This company has been marked as potentially delisted and may not be actively trading. Lake Shore Bancorp (LSBK) Competitors Add Compare Share Share Competitors Stock AnalysisCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipShort InterestTrendsBuy This Stock LSBK vs. FMAO, PDLB, SBT, WSBF, WNEB, FSFG, BCBP, BVFL, CZWI, and FCAPShould you be buying Lake Shore Bancorp stock or one of its competitors? The main competitors of Lake Shore Bancorp include Farmers & Merchants Bancorp (FMAO), Ponce Financial Group (PDLB), Sterling Bancorp (SBT), Waterstone Financial (WSBF), Western New England Bancorp (WNEB), First Savings Financial Group (FSFG), BCB Bancorp (BCBP), BV Financial (BVFL), Citizens Community Bancorp (CZWI), and First Capital (FCAP). These companies are all part of the "federal savings institutions" industry. Lake Shore Bancorp vs. Farmers & Merchants Bancorp Ponce Financial Group Sterling Bancorp Waterstone Financial Western New England Bancorp First Savings Financial Group BCB Bancorp BV Financial Citizens Community Bancorp First Capital Farmers & Merchants Bancorp (NASDAQ:FMAO) and Lake Shore Bancorp (NASDAQ:LSBK) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, community ranking, profitability, earnings, institutional ownership, analyst recommendations, valuation, dividends and media sentiment. Do institutionals & insiders believe in FMAO or LSBK? 24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 8.8% of Lake Shore Bancorp shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by company insiders. Comparatively, 3.8% of Lake Shore Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Which has more risk & volatility, FMAO or LSBK? Farmers & Merchants Bancorp has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp has a beta of 0.54, suggesting that its share price is 46% less volatile than the S&P 500. Which has preferable earnings and valuation, FMAO or LSBK? Farmers & Merchants Bancorp has higher revenue and earnings than Lake Shore Bancorp. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Lake Shore Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFarmers & Merchants Bancorp$98.90M3.22$25.94M$1.9012.24Lake Shore Bancorp$38.11M2.31$4.93M$0.8617.81 Does the media favor FMAO or LSBK? In the previous week, Farmers & Merchants Bancorp and Farmers & Merchants Bancorp both had 2 articles in the media. Farmers & Merchants Bancorp's average media sentiment score of 1.87 beat Lake Shore Bancorp's score of 0.00 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the media. Company Overall Sentiment Farmers & Merchants Bancorp Very Positive Lake Shore Bancorp Neutral Does the MarketBeat Community favor FMAO or LSBK? Farmers & Merchants Bancorp received 110 more outperform votes than Lake Shore Bancorp when rated by MarketBeat users. However, 64.34% of users gave Lake Shore Bancorp an outperform vote while only 57.61% of users gave Farmers & Merchants Bancorp an outperform vote. CompanyUnderperformOutperformFarmers & Merchants BancorpOutperform Votes19357.61% Underperform Votes14242.39% Lake Shore BancorpOutperform Votes8364.34% Underperform Votes4635.66% Is FMAO or LSBK more profitable? Farmers & Merchants Bancorp has a net margin of 14.48% compared to Lake Shore Bancorp's net margin of 12.94%. Farmers & Merchants Bancorp's return on equity of 7.97% beat Lake Shore Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Farmers & Merchants Bancorp14.48% 7.97% 0.78% Lake Shore Bancorp 12.94%5.62%0.70% Is FMAO or LSBK a better dividend stock? Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.8%. Lake Shore Bancorp pays an annual dividend of $0.72 per share and has a dividend yield of 4.7%. Farmers & Merchants Bancorp pays out 46.3% of its earnings in the form of a dividend. Lake Shore Bancorp pays out 83.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Do analysts recommend FMAO or LSBK? Farmers & Merchants Bancorp currently has a consensus price target of $26.00, suggesting a potential upside of 11.78%. Given Farmers & Merchants Bancorp's stronger consensus rating and higher probable upside, equities analysts plainly believe Farmers & Merchants Bancorp is more favorable than Lake Shore Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Farmers & Merchants Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Lake Shore Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 SummaryFarmers & Merchants Bancorp beats Lake Shore Bancorp on 16 of the 19 factors compared between the two stocks. Get Lake Shore Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for LSBK and its competitors with MarketBeat's FREE daily newsletter. Email Address Media Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LSBK vs. The Competition Export to ExcelMetricLake Shore BancorpFederal savings institutions IndustryFinance SectorNASDAQ ExchangeMarket Cap$91.76M$3.02B$11.14B$7.82BDividend Yield4.50%3.64%5.70%4.29%P/E Ratio17.8115.8921.7418.43Price / Sales2.313.5825.98101.46Price / Cash14.5919.1117.6034.62Price / Book1.010.902.564.19Net Income$4.93M$352.78M$1.03B$248.05M Lake Shore Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LSBKLake Shore Bancorp1.102 of 5 stars$15.31+14.2%N/A+41.1%$91.76M$38.11M17.81115Short Interest ↓Gap UpFMAOFarmers & Merchants Bancorp3.7365 of 5 stars$22.61-0.6%$26.00+15.0%+13.6%$309.76M$98.90M11.90430Short Interest ↓Positive NewsPDLBPonce Financial Group1.3887 of 5 stars$11.02-1.0%N/A+51.6%$264.11M$81.14M23.45250Earnings ReportUpcoming EarningsShort Interest ↓News CoveragePositive NewsSBTSterling Bancorp0.089 of 5 stars$4.84flatN/AN/A$253.13M$57.53M96.82N/ANews CoverageWSBFWaterstone Financial3.7412 of 5 stars$12.11-0.6%N/A+2.2%$235.32M$132.38M11.99740Earnings ReportUpcoming EarningsAnalyst DowngradeShort Interest ↓News CoveragePositive NewsWNEBWestern New England Bancorp3.0916 of 5 stars$8.54-0.1%$8.50-0.5%+37.2%$177.73M$72.73M15.25360Earnings ReportDividend AnnouncementFSFGFirst Savings Financial Group3.886 of 5 stars$23.74+0.5%$27.33+15.1%+66.7%$164.16M$75.10M8.66470Earnings ReportNews CoverageBCBPBCB Bancorp3.9973 of 5 stars$9.40-0.6%$13.38+42.3%-10.4%$161.33M$94.96M9.59290Earnings ReportDividend AnnouncementAnalyst ForecastAnalyst RevisionNews CoverageBVFLBV Financial1.543 of 5 stars$14.75+3.1%N/A+47.5%$151.60M$37.70M13.53112CZWICitizens Community Bancorp4.2409 of 5 stars$13.74+1.1%N/A+38.5%$137.26M$56.29M10.33220Short Interest ↓Positive NewsFCAPFirst Capital1.9392 of 5 stars$40.600.0%N/A+74.3%$136.21M$43.45M11.37220Earnings ReportUpcoming EarningsShort Interest ↓News Coverage Related Companies and Tools Related Companies FMAO Alternatives PDLB Alternatives SBT Alternatives WSBF Alternatives WNEB Alternatives FSFG Alternatives BCBP Alternatives BVFL Alternatives CZWI Alternatives FCAP Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LSBK) was last updated on 4/26/2025 by MarketBeat.com Staff From Our Partners$2 Trillion Disappears Because of Fed's Secretive New Move$2 trillion has disappeared from the US government's books. The reason why is a new, secretive move being c...Stansberry Research | SponsoredTrump’s tariffs just split the AI market in twoTrump’s tariff just split the AI market – among others – in two. One group of AI companies—the ones relying...Traders Agency | SponsoredTrump’s treachery Forget what the media tells you. Trump’s inner circle may be pushing a financial reset that mirrors moves from...Porter & Company | SponsoredGold Alert: The Truth About Fort Knox Is ComingOwning physical gold isn’t the best way to profit. I’ve found a better way to invest in gold—one that’s alr...Golden Portfolio | SponsoredTrump Orders 'National Digital Asset Stockpile'‘Digital Asset Reserve’ for THIS Coin??? Get all the details before this story gains even more tractionCrypto 101 Media | SponsoredAltucher: Turn $900 into $108,000 in just 12 months?We are entering the final Trump Bump of our lives. But the biggest returns will not be in the stock market.Paradigm Press | SponsoredHere’s How to Claim Your Stake in Elon’s Private Company, xAII predict this single breakthrough could make Elon the world’s first trillionaire — and mint more new milliona...Brownstone Research | SponsoredURGENT: This Altcoin Opportunity Won’t Wait – Act NowThe July 23rd Crypto Trigger Could Mark the Beginning of Bitcoin’s Next Big Move Bitcoin’s early 2024 ETF r...Crypto Swap Profits | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Lake Shore Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Lake Shore Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Buy LSBK Stock Free LSBK Stock Alerts