%	6.23%	7.24%	6.81%	7.20%	6.46%	6.50%	6.68%	7.12%	6.60%	7.16%
Operating Expenses to Revenue	19.08%	17.05%	18.47%	18.25%	19.00%	20.24%	19.38%	18.24%	19.11%	17.68%	20.56%
Earnings before Interest and Taxes (EBIT)	104	141	107	108	124	133	119	112	126	151	123
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	148	186	155	157	173	182	169	162	176	202	175
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	9.26	8.89	8.31	7.03	7.48	6.56	6.81	7.09	6.57	6.69	6.47
Price to Tangible Book Value (P/TBV)	67.84	510.47	186.08	123.79	78.93	55.17	45.62	40.89	33.08	28.99	26.07
Price to Revenue (P/Rev)	6.58	6.55	6.29	5.34	5.79	5.13	5.44	5.76	5.46	5.73	5.63
Price to Earnings (P/E)	35.25	35.37	35.62	30.97	32.82	30.08	31.50	33.34	31.70	32.23	31.56
Dividend Yield	1.08%	1.08%	1.14%	1.34%	1.22%	1.37%	1.29%	1.22%	1.29%	1.23%	1.26%
Earnings Yield	2.84%	2.83%	2.81%	3.23%	3.05%	3.32%	3.17%	3.00%	3.15%	3.10%	3.17%
Enterprise Value to Invested Capital (EV/IC)	8.88	7.89	7.27	5.92	6.57	5.92	6.13	6.41	6.25	6.41	6.15
Enterprise Value to Revenue (EV/Rev)	6.62	6.66	6.42	5.51	5.92	5.23	5.54	5.86	5.51	5.78	5.68
Enterprise Value to EBITDA (EV/EBITDA)	19.71	19.98	19.81	17.25	18.32	16.63	17.61	18.73	17.72	18.29	18.06
Enterprise Value to EBIT (EV/EBIT)	27.09	27.41	27.63	24.26	25.58	23.47	24.74	26.31	24.96	25.53	25.22
Enterprise Value to NOPAT (EV/NOPAT)	35.26	35.68	35.92	31.49	33.11	30.40	32.07	34.18	32.55	33.34	32.91
Enterprise Value to Operating Cash Flow (EV/OCF)	25.48	24.69	25.71	27.22	32.23	27.61	27.89	25.14	21.50	24.57	24.10
Enterprise Value to Free Cash Flow (EV/FCFF)	45.07	117.44	161.55	0.00	0.00	66.96	66.15	49.42	41.78	53.90	52.68
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.08	0.17	0.18	0.24	0.17	0.15	0.15	0.14	0.08	0.07	0.08
Long-Term Debt to Equity	0.08	0.17	0.18	0.24	0.17	0.15	0.15	0.14	0.03	0.03	0.03
Financial Leverage	0.04	0.08	0.17	0.19	0.11	0.14	0.15	0.17	0.11	0.09	0.10
Leverage Ratio	1.77	1.70	1.75	1.70	1.75	1.70	1.65	1.62	1.65	1.58	1.53
Compound Leverage Factor	1.76	1.68	1.71	1.67	1.75	1.71	1.67	1.65	1.71	1.64	1.59
Debt to Total Capital	7.69%	14.36%	15.40%	19.60%	14.60%	12.86%	12.88%	12.32%	7.53%	6.78%	7.06%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	4.52%	4.36%	4.23%
Long-Term Debt to Total Capital	7.68%	14.36%	15.40%	19.60%	14.60%	12.86%	12.88%	12.32%	3.01%	2.42%	2.82%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	92.31%	85.64%	84.60%	80.40%	85.40%	87.14%	87.12%	87.68%	92.47%	93.22%	92.94%
Debt to EBITDA	0.18	0.37	0.43	0.58	0.41	0.37	0.37	0.36	0.22	0.20	0.21
Net Debt to EBITDA	0.10	0.32	0.39	0.54	0.39	0.32	0.34	0.32	0.16	0.14	0.17
Long-Term Debt to EBITDA	0.18	0.37	0.43	0.58	0.41	0.37	0.37	0.36	0.09	0.07	0.08
Debt to NOPAT	0.32	0.66	0.77	1.06	0.74	0.67	0.68	0.67	0.40	0.36	0.38
Net Debt to NOPAT	0.18	0.58	0.70	0.98	0.71	0.59	0.61	0.59	0.30	0.25	0.32
Long-Term Debt to NOPAT	0.32	0.66	0.77	1.06	0.74	0.67	0.68	0.67	0.16	0.13	0.15
Altman Z-Score	9.61	9.40	9.49	8.56	8.58	8.55	9.35	10.16	9.08	10.17	10.70
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.13	1.03	1.15	1.52	1.20	1.20	1.37	1.39	1.00	1.11	1.17
Quick Ratio	0.73	0.59	0.67	0.83	0.71	0.68	0.74	0.78	0.59	0.61	0.62
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	1.78	-150	-195	-290	-325	-98	-101	-30	15	-33	-53
Operating Cash Flow to CapEx	446.13%	677.38%	107.04%	30.84%	323.81%	325.70%	138.80%	188.32%	353.40%	212.31%	148.89%
Free Cash Flow to Firm to Interest Expense	0.00	-95.17	-57.19	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	86.82	15.82	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	74.00	1.04	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.81	0.82	0.82	0.83	0.79	0.80	0.81	0.81	0.78	0.79	0.80
Accounts Receivable Turnover	5.94	7.93	8.27	8.79	5.86	7.91	8.36	8.73	6.38	7.54	8.21
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	8.37	8.83	8.97	9.76	9.96	10.31	10.58	10.54	10.53	10.82	10.53
Accounts Payable Turnover	57.12	66.76	85.69	84.88	60.66	61.07	78.94	62.97	58.44	64.74	63.00
Days Sales Outstanding (DSO)	61.49	46.06	44.13	41.54	62.31	46.17	43.67	41.81	57.19	48.40	44.46
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	6.39	5.47	4.26	4.30	6.02	5.98	4.62	5.80	6.25	5.64	5.79
Cash Conversion Cycle (CCC)	55.10	40.59	39.87	37.24	56.29	40.19	39.05	36.01	50.94	42.76	38.66
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,448	1,674	1,760	1,887	1,871	1,873	1,953	2,003	1,954	2,022	2,100
Invested Capital Turnover	1.38	1.28	1.23	1.19	1.25	1.20	1.16	1.13	1.16	1.15	1.12
Increase / (Decrease) in Invested Capital	79	258	277	373	423	199	192	116	83	148	147
Enterprise Value (EV)	12,859	13,205	12,804	11,167	12,298	11,095	11,978	12,841	12,215	12,968	12,914
Market Capitalization	12,792	12,992	12,555	10,819	12,035	10,882	11,750	12,618	12,103	12,871	12,790
Book Value per Share	$18.96	$20.04	$20.71	$21.08	$22.07	$22.76	$23.68	$24.43	$25.27	$26.40	$27.08
Tangible Book Value per Share	$2.59	$0.35	$0.92	$1.20	$2.09	$2.70	$3.54	$4.24	$5.02	$6.09	$6.72
Total Capital	1,497	1,706	1,786	1,913	1,884	1,905	1,979	2,030	1,992	2,065	2,126
Total Debt	115	245	275	375	275	245	255	250	150	140	150
Total Long-Term Debt	115	245	275	375	275	245	255	250	60	50	60
Net Debt	66	213	249	348	263	214	228	223	112	97	124
Capital Expenditures (CapEx)	46	20	50	53	54	48	59	52	66	55	60
Debt-free, Cash-free Net Working Capital (DFCFNWC)	21	-17	36	141	92	61	124	120	50	111	147
Debt-free Net Working Capital (DFNWC)	70	15	62	168	104	93	150	148	88	154	172
Net Working Capital (NWC)	70	15	62	168	104	93	150	148	-1.80	64	82
Net Nonoperating Expense (NNE)	0.77	1.09	1.66	1.75	0.20	-0.42	-0.96	-1.58	-3.69	-4.20	-3.36
Net Nonoperating Obligations (NNO)	66	213	249	348	263	214	228	223	112	97	124
Total Depreciation and Amortization (D&A)	45	46	48	49	48	49	50	50	51	50	52
Debt-free, Cash-free Net Working Capital to Revenue	1.08%	-0.87%	1.80%	6.96%	4.43%	2.90%	5.72%	5.49%	2.25%	4.93%	6.46%
Debt-free Net Working Capital to Revenue	3.59%	0.75%	3.09%	8.28%	5.02%	4.38%	6.95%	6.74%	3.98%	6.85%	7.58%
Net Working Capital to Revenue	3.59%	0.74%	3.09%	8.28%	5.02%	4.38%	6.95%	6.74%	-0.08%	2.84%	3.63%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.11	$1.46	$1.11	$1.12	$1.34	$1.40	$1.26	$1.20	$1.38	$1.63	$1.34
Adjusted Weighted Average Basic Shares Outstanding	73.32M	72.90M	72.96M	72.94M	72.92M	72.87M	72.84M	72.87M	72.87M	72.91M	72.92M
Adjusted Diluted Earnings per Share	$1.10	$1.46	$1.10	$1.12	$1.34	$1.39	$1.26	$1.19	$1.39	$1.63	$1.34
Adjusted Weighted Average Diluted Shares Outstanding	73.49M	73.14M	73.14M	73.07M	73.10M	73.01M	72.98M	73.03M	73.03M	73.08M	73.08M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	72.90M	72.95M	72.99M	72.88M	72.94M	72.83M	72.87M	72.90M	72.91M	72.96M	72.90M
Normalized Net Operating Profit after Tax (NOPAT)	81	108	82	83	98	101	91	86	97	115	94
Normalized NOPAT Margin	16.82%	20.34%	16.31%	16.38%	18.32%	17.72%	16.68%	15.88%	17.39%	19.13%	16.46%
Pre Tax Income Margin	21.30%	26.32%	20.82%	20.87%	23.18%	23.32%	22.03%	21.20%	23.29%	26.09%	22.20%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	89.29	31.53	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	68.30	24.20	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	76.47	16.75	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	55.48	9.42	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	38.32%	38.31%	40.52%	41.52%	40.16%	41.29%	40.62%	40.60%	40.83%	39.60%	39.57%
Augmented Payout Ratio	91.75%	38.31%	40.52%	48.68%	46.98%	53.73%	52.69%	45.89%	48.17%	41.61%	45.77%

Frequently Asked Questions About Jack Henry & Associates' Financials

When does Jack Henry & Associates's financial year end?

According to the most recent income statement we have on file, Jack Henry & Associates' fiscal year ends in June. Their fiscal year 2024 ended on June 30, 2024.

How has Jack Henry & Associates' net income changed over the last 9 years?

Jack Henry & Associates' net income appears to be on an upward trend, with a most recent value of $381.82 million in 2024, rising from $211.22 million in 2015. The previous period was $366.65 million in 2023.

What is Jack Henry & Associates's operating income?

Jack Henry & Associates's total operating income in 2024 was $489.39 million, based on the following breakdown:

Total Gross Profit: $916.07 million
Total Operating Expenses: $426.68 million

How has Jack Henry & Associates revenue changed over the last 9 years?

Over the last 9 years, Jack Henry & Associates' total revenue changed from $1.26 billion in 2015 to $2.22 billion in 2024, a change of 76.4%.

How much debt does Jack Henry & Associates have?

Jack Henry & Associates' total liabilities were at $1.08 billion at the end of 2024, a 7.1% decrease from 2023, and a 28.0% increase since 2015.

How much cash does Jack Henry & Associates have?

In the past 9 years, Jack Henry & Associates' cash and equivalents has ranged from $0.00 in 2017 to $213.35 million in 2020, and is currently $38.28 million as of their latest financial filing in 2024.

How has Jack Henry & Associates' book value per share changed over the last 9 years?

Over the last 9 years, Jack Henry & Associates' book value per share changed from 12.24 in 2015 to 25.27 in 2024, a change of 106.4%.

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This page (NASDAQ:JKHY) was last updated on 4/14/2025 by MarketBeat.com Staff

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Jack Henry & Associates (JKHY) Financials

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Jack Henry & Associates (JKHY) Financials

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