MainStreet Bancshares (MNSB) Competitors

Shore Bancshares (NASDAQ:SHBI) and MainStreet Bancshares (NASDAQ:MNSB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their community ranking, valuation, dividends, earnings, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

Is SHBI or MNSB more profitable?

Shore Bancshares has a net margin of 12.85% compared to MainStreet Bancshares' net margin of 8.34%. Shore Bancshares' return on equity of 10.11% beat MainStreet Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Shore Bancshares	12.85%	10.11%	0.89%
MainStreet Bancshares	8.34%	5.77%	0.54%

Does the MarketBeat Community favor SHBI or MNSB?

Shore Bancshares received 177 more outperform votes than MainStreet Bancshares when rated by MarketBeat users. Likewise, 56.57% of users gave Shore Bancshares an outperform vote while only 44.44% of users gave MainStreet Bancshares an outperform vote.

Company	Underperform	Outperform
Shore Bancshares	Outperform Votes 185 56.57%	Underperform Votes 142 43.43%
MainStreet Bancshares	Outperform Votes 8 44.44%	Underperform Votes 10 55.56%

Does the media favor SHBI or MNSB?

In the previous week, MainStreet Bancshares had 3 more articles in the media than Shore Bancshares. MarketBeat recorded 4 mentions for MainStreet Bancshares and 1 mentions for Shore Bancshares. Shore Bancshares' average media sentiment score of 1.67 beat MainStreet Bancshares' score of 0.22 indicating that Shore Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Shore Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
MainStreet Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts recommend SHBI or MNSB?

Shore Bancshares presently has a consensus target price of $15.00, indicating a potential downside of 9.37%. Given Shore Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Shore Bancshares is more favorable than MainStreet Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Shore Bancshares	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
MainStreet Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has preferable valuation & earnings, SHBI or MNSB?

MainStreet Bancshares has lower revenue, but higher earnings than Shore Bancshares. Shore Bancshares is trading at a lower price-to-earnings ratio than MainStreet Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Shore Bancshares	$247.24M	2.23	$11.23M	$1.25	13.24
MainStreet Bancshares	$66.55M	2.10	$26.58M	$1.20	15.33

Which has more volatility and risk, SHBI or MNSB?

Shore Bancshares has a beta of 0.95, indicating that its share price is 5% less volatile than the S&P 500. Comparatively, MainStreet Bancshares has a beta of 0.57, indicating that its share price is 43% less volatile than the S&P 500.

Do insiders and institutionals have more ownership in SHBI or MNSB?

59.8% of Shore Bancshares shares are owned by institutional investors. Comparatively, 52.3% of MainStreet Bancshares shares are owned by institutional investors. 8.6% of Shore Bancshares shares are owned by company insiders. Comparatively, 9.2% of MainStreet Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Is SHBI or MNSB a better dividend stock?

Shore Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 2.9%. MainStreet Bancshares pays an annual dividend of $0.40 per share and has a dividend yield of 2.2%. Shore Bancshares pays out 38.4% of its earnings in the form of a dividend. MainStreet Bancshares pays out 33.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Shore Bancshares beats MainStreet Bancshares on 14 of the 19 factors compared between the two stocks.