Mid-Southern Bancorp (MSVB) Competitors

First Savings Financial Group (NASDAQ:FSFG) and Mid-Southern Bancorp (NASDAQ:MSVB) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, community ranking, media sentiment, earnings, dividends and risk.

Is FSFG or MSVB a better dividend stock?

First Savings Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 2.4%. Mid-Southern Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.6%. First Savings Financial Group pays out 30.3% of its earnings in the form of a dividend. Mid-Southern Bancorp pays out 60.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 11 consecutive years. First Savings Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, FSFG or MSVB?

First Savings Financial Group has a beta of 0.75, indicating that its share price is 25% less volatile than the S&P 500. Comparatively, Mid-Southern Bancorp has a beta of 0.17, indicating that its share price is 83% less volatile than the S&P 500.

Do analysts recommend FSFG or MSVB?

First Savings Financial Group currently has a consensus price target of $27.50, suggesting a potential upside of 9.21%. Given First Savings Financial Group's stronger consensus rating and higher possible upside, equities research analysts clearly believe First Savings Financial Group is more favorable than Mid-Southern Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Savings Financial Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Mid-Southern Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has better earnings and valuation, FSFG or MSVB?

First Savings Financial Group has higher revenue and earnings than Mid-Southern Bancorp. First Savings Financial Group is trading at a lower price-to-earnings ratio than Mid-Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Savings Financial Group	$134.52M	1.29	$13.59M	$1.98	12.72
Mid-Southern Bancorp	$11.71M	3.63	$1.46M	$0.40	36.88

Do institutionals & insiders have more ownership in FSFG or MSVB?

35.2% of First Savings Financial Group shares are held by institutional investors. Comparatively, 10.1% of Mid-Southern Bancorp shares are held by institutional investors. 16.1% of First Savings Financial Group shares are held by company insiders. Comparatively, 10.2% of Mid-Southern Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer FSFG or MSVB?

First Savings Financial Group received 233 more outperform votes than Mid-Southern Bancorp when rated by MarketBeat users. Likewise, 51.78% of users gave First Savings Financial Group an outperform vote while only 0.00% of users gave Mid-Southern Bancorp an outperform vote.

Company	Underperform	Outperform
First Savings Financial Group	Outperform Votes 233 51.78%	Underperform Votes 217 48.22%
Mid-Southern Bancorp	Outperform Votes No Votes	Underperform Votes 3 100.00%

Is FSFG or MSVB more profitable?

First Savings Financial Group has a net margin of 10.10% compared to Mid-Southern Bancorp's net margin of 9.43%. First Savings Financial Group's return on equity of 8.79% beat Mid-Southern Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Savings Financial Group	10.10%	8.79%	0.62%
Mid-Southern Bancorp	9.43%	3.08%	0.45%

Does the media refer more to FSFG or MSVB?

In the previous week, First Savings Financial Group had 1 more articles in the media than Mid-Southern Bancorp. MarketBeat recorded 1 mentions for First Savings Financial Group and 0 mentions for Mid-Southern Bancorp. First Savings Financial Group's average media sentiment score of 0.34 beat Mid-Southern Bancorp's score of 0.00 indicating that First Savings Financial Group is being referred to more favorably in the media.

Company	Overall Sentiment
First Savings Financial Group	Neutral
Mid-Southern Bancorp	Neutral

Summary

First Savings Financial Group beats Mid-Southern Bancorp on 19 of the 21 factors compared between the two stocks.