LM Funding America (LMFA) Stock Price, News & Analysis

Company Overview

LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments, Specialty Finance and Mining Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. The company was founded in 2008 and is based in Tampa, Florida.

Key Stats

• Today's Range: $1.07 to $1.17
• 50-Day Range: $1.09 to $4.93
• 52-Week Range: $1.02 to $5.14
• Volume: 371,639 shs
• Average Volume: 595,346 shs
• Market Capitalization: $16.57 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $5.00
• Consensus Rating: Buy

LM Funding America Stock Analysis - MarketRank™

LM Funding America scored higher than 56% of companies evaluated by MarketBeat, and ranked 611th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Buy

Consensus Rating

LM Funding America has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Upside Potential

LM Funding America has a consensus price target of $5.00, representing about 358.7% upside from its current price of $1.09.

Amount of Analyst Coverage

LM Funding America has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for LM Funding America are expected to grow in the coming year, from ($5.50) to ($4.97) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LM Funding America is -0.25, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of LM Funding America is -0.25, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

LM Funding America has a P/B Ratio of 0.16. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.07% of the outstanding shares of LM Funding America have been sold short.

Short Interest Ratio / Days to Cover

LM Funding America has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LM Funding America has recently increased by 43.53%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

LM Funding America does not currently pay a dividend.

Dividend Growth

LM Funding America does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.07% of the outstanding shares of LM Funding America have been sold short.

Short Interest Ratio / Days to Cover

LM Funding America has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LM Funding America has recently increased by 43.53%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: -0.07

News Sentiment

LM Funding America has a news sentiment score of -0.07. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for LM Funding America this week, compared to 2 articles on an average week.

MarketBeat Follows

2 people have added LM Funding America to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, LM Funding America insiders have not sold or bought any company stock.

Percentage Held by Insiders

36.14% of the stock of LM Funding America is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 22.73% of the stock of LM Funding America is held by institutions.

LMFA Stock Analysis - Frequently Asked Questions

How have LMFA shares performed this year?

LM Funding America's stock was trading at $2.15 on January 1st, 2025. Since then, LMFA stock has decreased by 49.3% and is now trading at $1.09.

How were LM Funding America's earnings last quarter?

LM Funding America, Inc. (NASDAQ:LMFA) released its quarterly earnings results on Thursday, August, 14th. The financial services provider reported $0.02 earnings per share for the quarter, beating the consensus estimate of ($0.52) by $0.54. The financial services provider earned $1.93 million during the quarter, compared to analysts' expectations of $2 million. LM Funding America had a negative trailing twelve-month return on equity of 33.65% and a negative net margin of 129.10%.
Read the conference call transcript.

When did LM Funding America's stock split?

LM Funding America shares reverse split on the morning of Tuesday, March 12th 2024.The 1-6 reverse split was announced on Tuesday, March 12th 2024. The number of shares owned by shareholders was adjusted after the market closes on Tuesday, March 12th 2024. An investor that had 100 shares of stock prior to the reverse split would have 17 shares after the split.

Who are LM Funding America's major shareholders?

LM Funding America's top institutional investors include Armistice Capital LLC (7.76%), Jane Street Group LLC (0.48%) and XTX Topco Ltd (0.37%). Insiders that own company stock include Ryan H Duran and Martin A Traber.
View institutional ownership trends.

How do I buy shares of LM Funding America?

Shares of LMFA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of LM Funding America own?

Based on aggregate information from My MarketBeat watchlists, some other companies that LM Funding America investors own include NVIDIA (NVDA), Meta Platforms (META), CrowdStrike (CRWD), PayPal (PYPL), Advanced Micro Devices (AMD), Broadcom (AVGO) and Arista Networks (ANET).

Company Calendar

• Last Earnings: 8/14/2025
• Today: 9/06/2025
• Next Earnings (Estimated): 11/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NASDAQ:LMFA
• CIK: 1640384
• Web: www.lmfunding.com
• Phone: (813) 222-8996
• Fax: N/A
• Employees: 8
• Year Founded: N/A

Price Target and Rating

• Average Price Target for LM Funding America: $5.00
• High Price Target: $5.00
• Low Price Target: $5.00
• Potential Upside/Downside: +358.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): ($4.30)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$7.32 million
• Net Margins: -129.10%
• Pretax Margin: -121.65%
• Return on Equity: -33.65%
• Return on Assets: -26.31%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 3.75
• Quick Ratio: 3.75

Sales & Book Value

• Annual Sales: $11 million
• Price / Sales: 1.51
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $6.88 per share
• Price / Book: 0.16

Miscellaneous

• Outstanding Shares: 15,200,000
• Free Float: 9,705,000
• Market Cap: $16.57 million
• Optionable: No Data
• Beta: 1.83