MainStreet Bancshares (MNSB) Stock Price, News & Analysis

Company Overview

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services. It also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. It operates in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as automated teller machines. The company was incorporated in 2003 and is headquartered in Fairfax, Virginia.

Key Stats

• Today's Range: $17.15 to $17.35
• 50-Day Range: $16.24 to $17.50
• 52-Week Range: $14.97 to $20.88
• Volume: 8,495 shs
• Average Volume: 19,132 shs
• Market Capitalization: $133.85 million
• P/E Ratio: N/A
• Dividend Yield: 2.31%
• Price Target: N/A
• Consensus Rating: N/A

MainStreet Bancshares Stock Analysis - MarketRank™

MainStreet Bancshares scored higher than 64% of companies evaluated by MarketBeat, and ranked 507th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for MainStreet Bancshares.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 34.55%

Earnings Growth

Earnings for MainStreet Bancshares are expected to grow by 34.55% in the coming year, from $1.10 to $1.48 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MainStreet Bancshares is -10.76, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of MainStreet Bancshares is -10.76, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

MainStreet Bancshares has a P/B Ratio of 0.67. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.31% of the float of MainStreet Bancshares has been sold short.

Short Interest Ratio / Days to Cover

MainStreet Bancshares has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MainStreet Bancshares has recently increased by 2.16%, indicating that investor sentiment is decreasing.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

MainStreet Bancshares pays a meaningful dividend of 2.32%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

MainStreet Bancshares does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, MainStreet Bancshares will have a dividend payout ratio of 27.03% next year. This indicates that MainStreet Bancshares will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.2 / 5
• Environmental Score: -0.57

Percentage of Shares Shorted

0.31% of the float of MainStreet Bancshares has been sold short.

Short Interest Ratio / Days to Cover

MainStreet Bancshares has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MainStreet Bancshares has recently increased by 2.16%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: N/A

News Sentiment

MainStreet Bancshares has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for MainStreet Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, MainStreet Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,942.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 9.20% of the stock of MainStreet Bancshares is held by insiders.

Percentage Held by Institutions

52.29% of the stock of MainStreet Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MNSB Stock Analysis - Frequently Asked Questions

How have MNSB shares performed this year?

MainStreet Bancshares' stock was trading at $18.10 at the beginning of the year. Since then, MNSB shares have decreased by 4.3% and is now trading at $17.32.
View the best growth stocks for 2025 here.

How were MainStreet Bancshares' earnings last quarter?

MainStreet Bancshares, Inc. (NASDAQ:MNSB) posted its quarterly earnings data on Monday, January, 27th. The company reported ($0.12) EPS for the quarter, missing the consensus estimate of $0.21 by $0.33. MainStreet Bancshares had a negative net margin of 7.24% and a positive trailing twelve-month return on equity of 2.96%.

Who are MainStreet Bancshares' major shareholders?

MainStreet Bancshares' top institutional shareholders include Cresset Asset Management LLC (4.21%), First Manhattan CO. LLC. (3.32%), Cutler Capital Management LLC (1.44%) and Dimensional Fund Advisors LP (1.16%). Insiders that own company stock include Jeff W Dick, Charles C Brockett, Thomas J Chmelik, Abdulhamid Hersiburane, Richard Alexander Vari, Russell Echlov, Michael B Baboval, Rafael E Deleon and Ali R Manouchehri.
View institutional ownership trends.

How do I buy shares of MainStreet Bancshares?

Shares of MNSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MainStreet Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MainStreet Bancshares investors own include PayPal (PYPL), Intuitive Surgical (ISRG), Shopify (SHOP), Tesla (TSLA), Crocs (CROX), Farmers & Merchants Bancorp (FMAO) and Occidental Petroleum (OXY).

Company Calendar

• Last Earnings: 1/27/2025
• Ex-Dividend for 2/17 Dividend: 2/10/2025
• Dividend Payable: 2/17/2025
• Today: 3/25/2025
• Next Earnings (Estimated): 4/28/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MNSB
• CIK: 1693577
• Web: www.mstreetbank.com
• Phone: (703) 481-4567
• Fax: N/A
• Employees: 170
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): ($1.61)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 15.75
• P/E Growth: N/A
• Net Income: $-9,980,000.00
• Net Margins: -7.24%
• Pretax Margin: 9.83%
• Return on Equity: 2.96%
• Return on Assets: 0.27%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $65.83 million
• Price / Sales: 2.03
• Cash Flow: $4.10 per share
• Price / Cash Flow: 4.22
• Book Value: $25.81 per share
• Price / Book: 0.67

Miscellaneous

• Outstanding Shares: 7,728,000
• Free Float: 6,904,000
• Market Cap: $133.85 million
• Optionable: Not Optionable
• Beta: 0.55