Joint Stock Company Kaspi.kz (KSPI) Stock Price, News & Analysis

Company Overview

Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in the Republic of Kazakhstan. It operates through three segments: Payments Platform, Marketplace Platform, and Fintech Platform. The Payments Platform segment facilities transactions between customers and merchants. This segment offers shopping transactions, regular household bills, and peer to peer payments for consumers; accepts payment online and in store, issue and settle invoices, pay suppliers and monitor merchant turnover. It also provides proprietary data facilities informed decision making across multiple areas of business. Its Marketplace Platform segment connects online, and offline merchants and consumers enabling merchants to enhance its sales through an omni channel strategy and enable consumers to buy products and services from various merchants. This segment also operates marketplace through m-commerce, a mobile solution for shopping in person which consumers can use e-commerce to shop anywhere, anytime with free delivery; Kaspi Travel allows consumers to book domestic and international flights and package holidays, domestic rail tickets. It also enhances merchants sales by connecting payments and fintech products, Kapsi advertising, and other delivery services. The Fintech Platform segment provides consumers with BNPL, finance, and savings products and merchants with merchant finance services through super apps and Kapsi.kz Super app. It also involved in the banking; distressed asset management; real estate business; payment processing; online travel; and storage and processing of information services. The company was incorporated in 2008 and is headquartered in Almaty, the Republic of Kazakhstan.

Key Stats

• Today's Range: $106.00 to $109.75
• 50-Day Range: $97.10 to $124.87
• 52-Week Range: $85.02 to $143.72
• Volume: 238,448 shs
• Average Volume: 313,702 shs
• Market Capitalization: $21.18 billion
• P/E Ratio: N/A
• Dividend Yield: 6.75%
• Price Target: $156.40
• Consensus Rating: Buy

Joint Stock Company Kaspi.kz Stock Analysis - MarketRank™

Joint Stock Company Kaspi.kz scored higher than 80% of companies evaluated by MarketBeat, and ranked 67th out of 331 stocks in the business services sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

Joint Stock Company Kaspi.kz has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 5 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Joint Stock Company Kaspi.kz has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 24.41%

Earnings Growth

Earnings for Joint Stock Company Kaspi.kz are expected to grow by 24.41% in the coming year, from $10.98 to $13.66 per share.

Price to Book Value per Share Ratio

Joint Stock Company Kaspi.kz has a P/B Ratio of 8.29. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.42% of the outstanding shares of Joint Stock Company Kaspi.kz have been sold short.

Short Interest Ratio / Days to Cover

Joint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Joint Stock Company Kaspi.kz has recently decreased by 7.99%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Joint Stock Company Kaspi.kz is a leading dividend payer. It pays a dividend yield of 6.52%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Joint Stock Company Kaspi.kz does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Joint Stock Company Kaspi.kz will have a dividend payout ratio of 52.49% next year. This indicates that Joint Stock Company Kaspi.kz will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.42% of the outstanding shares of Joint Stock Company Kaspi.kz have been sold short.

Short Interest Ratio / Days to Cover

Joint Stock Company Kaspi.kz has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Joint Stock Company Kaspi.kz has recently decreased by 7.99%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.46

News Sentiment

Joint Stock Company Kaspi.kz has a news sentiment score of 0.46. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Business Services companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Joint Stock Company Kaspi.kz this week, compared to 3 articles on an average week.

MarketBeat Follows

7 people have added Joint Stock Company Kaspi.kz to their MarketBeat watchlist in the last 30 days. This is an increase of 17% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Joint Stock Company Kaspi.kz insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 0.09% of the stock of Joint Stock Company Kaspi.kz is held by institutions.

KSPI Stock Analysis - Frequently Asked Questions

How have KSPI shares performed this year?

Joint Stock Company Kaspi.kz's stock was trading at $95.97 at the start of the year. Since then, KSPI shares have increased by 10.6% and is now trading at $106.17.
View the best growth stocks for 2024 here.

How were Joint Stock Company Kaspi.kz's earnings last quarter?

Joint Stock Company Kaspi.kz (NASDAQ:KSPI) posted its quarterly earnings results on Tuesday, October, 29th. The company reported $2.53 earnings per share (EPS) for the quarter, missing the consensus estimate of $2.84 by $0.31. The company had revenue of $1.07 billion for the quarter, compared to analysts' expectations of $1.34 billion.

When did Joint Stock Company Kaspi.kz IPO?

Joint Stock Company Kaspi.kz (KSPI) raised $1 billion in an initial public offering on Friday, January 19th 2024. The company issued 11,300,000 shares at a price of $92.00 per share.

Who are Joint Stock Company Kaspi.kz's major shareholders?

Top institutional shareholders of Joint Stock Company Kaspi.kz include Baillie Gifford & Co. (2.33%), Sumitomo Mitsui Trust Group Inc. (0.17%), Geode Capital Management LLC (0.08%) and Renaissance Capital LLC (0.05%).

How do I buy shares of Joint Stock Company Kaspi.kz?

Shares of KSPI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of Joint Stock Company Kaspi.kz own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Joint Stock Company Kaspi.kz investors own include Baidu (BIDU), MKS Instruments (MKSI), Arcos Dorados (ARCO), Berkshire Hathaway (BRK.B), British American Tobacco (BTI), CrowdStrike (CRWD) and Datadog (DDOG).

Company Calendar

• Ex-Dividend for 8/22 Dividend: 8/22/2024
• Dividend Payable: 8/22/2024
• Last Earnings: 10/29/2024
• Today: 11/20/2024
• Ex-Dividend for 11/20 Dividend: 11/20/2024
• Dividend Payable: 11/20/2024
• Fiscal Year End: 12/31/2024
• Next Earnings (Estimated): 5/05/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Business Services
• Industry: Business services, not elsewhere classified
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:KSPI
• Previous Symbol: NASDAQ:KSPI
• CUSIP: N/A
• CIK: 1985487
• Web: kaspi.kz
• Phone: (727) 356-0629
• Fax: N/A
• Employees: 8,772
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $156.40
• High Stock Price Target: $183.00
• Low Stock Price Target: $130.00
• Potential Upside/Downside: +47.3%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Most Recent Fiscal Year): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.96
• Quick Ratio: 0.96

Sales & Book Value

• Annual Sales: $4.19 billion
• Price / Sales: 5.05
• Cash Flow: $9.39 per share
• Price / Cash Flow: 11.31
• Book Value: $12.80 per share
• Price / Book: 8.29

Miscellaneous

• Outstanding Shares: 199,500,000
• Free Float: N/A
• Market Cap: $21.18 billion
• Optionable: Optionable
• Beta: N/A