MVB Financial (MVBF) Competitors

MVB Financial (NASDAQ:MVBF) and MoneyLion (NYSE:ML) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, community ranking, dividends, profitability and analyst recommendations.

Does the media favor MVBF or ML?

In the previous week, MoneyLion had 3 more articles in the media than MVB Financial. MarketBeat recorded 5 mentions for MoneyLion and 2 mentions for MVB Financial. MoneyLion's average media sentiment score of 0.09 beat MVB Financial's score of -0.08 indicating that MoneyLion is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
MVB Financial	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
MoneyLion	2 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts rate MVBF or ML?

MVB Financial presently has a consensus target price of $25.33, suggesting a potential upside of 30.32%. MoneyLion has a consensus target price of $100.00, suggesting a potential upside of 15.22%. Given MVB Financial's higher possible upside, research analysts clearly believe MVB Financial is more favorable than MoneyLion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MVB Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67
MoneyLion	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	2 Strong Buy rating(s)	3.00

Do insiders & institutionals believe in MVBF or ML?

52.7% of MVB Financial shares are held by institutional investors. Comparatively, 31.4% of MoneyLion shares are held by institutional investors. 11.1% of MVB Financial shares are held by insiders. Comparatively, 11.9% of MoneyLion shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has better valuation and earnings, MVBF or ML?

MVB Financial has higher earnings, but lower revenue than MoneyLion. MVB Financial is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MVB Financial	$209.53M	1.20	$31.23M	$1.42	13.69
MoneyLion	$423.43M	2.28	-$45.24M	$0.22	394.50

Does the MarketBeat Community believe in MVBF or ML?

MoneyLion received 1 more outperform votes than MVB Financial when rated by MarketBeat users. Likewise, 74.19% of users gave MoneyLion an outperform vote while only 45.83% of users gave MVB Financial an outperform vote.

Company	Underperform	Outperform
MVB Financial	Outperform Votes 22 45.83%	Underperform Votes 26 54.17%
MoneyLion	Outperform Votes 23 74.19%	Underperform Votes 8 25.81%

Is MVBF or ML more profitable?

MVB Financial has a net margin of 8.49% compared to MoneyLion's net margin of 0.64%. MVB Financial's return on equity of 6.29% beat MoneyLion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
MVB Financial	8.49%	6.29%	0.55%
MoneyLion	0.64%	1.18%	0.61%

Which has more volatility & risk, MVBF or ML?

MVB Financial has a beta of 1.06, meaning that its share price is 6% more volatile than the S&P 500. Comparatively, MoneyLion has a beta of 3.07, meaning that its share price is 207% more volatile than the S&P 500.

Summary

MoneyLion beats MVB Financial on 13 of the 19 factors compared between the two stocks.