Landmark Bancorp (LARK) Competitors

Old Point Financial (NASDAQ:OPOF) and Landmark Bancorp (NASDAQ:LARK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, earnings, profitability, risk, community ranking, analyst recommendations, valuation, institutional ownership and dividends.

Do insiders and institutionals believe in OPOF or LARK?

33.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 25.7% of Landmark Bancorp shares are owned by institutional investors. 21.1% of Old Point Financial shares are owned by insiders. Comparatively, 17.2% of Landmark Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is OPOF or LARK more profitable?

Landmark Bancorp has a net margin of 14.36% compared to Old Point Financial's net margin of 9.47%. Landmark Bancorp's return on equity of 9.71% beat Old Point Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Point Financial	9.47%	7.50%	0.56%
Landmark Bancorp	14.36%	9.71%	0.79%

Which has preferable earnings & valuation, OPOF or LARK?

Landmark Bancorp has higher revenue and earnings than Old Point Financial. Landmark Bancorp is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Point Financial	$61.47M	1.64	$7.73M	$1.60	12.44
Landmark Bancorp	$77.91M	1.50	$12.24M	$2.26	9.38

Which has more volatility & risk, OPOF or LARK?

Old Point Financial has a beta of 0.29, suggesting that its stock price is 71% less volatile than the S&P 500. Comparatively, Landmark Bancorp has a beta of 0.43, suggesting that its stock price is 57% less volatile than the S&P 500.

Does the media refer more to OPOF or LARK?

In the previous week, Landmark Bancorp had 10 more articles in the media than Old Point Financial. MarketBeat recorded 11 mentions for Landmark Bancorp and 1 mentions for Old Point Financial. Landmark Bancorp's average media sentiment score of 0.88 beat Old Point Financial's score of 0.62 indicating that Landmark Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Old Point Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Landmark Bancorp	3 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is OPOF or LARK a better dividend stock?

Old Point Financial pays an annual dividend of $0.56 per share and has a dividend yield of 2.8%. Landmark Bancorp pays an annual dividend of $0.84 per share and has a dividend yield of 4.0%. Old Point Financial pays out 35.0% of its earnings in the form of a dividend. Landmark Bancorp pays out 37.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Landmark Bancorp has raised its dividend for 5 consecutive years. Landmark Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer OPOF or LARK?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Old Point Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Landmark Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Does the MarketBeat Community favor OPOF or LARK?

Landmark Bancorp received 2 more outperform votes than Old Point Financial when rated by MarketBeat users. Likewise, 59.72% of users gave Landmark Bancorp an outperform vote while only 51.99% of users gave Old Point Financial an outperform vote.

Company	Underperform	Outperform
Old Point Financial	Outperform Votes 170 51.99%	Underperform Votes 157 48.01%
Landmark Bancorp	Outperform Votes 172 59.72%	Underperform Votes 116 40.28%

Summary

Landmark Bancorp beats Old Point Financial on 13 of the 18 factors compared between the two stocks.