MNSB vs. SPFI, SMBK, CBNK, ALRS, MPB, QD, SHBI, BCAL, YRD, and FUFU
Should you be buying MainStreet Bank stock or one of its competitors? The main competitors of MainStreet Bank include South Plains Financial (SPFI), SmartFinancial (SMBK), Capital Bancorp (CBNK), Alerus Financial (ALRS), Mid Penn Bancorp (MPB), Qudian (QD), Shore Bancshares (SHBI), California BanCorp (BCAL), Yirendai (YRD), and BitFuFu (FUFU). These companies are all part of the "banking" industry.
MainStreet Bank vs. Its Competitors
South Plains Financial (NASDAQ:SPFI) and MainStreet Bank (NASDAQ:MNSB) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their risk, dividends, analyst recommendations, institutional ownership, media sentiment, valuation, earnings and profitability.
South Plains Financial has a net margin of 17.67% compared to MainStreet Bank's net margin of -7.82%. South Plains Financial's return on equity of 11.73% beat MainStreet Bank's return on equity.
In the previous week, MainStreet Bank had 1 more articles in the media than South Plains Financial. MarketBeat recorded 2 mentions for MainStreet Bank and 1 mentions for South Plains Financial. South Plains Financial's average media sentiment score of 1.08 beat MainStreet Bank's score of 0.34 indicating that South Plains Financial is being referred to more favorably in the media.
South Plains Financial has a beta of 0.68, meaning that its share price is 32% less volatile than the S&P 500. Comparatively, MainStreet Bank has a beta of 0.56, meaning that its share price is 44% less volatile than the S&P 500.
South Plains Financial currently has a consensus price target of $41.50, indicating a potential upside of 12.19%. Given South Plains Financial's stronger consensus rating and higher possible upside, equities research analysts plainly believe South Plains Financial is more favorable than MainStreet Bank.
South Plains Financial has higher revenue and earnings than MainStreet Bank. MainStreet Bank is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.
55.0% of South Plains Financial shares are held by institutional investors. Comparatively, 52.3% of MainStreet Bank shares are held by institutional investors. 25.4% of South Plains Financial shares are held by insiders. Comparatively, 9.3% of MainStreet Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
South Plains Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.6%. MainStreet Bank pays an annual dividend of $0.40 per share and has a dividend yield of 2.0%. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. MainStreet Bank pays out -23.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has raised its dividend for 5 consecutive years. MainStreet Bank is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
South Plains Financial beats MainStreet Bank on 16 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding MNSB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
MainStreet Bank Competitors List
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This page (NASDAQ:MNSB) was last updated on 7/8/2025 by MarketBeat.com Staff
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