MidCap Financial Investment (MFIC) Stock Price, News & Analysis

Company Overview

MidCap Financial Investment Corporation (NASDAQ: MFIC) is a business development company that provides financing solutions to middle-market companies across the United States. The firm specializes in direct lending and asset-based financing, offering a range of debt instruments designed to support working capital needs, equipment acquisitions, lease financing and corporate recapitalizations. Its focus on senior secured loans, unitranche structures and equipment financings positions it to serve clients in sectors such as manufacturing, healthcare, transportation and energy.

Through its lending platform, MidCap Financial Investment Corporation partners with privately held and sponsor-backed companies that typically generate annual revenues between $25 million and $500 million. The company’s investment strategy emphasizes risk-adjusted returns by targeting assets with strong collateral profiles and stable cash flows. By structuring loans with customized terms and covenants, the firm aims to preserve capital while generating attractive yield for its shareholders.

MidCap Financial Investment Corporation is externally managed by MidCap Financial, LLC, an independent investment advisor with a dedicated team of credit analysts and portfolio managers. The management team leverages industry expertise and rigorous due diligence to underwrite transactions and monitor ongoing credit performance. With a nationwide footprint, the company serves businesses in key U.S. markets and seeks to build long-term relationships through tailored financing solutions.

Key Stats

• Today's Range: $12.92 to $13.10
• 50-Day Range: $12.35 to $13.45
• 52-Week Range: $10.18 to $14.74
• Volume: 302,092 shs
• Average Volume: 430,748 shs
• Market Capitalization: $1.21 billion
• P/E Ratio: 12.00
• Dividend Yield: 11.73%
• Price Target: $13.30
• Consensus Rating: Hold

MidCap Financial Investment Stock Analysis - MarketRank™

MidCap Financial Investment scored higher than 39% of companies evaluated by MarketBeat, and ranked 801st out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

MidCap Financial Investment has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

MidCap Financial Investment has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: -7.51%

Earnings Growth

Earnings for MidCap Financial Investment are expected to decrease by -7.51% in the coming year, from $1.73 to $1.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MidCap Financial Investment is 12.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.61.

Price to Earnings Ratio vs. Sector

The P/E ratio of MidCap Financial Investment is 12.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.91.

Price to Book Value per Share Ratio

MidCap Financial Investment has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.70% of the outstanding shares of MidCap Financial Investment have been sold short.

Short Interest Ratio / Days to Cover

MidCap Financial Investment has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MidCap Financial Investment has recently increased by 7.63%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

MidCap Financial Investment is a leading dividend payer. It pays a dividend yield of 11.50%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

MidCap Financial Investment does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MidCap Financial Investment is 140.74%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, MidCap Financial Investment will have a dividend payout ratio of 95.00% in the coming year. This indicates that MidCap Financial Investment may not be able to sustain their current dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.70% of the outstanding shares of MidCap Financial Investment have been sold short.

Short Interest Ratio / Days to Cover

MidCap Financial Investment has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MidCap Financial Investment has recently increased by 7.63%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 4.1 / 5
• News Sentiment: 1.32

News Sentiment

MidCap Financial Investment has a news sentiment score of 1.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.07 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for MidCap Financial Investment this week, compared to 3 articles on an average week.

Search Interest

15 people have searched for MFIC on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

1 people have added MidCap Financial Investment to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MidCap Financial Investment insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 0.80% of the stock of MidCap Financial Investment is held by insiders.

Percentage Held by Institutions

Only 28.45% of the stock of MidCap Financial Investment is held by institutions.

MFIC Stock Analysis - Frequently Asked Questions

How have MFIC shares performed this year?

MidCap Financial Investment's stock was trading at $13.49 at the beginning of the year. Since then, MFIC shares have decreased by 3.6% and is now trading at $13.0030.

How were MidCap Financial Investment's earnings last quarter?

MidCap Financial Investment Corporation (NASDAQ:MFIC) issued its earnings results on Monday, August, 11th. The company reported $0.39 earnings per share for the quarter, topping the consensus estimate of $0.37 by $0.02. The business earned $81.25 million during the quarter, compared to analyst estimates of $81.70 million. MidCap Financial Investment had a net margin of 30.60% and a trailing twelve-month return on equity of 10.44%.
Read the conference call transcript.

Who are MidCap Financial Investment's major shareholders?

MidCap Financial Investment's top institutional shareholders include Kingstone Capital Partners Texas LLC (14.80%), Franklin Resources Inc. (0.83%), Invesco Ltd. (0.83%) and Next Capital Management LLC (0.78%). Insiders that own company stock include Tanner Powell and Ted Aymond Jr Mcnulty.
View institutional ownership trends.

How do I buy shares of MidCap Financial Investment?

Shares of MFIC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MidCap Financial Investment own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MidCap Financial Investment investors own include Black Stone Minerals (BSM), Energy Transfer (ET), Mplx (MPLX), NVIDIA (NVDA), AGNC Investment (AGNC), Meta Platforms (META) and Arbor Realty Trust (ABR).

Company Calendar

• Record date for 6/26 Dividend: 6/10/2025
• Ex-Dividend for 6/26 Dividend: 6/10/2025
• Dividend Payable: 6/26/2025
• Last Earnings: 8/11/2025
• Today: 9/03/2025
• Record date for 9/25 Dividend: 9/09/2025
• Ex-Dividend for 9/25 Dividend: 9/09/2025
• Dividend Payable: 9/25/2025
• Next Earnings (Estimated): 11/06/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Financial Services
• Current Symbol: NASDAQ:MFIC
• CIK: 1278752
• Web: www.apolloic.com
• Phone: (212) 515-3450
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Price Target and Rating

• Average Price Target for MidCap Financial Investment: $13.30
• High Price Target: $15.00
• Low Price Target: $11.50
• Potential Upside/Downside: +1.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.08
• Trailing P/E Ratio: 12.10
• Forward P/E Ratio: 7.55
• P/E Growth: N/A
• Net Income: $98.82 million
• Net Margins: 30.60%
• Pretax Margin: 30.60%
• Return on Equity: 10.44%
• Return on Assets: 4.41%

Debt

• Debt-to-Equity Ratio: 1.49
• Current Ratio: 3.53
• Quick Ratio: 3.53

Sales & Book Value

• Annual Sales: $301.78 million
• Price / Sales: 4.04
• Cash Flow: $1.01 per share
• Price / Cash Flow: 12.93
• Book Value: $14.75 per share
• Price / Book: 0.89

Miscellaneous

• Outstanding Shares: 93,300,000
• Free Float: 92,558,000
• Market Cap: $1.22 billion
• Optionable: Optionable
• Beta: 1.05