Medallion Financial (MFIN) Stock Price, News & Analysis

Company Overview

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.

Key Stats

• Today's Range: $10.25 to $10.43
• 50-Day Range: $8.98 to $10.73
• 52-Week Range: $7.39 to $10.98
• Volume: 24,532 shs
• Average Volume: 50,411 shs
• Market Capitalization: $241.54 million
• P/E Ratio: 5.90
• Dividend Yield: 4.62%
• Price Target: $12.00
• Consensus Rating: Buy

Medallion Financial Stock Analysis - MarketRank™

Medallion Financial scored higher than 71% of companies evaluated by MarketBeat, and ranked 442nd out of 941 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Medallion Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Medallion Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 10.27%

Earnings Growth

Earnings for Medallion Financial are expected to grow by 10.27% in the coming year, from $1.46 to $1.61 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Medallion Financial is 5.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of Medallion Financial is 5.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.68.

Price to Book Value per Share Ratio

Medallion Financial has a P/B Ratio of 0.45. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.11% of the float of Medallion Financial has been sold short.

Short Interest Ratio / Days to Cover

Medallion Financial has a short interest ratio ("days to cover") of 16, which indicates bearish sentiment.

Change versus previous month

Short interest in Medallion Financial has recently increased by 2.16%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Medallion Financial is a leading dividend payer. It pays a dividend yield of 4.62%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Medallion Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Medallion Financial is 27.27%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Medallion Financial will have a dividend payout ratio of 29.81% next year. This indicates that Medallion Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.11% of the float of Medallion Financial has been sold short.

Short Interest Ratio / Days to Cover

Medallion Financial has a short interest ratio ("days to cover") of 16, which indicates bearish sentiment.

Change versus previous month

Short interest in Medallion Financial has recently increased by 2.16%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.4 / 5
• News Sentiment: 0.25

News Sentiment

Medallion Financial has a news sentiment score of 0.25. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Medallion Financial this week, compared to 2 articles on an average week.

Search Interest

2 people have searched for MFIN on MarketBeat in the last 30 days.

MarketBeat Follows

Only 1 people have added Medallion Financial to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Medallion Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

24.60% of the stock of Medallion Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

40.56% of the stock of Medallion Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MFIN Stock Analysis - Frequently Asked Questions

How have MFIN shares performed this year?

Medallion Financial's stock was trading at $9.39 on January 1st, 2025. Since then, MFIN shares have increased by 10.5% and is now trading at $10.3750.

How were Medallion Financial's earnings last quarter?

Medallion Financial Corp. (NASDAQ:MFIN) released its quarterly earnings results on Wednesday, July, 30th. The credit services provider reported $0.46 EPS for the quarter, beating analysts' consensus estimates of $0.30 by $0.16. The credit services provider had revenue of $53.37 million for the quarter, compared to analyst estimates of $52.07 million. Medallion Financial had a trailing twelve-month return on equity of 9.04% and a net margin of 12.62%.
Read the conference call transcript.

Does Medallion Financial have any subsidiaries?

Medallion Financial subsidiaries include Freshstart Venture Capital Corp, Medallion Bank, Medallion Capital Inc, and Medallion Funding LLC.

Who are Medallion Financial's major shareholders?

Medallion Financial's top institutional investors include Tieton Capital Management LLC (4.12%), Geode Capital Management LLC (1.76%), Connor Clark & Lunn Investment Management Ltd. (0.95%) and De Lisle Partners LLP (0.53%).
View institutional ownership trends.

How do I buy shares of Medallion Financial?

Shares of MFIN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Medallion Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Medallion Financial investors own include NVIDIA (NVDA), Meta Platforms (META), International Business Machines (IBM), Advanced Micro Devices (AMD), Tesla (TSLA), Alphabet (GOOG) and Broadcom (AVGO).

Company Calendar

• Record date for 5/30 Dividend: 5/15/2025
• Ex-Dividend for 5/30 Dividend: 5/15/2025
• Dividend Payable: 5/30/2025
• Last Earnings: 7/30/2025
• Today: 8/14/2025
• Record date for 8/29 Dividend: 8/15/2025
• Ex-Dividend for 8/29 Dividend: 8/15/2025
• Dividend Payable: 8/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SBIC&COMMRL
• Sub-Industry: Asset Management & Custody Banks
• Current Symbol: NASDAQ:MFIN
• Previous Symbol: NASDAQ:TAXI
• CIK: 1000209
• Web: www.medallion.com
• Phone: (212) 328-2100
• Fax: 212-328-2121
• Employees: 140
• Year Founded: 1979

Price Target and Rating

• Average Price Target for Medallion Financial: $12.00
• High Price Target: $12.00
• Low Price Target: $12.00
• Potential Upside/Downside: +15.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.76
• Trailing P/E Ratio: 5.89
• Forward P/E Ratio: 7.11
• P/E Growth: N/A
• Net Income: $35.88 million
• Net Margins: 12.62%
• Pretax Margin: 21.83%
• Return on Equity: 9.04%
• Return on Assets: 1.46%

Debt

• Debt-to-Equity Ratio: 0.38
• Current Ratio: 1.20
• Quick Ratio: 1.17

Sales & Book Value

• Annual Sales: $224.21 million
• Price / Sales: 1.08
• Cash Flow: $2.22 per share
• Price / Cash Flow: 4.67
• Book Value: $22.91 per share
• Price / Book: 0.45

Miscellaneous

• Outstanding Shares: 23,247,000
• Free Float: 17,528,000
• Market Cap: $241.19 million
• Optionable: Optionable
• Beta: 1.28