MVB Financial (MVBF) Stock Price, News & Analysis

Company Overview

MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and The Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1997 and is based in Fairmont, West Virginia.

Key Stats

• Today's Range: $18.69 to $19.36
• 50-Day Range: $18.07 to $21.45
• 52-Week Range: $17.51 to $25.24
• Volume: 30,015 shs
• Average Volume: 27,863 shs
• Market Capitalization: $245.99 million
• P/E Ratio: 12.42
• Dividend Yield: 3.58%
• Price Target: $25.33
• Consensus Rating: Moderate Buy

MVB Financial Stock Analysis - MarketRank™

MVB Financial scored higher than 100% of companies evaluated by MarketBeat, and ranked 9th out of 932 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

MVB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

MVB Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 78.57%

Earnings Growth

Earnings for MVB Financial are expected to grow by 78.57% in the coming year, from $1.40 to $2.50 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of MVB Financial is 12.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of MVB Financial is 12.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.65.

Price to Book Value per Share Ratio

MVB Financial has a P/B Ratio of 0.84. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.58% of the outstanding shares of MVB Financial have been sold short.

Short Interest Ratio / Days to Cover

MVB Financial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MVB Financial has recently decreased by 13.02%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

MVB Financial is a leading dividend payer. It pays a dividend yield of 3.57%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

MVB Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of MVB Financial is 44.44%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, MVB Financial will have a dividend payout ratio of 27.20% next year. This indicates that MVB Financial will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.4 / 5
• Environmental Score: -0.88

Percentage of Shares Shorted

0.58% of the outstanding shares of MVB Financial have been sold short.

Short Interest Ratio / Days to Cover

MVB Financial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in MVB Financial has recently decreased by 13.02%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.82

News Sentiment

MVB Financial has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for MVB Financial this week, compared to 1 article on an average week.

Search Interest

1 people have searched for MVBF on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, MVB Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.10% of the stock of MVB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.72% of the stock of MVB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MVBF Stock Analysis - Frequently Asked Questions

How have MVBF shares performed this year?

MVB Financial's stock was trading at $20.70 on January 1st, 2025. Since then, MVBF shares have decreased by 8.2% and is now trading at $19.01.
View the best growth stocks for 2025 here.

How were MVB Financial's earnings last quarter?

MVB Financial Corp. (NASDAQ:MVBF) announced its earnings results on Thursday, February, 13th. The company reported $0.72 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.33 by $0.39. The company had revenue of $46.18 million for the quarter, compared to analyst estimates of $33.60 million. MVB Financial had a trailing twelve-month return on equity of 6.76% and a net margin of 8.78%.

Who are MVB Financial's major shareholders?

MVB Financial's top institutional investors include Wellington Management Group LLP (8.98%), TimesSquare Capital Management LLC (7.14%), Dimensional Fund Advisors LP (3.01%) and Banco Santander S.A. (2.82%). Insiders that own company stock include Donald T Robinson, Michael Louis Giorgio and Lindsay Anne Slader.
View institutional ownership trends.

How do I buy shares of MVB Financial?

Shares of MVBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of MVB Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that MVB Financial investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

• Ex-Dividend for 12/15 Dividend: 11/29/2024
• Dividend Payable: 12/15/2024
• Last Earnings: 2/13/2025
• Today: 2/21/2025
• Ex-Dividend for 3/15 Dividend: 2/28/2025
• Dividend Payable: 3/15/2025
• Next Earnings (Estimated): 5/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MVBF
• CUSIP: N/A
• CIK: 1277902
• Web: www.mvbbanking.com
• Phone: (304) 363-4800
• Fax: N/A
• Employees: 460
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $25.33
• High Stock Price Target: $29.00
• Low Stock Price Target: $21.00
• Potential Upside/Downside: +33.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.53
• Trailing P/E Ratio: 12.42
• Forward P/E Ratio: 13.58
• P/E Growth: N/A
• Net Income: $20.09 million
• Net Margins: 8.78%
• Pretax Margin: 10.73%
• Return on Equity: 6.76%
• Return on Assets: 0.59%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $150.69 million
• Price / Sales: 1.63
• Cash Flow: $2.36 per share
• Price / Cash Flow: 8.04
• Book Value: $22.72 per share
• Price / Book: 0.84

Miscellaneous

• Outstanding Shares: 12,941,000
• Free Float: 11,505,000
• Market Cap: $246.01 million
• Optionable: Optionable
• Beta: 1.04