Mid-Southern Bancorp (MSVB) Competitors

United Security Bancshares (NASDAQ:UBFO) and Mid-Southern Bancorp (NASDAQ:MSVB) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, dividends, risk, institutional ownership, profitability, valuation and community ranking.

Which has more volatility and risk, UBFO or MSVB?

United Security Bancshares has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500. Comparatively, Mid-Southern Bancorp has a beta of 0.17, suggesting that its stock price is 83% less volatile than the S&P 500.

Which has preferable earnings and valuation, UBFO or MSVB?

United Security Bancshares has higher revenue and earnings than Mid-Southern Bancorp. United Security Bancshares is trading at a lower price-to-earnings ratio than Mid-Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
United Security Bancshares	$65.95M	2.49	$19.80M	$1.02	9.29
Mid-Southern Bancorp	$11.71M	3.50	$1.46M	$0.40	35.63

Do institutionals & insiders have more ownership in UBFO or MSVB?

30.9% of United Security Bancshares shares are held by institutional investors. Comparatively, 10.1% of Mid-Southern Bancorp shares are held by institutional investors. 20.1% of United Security Bancshares shares are held by company insiders. Comparatively, 10.2% of Mid-Southern Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer UBFO or MSVB?

United Security Bancshares received 88 more outperform votes than Mid-Southern Bancorp when rated by MarketBeat users. Likewise, 41.51% of users gave United Security Bancshares an outperform vote while only 0.00% of users gave Mid-Southern Bancorp an outperform vote.

Company	Underperform	Outperform
United Security Bancshares	Outperform Votes 88 41.51%	Underperform Votes 124 58.49%
Mid-Southern Bancorp	Outperform Votes No Votes	Underperform Votes 3 100.00%

Is UBFO or MSVB a better dividend stock?

United Security Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 5.1%. Mid-Southern Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.7%. United Security Bancshares pays out 47.1% of its earnings in the form of a dividend. Mid-Southern Bancorp pays out 60.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Security Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.

Does the media prefer UBFO or MSVB?

In the previous week, United Security Bancshares and United Security Bancshares both had 1 articles in the media. United Security Bancshares' average media sentiment score of 1.27 beat Mid-Southern Bancorp's score of 0.00 indicating that United Security Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
United Security Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Mid-Southern Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is UBFO or MSVB more profitable?

United Security Bancshares has a net margin of 25.78% compared to Mid-Southern Bancorp's net margin of 9.43%. United Security Bancshares' return on equity of 13.96% beat Mid-Southern Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
United Security Bancshares	25.78%	13.96%	1.45%
Mid-Southern Bancorp	9.43%	3.12%	0.44%

Summary

United Security Bancshares beats Mid-Southern Bancorp on 14 of the 16 factors compared between the two stocks.