Lake Shore Bancorp (LSBK) Stock Price, News & Analysis

Company Overview

Lake Shore Bancorp, Inc. operates as a savings and loan holding company for Lake Shore Servings Bank. It offers personal services such as checking, savings, lending, banking, debit card, e-services, and online banking; and business services including deposit products, commercial loans, and business e-statements. The company was founded in 2006 and is headquartered in Dunkirk, NY.

Key Stats

• Today's Range: $13.24 to $13.61
• 50-Day Range: $14.55 to $15.20
• 52-Week Range: $11.88 to $16.00
• Volume: 3,374 shs
• Average Volume: 935 shs
• Market Capitalization: $78.12 million
• P/E Ratio: 18.64
• Dividend Yield: 5.29%
• Price Target: N/A
• Consensus Rating: N/A

Lake Shore Bancorp Stock Analysis - MarketRank™

Lake Shore Bancorp scored higher than 28% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Lake Shore Bancorp.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Lake Shore Bancorp is 18.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 113.35.

Price to Earnings Ratio vs. Sector

The P/E ratio of Lake Shore Bancorp is 18.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.79.

Price to Book Value per Share Ratio

Lake Shore Bancorp has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.12% of the float of Lake Shore Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Lake Shore Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lake Shore Bancorp has recently decreased by 23.33%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Lake Shore Bancorp is a leading dividend payer. It pays a dividend yield of 5.36%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Lake Shore Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Lake Shore Bancorp is 98.63%. Payout ratios above 75% are not desirable because they may not be sustainable.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.12% of the float of Lake Shore Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Lake Shore Bancorp has a short interest ratio ("days to cover") of 0.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Lake Shore Bancorp has recently decreased by 23.33%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Lake Shore Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Lake Shore Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 2.60% of the stock of Lake Shore Bancorp is held by insiders.

Percentage Held by Institutions

Only 8.75% of the stock of Lake Shore Bancorp is held by institutions.

LSBK Stock Analysis - Frequently Asked Questions

How were Lake Shore Bancorp's earnings last quarter?

Lake Shore Bancorp, Inc. (NASDAQ:LSBK) posted its quarterly earnings data on Monday, July, 27th. The savings and loans company reported $0.23 EPS for the quarter. The savings and loans company earned $5.65 million during the quarter. Lake Shore Bancorp had a trailing twelve-month return on equity of 4.82% and a net margin of 11.09%.

Who are Lake Shore Bancorp's major shareholders?

Lake Shore Bancorp's top institutional shareholders include Courier Capital LLC (0.33%) and Geode Capital Management LLC (0.30%). Insiders that own company stock include Kim C Liddell, Kevin M Sanvidge, John L Mehltretter, Ronald J Passafaro, Taylor M Gilden and Taylor Gilden.
View institutional ownership trends.

What other stocks do shareholders of Lake Shore Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Lake Shore Bancorp investors own include Walgreens Boots Alliance (WBA), Huntington Bancshares (HBAN), Gilead Sciences (GILD), Methanex (MEOH), M&T Bank (MTB), AbbVie (ABBV) and Arch Capital Group (ACGL).

Company Calendar

• Last Earnings: 7/27/2020
• Ex-Dividend for 11/8 Dividend: 11/04/2024
• Dividend Payable: 11/08/2024
• Today: 12/22/2024
• Fiscal Year End: 12/31/2024

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Federal savings institutions
• Sub-Industry: N/A
• Current Symbol: NASDAQ:LSBK
• CUSIP: N/A
• CIK: 1341318
• Web: www.lakeshoresavings.com
• Phone: (716) 366-4070
• Fax: 716-366-2965
• Employees: 115
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $0.73
• Trailing P/E Ratio: 18.64
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.82 million
• Net Margins: 11.09%
• Pretax Margin: 14.29%
• Return on Equity: 4.82%
• Return on Assets: 0.59%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $36.39 million
• Price / Sales: 2.15
• Cash Flow: $1.11 per share
• Price / Cash Flow: 12.26
• Book Value: $15.16 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 5,740,000
• Free Float: 5,588,000
• Market Cap: $78.12 million
• Optionable: Not Optionable
• Beta: 0.53