MetroCity Bankshares (MCBS) Competitors

First Busey (NASDAQ:BUSE) and MetroCity Bankshares (NASDAQ:MCBS) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk.

Is BUSE or MCBS a better dividend stock?

First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.1%. MetroCity Bankshares pays an annual dividend of $1.00 per share and has a dividend yield of 3.4%. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. MetroCity Bankshares pays out 39.1% of its earnings in the form of a dividend. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings and valuation, BUSE or MCBS?

First Busey has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Busey	$663.36M	3.31	$113.69M	$1.12	22.04
MetroCity Bankshares	$235.98M	3.19	$64.50M	$2.56	11.52

Which has more risk and volatility, BUSE or MCBS?

First Busey has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Comparatively, MetroCity Bankshares has a beta of 0.67, indicating that its stock price is 33% less volatile than the S&P 500.

Do analysts rate BUSE or MCBS?

First Busey presently has a consensus target price of $27.33, suggesting a potential upside of 10.75%. MetroCity Bankshares has a consensus target price of $34.00, suggesting a potential upside of 15.29%. Given MetroCity Bankshares' higher possible upside, analysts plainly believe MetroCity Bankshares is more favorable than First Busey.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Busey	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is BUSE or MCBS more profitable?

MetroCity Bankshares has a net margin of 27.98% compared to First Busey's net margin of 9.48%. MetroCity Bankshares' return on equity of 15.61% beat First Busey's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Busey	9.48%	8.76%	1.04%
MetroCity Bankshares	27.98%	15.61%	1.83%

Do institutionals & insiders hold more shares of BUSE or MCBS?

56.5% of First Busey shares are owned by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are owned by institutional investors. 3.9% of First Busey shares are owned by company insiders. Comparatively, 27.5% of MetroCity Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the media favor BUSE or MCBS?

In the previous week, First Busey had 12 more articles in the media than MetroCity Bankshares. MarketBeat recorded 14 mentions for First Busey and 2 mentions for MetroCity Bankshares. First Busey's average media sentiment score of 1.41 beat MetroCity Bankshares' score of 1.18 indicating that First Busey is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Busey	12 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
MetroCity Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

First Busey beats MetroCity Bankshares on 12 of the 19 factors compared between the two stocks.