LM Funding America (LMFA) Competitors

LM Funding America (NASDAQ:LMFA) and WVS Financial (NASDAQ:WVFC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their community ranking, valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Does the media refer more to LMFA or WVFC?

In the previous week, LM Funding America had 4 more articles in the media than WVS Financial. MarketBeat recorded 5 mentions for LM Funding America and 1 mentions for WVS Financial. LM Funding America's average media sentiment score of 0.70 beat WVS Financial's score of 0.00 indicating that LM Funding America is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
LM Funding America	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
WVS Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility & risk, LMFA or WVFC?

LM Funding America has a beta of 1.47, indicating that its share price is 47% more volatile than the S&P 500. Comparatively, WVS Financial has a beta of 0.1, indicating that its share price is 90% less volatile than the S&P 500.

Do analysts prefer LMFA or WVFC?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LM Funding America	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
WVS Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the MarketBeat Community believe in LMFA or WVFC?

LM Funding America received 15 more outperform votes than WVS Financial when rated by MarketBeat users. However, 69.49% of users gave WVS Financial an outperform vote while only 56.33% of users gave LM Funding America an outperform vote.

Company	Underperform	Outperform
LM Funding America	Outperform Votes 138 56.33%	Underperform Votes 107 43.67%
WVS Financial	Outperform Votes 123 69.49%	Underperform Votes 54 30.51%

Which has preferable earnings & valuation, LMFA or WVFC?

WVS Financial has lower revenue, but higher earnings than LM Funding America. LM Funding America is trading at a lower price-to-earnings ratio than WVS Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LM Funding America	$16.99M	0.36	-$15.94M	-$5.10	-0.23
WVS Financial	$5.13M	4.53	$1.38M	$0.98	12.54

Do insiders and institutionals hold more shares of LMFA or WVFC?

22.7% of LM Funding America shares are held by institutional investors. Comparatively, 6.3% of WVS Financial shares are held by institutional investors. 36.1% of LM Funding America shares are held by company insiders. Comparatively, 13.5% of WVS Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Is LMFA or WVFC more profitable?

WVS Financial has a net margin of 9.50% compared to LM Funding America's net margin of -96.23%. WVS Financial's return on equity of 12.31% beat LM Funding America's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LM Funding America	-96.23%	-35.84%	-31.86%
WVS Financial	9.50%	12.31%	1.29%

Summary

LM Funding America and WVS Financial tied by winning 8 of the 16 factors compared between the two stocks.