Merchants Bancorp (MBIN) Competitors

Merchants Bancorp (NASDAQ:MBIN) and OneMain (NYSE:OMF) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, community ranking, media sentiment, valuation, earnings, dividends, risk, analyst recommendations and institutional ownership.

Is MBIN or OMF a better dividend stock?

Merchants Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 0.9%. OneMain pays an annual dividend of $4.16 per share and has a dividend yield of 7.6%. Merchants Bancorp pays out 6.0% of its earnings in the form of a dividend. OneMain pays out 91.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Does the media refer more to MBIN or OMF?

In the previous week, OneMain had 11 more articles in the media than Merchants Bancorp. MarketBeat recorded 12 mentions for OneMain and 1 mentions for Merchants Bancorp. Merchants Bancorp's average media sentiment score of 1.76 beat OneMain's score of 0.61 indicating that Merchants Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Merchants Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
OneMain	4 Very Positive mention(s)	3 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate MBIN or OMF?

Merchants Bancorp presently has a consensus price target of $53.83, indicating a potential upside of 39.21%. OneMain has a consensus price target of $56.31, indicating a potential upside of 2.88%. Given Merchants Bancorp's stronger consensus rating and higher possible upside, research analysts clearly believe Merchants Bancorp is more favorable than OneMain.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
OneMain	0 Sell rating(s)	6 Hold rating(s)	8 Buy rating(s)	0 Strong Buy rating(s)	2.57

Which has higher valuation & earnings, MBIN or OMF?

OneMain has higher revenue and earnings than Merchants Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Merchants Bancorp	$1.19B	1.48	$279.23M	$6.04	6.40
OneMain	$4.56B	1.43	$641M	$4.57	11.98

Do insiders and institutionals hold more shares of MBIN or OMF?

24.6% of Merchants Bancorp shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 39.7% of Merchants Bancorp shares are owned by insiders. Comparatively, 0.5% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is MBIN or OMF more profitable?

Merchants Bancorp has a net margin of 21.33% compared to OneMain's net margin of 11.27%. Merchants Bancorp's return on equity of 22.36% beat OneMain's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Merchants Bancorp	21.33%	22.36%	1.69%
OneMain	11.27%	19.28%	2.49%

Which has more risk and volatility, MBIN or OMF?

Merchants Bancorp has a beta of 1.14, meaning that its share price is 14% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.58, meaning that its share price is 58% more volatile than the S&P 500.

Does the MarketBeat Community favor MBIN or OMF?

OneMain received 275 more outperform votes than Merchants Bancorp when rated by MarketBeat users. Likewise, 66.30% of users gave OneMain an outperform vote while only 64.89% of users gave Merchants Bancorp an outperform vote.

Company	Underperform	Outperform
Merchants Bancorp	Outperform Votes 207 64.89%	Underperform Votes 112 35.11%
OneMain	Outperform Votes 482 66.30%	Underperform Votes 245 33.70%

Summary

OneMain beats Merchants Bancorp on 11 of the 20 factors compared between the two stocks.