MetroCity Bankshares (MCBS) Competitors

First Community Bankshares (NASDAQ:FCBC) and MetroCity Bankshares (NASDAQ:MCBS) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, community ranking, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.

Does the MarketBeat Community prefer FCBC or MCBS?

First Community Bankshares received 221 more outperform votes than MetroCity Bankshares when rated by MarketBeat users. Likewise, 58.29% of users gave First Community Bankshares an outperform vote while only 45.00% of users gave MetroCity Bankshares an outperform vote.

Company	Underperform	Outperform
First Community Bankshares	Outperform Votes 239 58.29%	Underperform Votes 171 41.71%
MetroCity Bankshares	Outperform Votes 18 45.00%	Underperform Votes 22 55.00%

Which has preferable valuation & earnings, FCBC or MCBS?

MetroCity Bankshares has lower revenue, but higher earnings than First Community Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than First Community Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Community Bankshares	$174.62M	4.74	$48.02M	$2.79	16.20
MetroCity Bankshares	$135.01M	6.27	$51.61M	$2.32	14.41

Which has more risk & volatility, FCBC or MCBS?

First Community Bankshares has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500. Comparatively, MetroCity Bankshares has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500.

Does the media refer more to FCBC or MCBS?

In the previous week, MetroCity Bankshares had 1 more articles in the media than First Community Bankshares. MarketBeat recorded 3 mentions for MetroCity Bankshares and 2 mentions for First Community Bankshares. First Community Bankshares' average media sentiment score of 0.66 beat MetroCity Bankshares' score of 0.14 indicating that First Community Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Community Bankshares	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
MetroCity Bankshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals have more ownership in FCBC or MCBS?

35.0% of First Community Bankshares shares are held by institutional investors. Comparatively, 25.3% of MetroCity Bankshares shares are held by institutional investors. 3.7% of First Community Bankshares shares are held by company insiders. Comparatively, 27.5% of MetroCity Bankshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is FCBC or MCBS more profitable?

First Community Bankshares has a net margin of 27.18% compared to MetroCity Bankshares' net margin of 25.54%. MetroCity Bankshares' return on equity of 14.97% beat First Community Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Community Bankshares	27.18%	10.70%	1.68%
MetroCity Bankshares	25.54%	14.97%	1.66%

Do analysts recommend FCBC or MCBS?

First Community Bankshares presently has a consensus target price of $38.00, suggesting a potential downside of 15.95%. MetroCity Bankshares has a consensus target price of $34.00, suggesting a potential upside of 1.71%. Given MetroCity Bankshares' higher probable upside, analysts plainly believe MetroCity Bankshares is more favorable than First Community Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Community Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
MetroCity Bankshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is FCBC or MCBS a better dividend stock?

First Community Bankshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.7%. MetroCity Bankshares pays an annual dividend of $0.92 per share and has a dividend yield of 2.8%. First Community Bankshares pays out 44.4% of its earnings in the form of a dividend. MetroCity Bankshares pays out 39.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bankshares has raised its dividend for 13 consecutive years. MetroCity Bankshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

First Community Bankshares beats MetroCity Bankshares on 10 of the 19 factors compared between the two stocks.