MetroCity Bankshares (MCBS) Competitors

MetroCity Bankshares (NASDAQ:MCBS) and First Hawaiian (NASDAQ:FHB) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, community ranking, institutional ownership, risk, earnings, media sentiment, dividends and valuation.

Which has better earnings & valuation, MCBS or FHB?

First Hawaiian has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Hawaiian, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MetroCity Bankshares	$135.01M	6.09	$51.61M	$2.32	13.98
First Hawaiian	$797.14M	4.09	$234.98M	$1.75	14.56

Which has more risk & volatility, MCBS or FHB?

MetroCity Bankshares has a beta of 0.64, indicating that its stock price is 36% less volatile than the S&P 500. Comparatively, First Hawaiian has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

Do analysts rate MCBS or FHB?

MetroCity Bankshares presently has a consensus price target of $36.00, suggesting a potential upside of 10.97%. First Hawaiian has a consensus price target of $26.86, suggesting a potential upside of 5.40%. Given MetroCity Bankshares' stronger consensus rating and higher probable upside, equities research analysts clearly believe MetroCity Bankshares is more favorable than First Hawaiian.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First Hawaiian	3 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.57

Does the media favor MCBS or FHB?

In the previous week, First Hawaiian had 12 more articles in the media than MetroCity Bankshares. MarketBeat recorded 13 mentions for First Hawaiian and 1 mentions for MetroCity Bankshares. MetroCity Bankshares' average media sentiment score of 1.17 beat First Hawaiian's score of 0.76 indicating that MetroCity Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MetroCity Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Hawaiian	5 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders & institutionals hold more shares of MCBS or FHB?

25.3% of MetroCity Bankshares shares are owned by institutional investors. Comparatively, 97.6% of First Hawaiian shares are owned by institutional investors. 27.5% of MetroCity Bankshares shares are owned by company insiders. Comparatively, 0.5% of First Hawaiian shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Is MCBS or FHB more profitable?

MetroCity Bankshares has a net margin of 25.54% compared to First Hawaiian's net margin of 18.83%. MetroCity Bankshares' return on equity of 14.97% beat First Hawaiian's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MetroCity Bankshares	25.54%	14.97%	1.66%
First Hawaiian	18.83%	8.83%	0.93%

Is MCBS or FHB a better dividend stock?

MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 2.8%. First Hawaiian pays an annual dividend of $1.04 per share and has a dividend yield of 4.1%. MetroCity Bankshares pays out 39.7% of its earnings in the form of a dividend. First Hawaiian pays out 59.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community believe in MCBS or FHB?

First Hawaiian received 262 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 50.45% of users gave First Hawaiian an outperform vote while only 43.90% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
MetroCity Bankshares	Outperform Votes 18 43.90%	Underperform Votes 23 56.10%
First Hawaiian	Outperform Votes 280 50.45%	Underperform Votes 275 49.55%

Summary

MetroCity Bankshares beats First Hawaiian on 10 of the 19 factors compared between the two stocks.