First Western Financial (MYFW) Competitors

Pagaya Technologies (NASDAQ:PGY) and First Western Financial (NASDAQ:MYFW) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, institutional ownership, media sentiment, earnings, dividends, profitability, community ranking and risk.

Do insiders & institutionals believe in PGY or MYFW?

57.1% of Pagaya Technologies shares are held by institutional investors. Comparatively, 60.3% of First Western Financial shares are held by institutional investors. 49.6% of Pagaya Technologies shares are held by insiders. Comparatively, 17.9% of First Western Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer PGY or MYFW?

First Western Financial received 41 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 72.50% of users gave Pagaya Technologies an outperform vote while only 49.30% of users gave First Western Financial an outperform vote.

Company	Underperform	Outperform
Pagaya Technologies	Outperform Votes 29 72.50%	Underperform Votes 11 27.50%
First Western Financial	Outperform Votes 70 49.30%	Underperform Votes 72 50.70%

Is PGY or MYFW more profitable?

First Western Financial has a net margin of 4.70% compared to Pagaya Technologies' net margin of -39.20%. First Western Financial's return on equity of 3.43% beat Pagaya Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pagaya Technologies	-39.20%	0.82%	0.36%
First Western Financial	4.70%	3.43%	0.29%

Does the media favor PGY or MYFW?

In the previous week, Pagaya Technologies had 4 more articles in the media than First Western Financial. MarketBeat recorded 5 mentions for Pagaya Technologies and 1 mentions for First Western Financial. Pagaya Technologies' average media sentiment score of 1.28 beat First Western Financial's score of 1.19 indicating that Pagaya Technologies is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Pagaya Technologies	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Western Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, PGY or MYFW?

Pagaya Technologies has a beta of 5.89, suggesting that its stock price is 489% more volatile than the S&P 500. Comparatively, First Western Financial has a beta of 0.65, suggesting that its stock price is 35% less volatile than the S&P 500.

Which has higher valuation & earnings, PGY or MYFW?

First Western Financial has lower revenue, but higher earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than First Western Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pagaya Technologies	$1.00B	0.72	-$401.41M	-$5.50	-1.74
First Western Financial	$89.44M	2.04	$8.47M	$0.87	21.60

Do analysts rate PGY or MYFW?

Pagaya Technologies presently has a consensus price target of $20.61, suggesting a potential upside of 115.91%. First Western Financial has a consensus price target of $23.33, suggesting a potential upside of 24.18%. Given Pagaya Technologies' stronger consensus rating and higher possible upside, research analysts plainly believe Pagaya Technologies is more favorable than First Western Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pagaya Technologies	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.78
First Western Financial	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Summary

Pagaya Technologies beats First Western Financial on 10 of the 18 factors compared between the two stocks.