Merchants Bancorp (MBIN) Competitors $32.05 -0.34 (-1.05%) As of 04:00 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock MBIN vs. QFIN, OMF, PFSI, CADE, VLY, FLG, OZK, BMA, HWC, and SFBSShould you be buying Merchants Bancorp stock or one of its competitors? The main competitors of Merchants Bancorp include Qifu Technology (QFIN), OneMain (OMF), PennyMac Financial Services (PFSI), Cadence Bank (CADE), Valley National Bancorp (VLY), Flagstar Financial (FLG), Bank OZK (OZK), Banco Macro (BMA), Hancock Whitney (HWC), and ServisFirst Bancshares (SFBS). These companies are all part of the "banking" industry. Merchants Bancorp vs. Qifu Technology OneMain PennyMac Financial Services Cadence Bank Valley National Bancorp Flagstar Financial Bank OZK Banco Macro Hancock Whitney ServisFirst Bancshares Qifu Technology (NASDAQ:QFIN) and Merchants Bancorp (NASDAQ:MBIN) are both business services companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends, earnings, media sentiment and community ranking. Is QFIN or MBIN more profitable? Qifu Technology has a net margin of 31.82% compared to Merchants Bancorp's net margin of 22.08%. Qifu Technology's return on equity of 24.39% beat Merchants Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Qifu Technology31.82% 24.39% 11.68% Merchants Bancorp 22.08%22.86%1.76% Which has more volatility & risk, QFIN or MBIN? Qifu Technology has a beta of 0.53, indicating that its stock price is 47% less volatile than the S&P 500. Comparatively, Merchants Bancorp has a beta of 1.15, indicating that its stock price is 15% more volatile than the S&P 500. Do institutionals & insiders hold more shares of QFIN or MBIN? 74.8% of Qifu Technology shares are owned by institutional investors. Comparatively, 24.6% of Merchants Bancorp shares are owned by institutional investors. 17.1% of Qifu Technology shares are owned by company insiders. Comparatively, 39.7% of Merchants Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Does the media favor QFIN or MBIN? In the previous week, Qifu Technology had 12 more articles in the media than Merchants Bancorp. MarketBeat recorded 17 mentions for Qifu Technology and 5 mentions for Merchants Bancorp. Qifu Technology's average media sentiment score of 1.30 beat Merchants Bancorp's score of 0.80 indicating that Qifu Technology is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Qifu Technology 14 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Merchants Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 1 Very Negative mention(s) Positive Do analysts rate QFIN or MBIN? Qifu Technology presently has a consensus price target of $45.10, suggesting a potential upside of 23.43%. Merchants Bancorp has a consensus price target of $48.83, suggesting a potential upside of 52.37%. Given Merchants Bancorp's higher probable upside, analysts clearly believe Merchants Bancorp is more favorable than Qifu Technology.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Qifu Technology 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00Merchants Bancorp 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 Which has preferable valuation & earnings, QFIN or MBIN? Qifu Technology has higher revenue and earnings than Merchants Bancorp. Merchants Bancorp is trading at a lower price-to-earnings ratio than Qifu Technology, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioQifu Technology$14.04B0.41$603.58M$5.806.30Merchants Bancorp$666.97M2.20$320.39M$6.315.08 Does the MarketBeat Community prefer QFIN or MBIN? Merchants Bancorp received 106 more outperform votes than Qifu Technology when rated by MarketBeat users. Likewise, 65.02% of users gave Merchants Bancorp an outperform vote while only 61.18% of users gave Qifu Technology an outperform vote. CompanyUnderperformOutperformQifu TechnologyOutperform Votes10461.18% Underperform Votes6638.82% Merchants BancorpOutperform Votes21065.02% Underperform Votes11334.98% Is QFIN or MBIN a better dividend stock? Qifu Technology pays an annual dividend of $1.38 per share and has a dividend yield of 3.8%. Merchants Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. Qifu Technology pays out 23.8% of its earnings in the form of a dividend. Merchants Bancorp pays out 6.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SummaryQifu Technology beats Merchants Bancorp on 11 of the 19 factors compared between the two stocks. Remove Ads Get Merchants Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for MBIN and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart MBIN vs. The Competition Export to ExcelMetricMerchants BancorpState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.47B$2.85B$10.76B$7.36BDividend Yield1.23%4.11%5.83%4.32%P/E Ratio5.0821.3521.5617.68Price / Sales2.202.8725.4692.88Price / Cash6.5510.6317.6234.64Price / Book1.151.092.563.94Net Income$320.39M$372.21M$1.03B$247.45M7 Day Performance-7.82%-2.08%-0.07%0.48%1 Month Performance-15.44%-6.51%-3.71%-7.08%1 Year Performance-15.01%15.06%534.20%-0.35% Merchants Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)MBINMerchants Bancorp4.2391 of 5 stars$32.05-1.0%$48.83+52.4%-15.0%$1.47B$666.97M5.08480Short Interest ↓QFINQifu Technology3.7877 of 5 stars$36.08-5.7%$45.10+25.0%+111.3%$5.69B$14.04B7.302,199Short Interest ↑Positive NewsHigh Trading VolumeOMFOneMain4.9886 of 5 stars$41.51+1.2%$59.17+42.6%-4.5%$4.95B$4.54B9.799,200News CoveragePositive NewsHigh Trading VolumePFSIPennyMac Financial Services4.9744 of 5 stars$95.75-7.7%$122.17+27.6%+10.5%$4.92B$2.41B16.404,140Upcoming EarningsAnalyst ForecastShort Interest ↓News CoveragePositive NewsHigh Trading VolumeCADECadence Bank4.6638 of 5 stars$26.44+0.0%$38.64+46.1%+4.6%$4.82B$921.95M9.546,570Upcoming EarningsVLYValley National Bancorp4.6737 of 5 stars$8.11+0.7%$10.78+32.9%+9.7%$4.54B$1.84B11.753,830Short Interest ↑High Trading VolumeFLGFlagstar Financial2.3067 of 5 stars$10.55+1.1%$13.25+25.6%N/A$4.38B$2.58B-2.868,766OZKBank OZK4.5954 of 5 stars$38.16+0.1%$50.38+32.0%-7.5%$4.33B$1.66B6.212,650Earnings ReportBMABanco Macro3.101 of 5 stars$64.80-4.3%$50.83-21.6%+86.9%$4.14B$3.23T5.688,000Short Interest ↓HWCHancock Whitney4.735 of 5 stars$46.12+0.2%$62.56+35.6%+14.3%$3.97B$1.44B8.733,630Earnings ReportAnalyst ForecastNews CoveragePositive NewsHigh Trading VolumeSFBSServisFirst Bancshares3.5085 of 5 stars$70.00-1.1%$93.50+33.6%+16.3%$3.82B$477.66M16.83570Upcoming EarningsNews CoveragePositive News Remove Ads Related Companies and Tools Related Companies Qifu Technology Alternatives OneMain Alternatives PennyMac Financial Services Alternatives Cadence Bank Alternatives Valley National Bancorp Alternatives Flagstar Financial Alternatives Bank OZK Alternatives Banco Macro Alternatives Hancock Whitney Alternatives ServisFirst Bancshares Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:MBIN) was last updated on 4/16/2025 by MarketBeat.com Staff From Our PartnersCrypto’s crashing…but we’re still profitingMost traders are panicking right now. 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