Mid-Southern Bancorp (MSVB) Competitors

Mid-Southern Bancorp (NASDAQ:MSVB) and First Savings Financial Group (NASDAQ:FSFG) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, community ranking, valuation, dividends, institutional ownership, profitability, analyst recommendations and media sentiment.

Is MSVB or FSFG more profitable?

First Savings Financial Group has a net margin of 13.34% compared to Mid-Southern Bancorp's net margin of 9.43%. First Savings Financial Group's return on equity of 8.79% beat Mid-Southern Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mid-Southern Bancorp	9.43%	3.08%	0.45%
First Savings Financial Group	13.34%	8.79%	0.63%

Does the MarketBeat Community favor MSVB or FSFG?

First Savings Financial Group received 234 more outperform votes than Mid-Southern Bancorp when rated by MarketBeat users. Likewise, 51.88% of users gave First Savings Financial Group an outperform vote while only 0.00% of users gave Mid-Southern Bancorp an outperform vote.

Company	Underperform	Outperform
Mid-Southern Bancorp	Outperform Votes No Votes	Underperform Votes 3 100.00%
First Savings Financial Group	Outperform Votes 234 51.88%	Underperform Votes 217 48.12%

Do insiders and institutionals believe in MSVB or FSFG?

10.1% of Mid-Southern Bancorp shares are owned by institutional investors. Comparatively, 35.2% of First Savings Financial Group shares are owned by institutional investors. 10.2% of Mid-Southern Bancorp shares are owned by company insiders. Comparatively, 16.1% of First Savings Financial Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Which has higher earnings and valuation, MSVB or FSFG?

First Savings Financial Group has higher revenue and earnings than Mid-Southern Bancorp. First Savings Financial Group is trading at a lower price-to-earnings ratio than Mid-Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mid-Southern Bancorp	$11.71M	3.67	$1.46M	$0.40	37.35
First Savings Financial Group	$134.52M	1.26	$13.59M	$2.74	8.94

Does the media favor MSVB or FSFG?

In the previous week, First Savings Financial Group had 1 more articles in the media than Mid-Southern Bancorp. MarketBeat recorded 1 mentions for First Savings Financial Group and 0 mentions for Mid-Southern Bancorp. First Savings Financial Group's average media sentiment score of 1.90 beat Mid-Southern Bancorp's score of 0.00 indicating that First Savings Financial Group is being referred to more favorably in the news media.

Company	Overall Sentiment
Mid-Southern Bancorp	Neutral
First Savings Financial Group	Very Positive

Do analysts recommend MSVB or FSFG?

First Savings Financial Group has a consensus target price of $27.00, suggesting a potential upside of 10.20%. Given First Savings Financial Group's stronger consensus rating and higher possible upside, analysts plainly believe First Savings Financial Group is more favorable than Mid-Southern Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mid-Southern Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Savings Financial Group	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is MSVB or FSFG a better dividend stock?

Mid-Southern Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.6%. First Savings Financial Group pays an annual dividend of $0.60 per share and has a dividend yield of 2.4%. Mid-Southern Bancorp pays out 60.0% of its earnings in the form of a dividend. First Savings Financial Group pays out 21.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Savings Financial Group has increased its dividend for 11 consecutive years. First Savings Financial Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, MSVB or FSFG?

Mid-Southern Bancorp has a beta of 0.17, meaning that its stock price is 83% less volatile than the S&P 500. Comparatively, First Savings Financial Group has a beta of 0.74, meaning that its stock price is 26% less volatile than the S&P 500.

Summary

First Savings Financial Group beats Mid-Southern Bancorp on 19 of the 21 factors compared between the two stocks.