nCino (NCNO) Stock Price, News & Analysis

Company Overview

nCino, Inc., a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem. The company's nIQ, an application suite that utilizes data analytics and artificial intelligence and machine learning to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. It also offers SimpleNexus, a cloud-based mobile-first homeownership software solution. The company serves financial institution customers, including global financial institutions, enterprise banks, regional banks, community banks, credit unions, new market entrants, and independent mortgage banks through business development representatives, account executives, field sales engineers, and customer success managers. nCino, Inc. was founded in 2011 and is headquartered in Wilmington, North Carolina.

Key Stats

• Today's Range: $40.27 to $40.57
• 50-Day Range: $29.10 to $42.64
• 52-Week Range: $27.47 to $43.20
• Volume: 44,784 shs
• Average Volume: 1.07 million shs
• Market Capitalization: $4.68 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $38.82
• Consensus Rating: Moderate Buy

nCino Stock Analysis - MarketRank™

nCino scored higher than 71% of companies evaluated by MarketBeat, and ranked 271st out of 651 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

nCino has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 9 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

nCino has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 200.00%

Earnings Growth

Earnings for nCino are expected to grow by 200.00% in the coming year, from $0.05 to $0.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of nCino is -148.44, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of nCino is -148.44, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Growth Ratio

nCino has a PEG Ratio of 33.21. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

nCino has a P/B Ratio of 4.32. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.87% of the outstanding shares of nCino have been sold short.

Short Interest Ratio / Days to Cover

nCino has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in nCino has recently decreased by 13.12%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

nCino does not currently pay a dividend.

Dividend Growth

nCino does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.87% of the outstanding shares of nCino have been sold short.

Short Interest Ratio / Days to Cover

nCino has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in nCino has recently decreased by 13.12%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.00

News Sentiment

nCino has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for nCino this week, compared to 5 articles on an average week.

Search Interest

3 people have searched for NCNO on MarketBeat in the last 30 days.

MarketBeat Follows

Only 1 people have added nCino to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, nCino insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $117,618,559.00 in company stock.

Percentage Held by Insiders

28.40% of the stock of nCino is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

94.76% of the stock of nCino is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

NCNO Stock Analysis - Frequently Asked Questions

How have NCNO shares performed this year?

nCino's stock was trading at $33.63 at the beginning of the year. Since then, NCNO stock has increased by 19.2% and is now trading at $40.08.
View the best growth stocks for 2024 here.

How were nCino's earnings last quarter?

nCino, Inc. (NASDAQ:NCNO) posted its earnings results on Tuesday, August, 27th. The company reported $0.14 EPS for the quarter, topping the consensus estimate of $0.13 by $0.01. The business's quarterly revenue was up 13.0% compared to the same quarter last year.

When did nCino IPO?

nCino (NCNO) raised $217 million in an initial public offering on Tuesday, July 14th 2020. The company issued 7,600,000 shares at a price of $28.00-$29.00 per share. BofA Securities, Barclays Capital, KeyBanc Capital Markets and SunTrust Robinson Humphrey acted as the underwriters for the IPO and Piper Sandler, Raymond James and Macquarie Capital (USA) were co-managers.

Who are nCino's major shareholders?

nCino's top institutional investors include Insight Holdings Group LLC (13.86%), Long Path Partners LP (3.22%), ShawSpring Partners LLC (2.30%) and Brown Capital Management LLC (2.10%). Insiders that own company stock include Jeff Horing, Insight Holdings Group, Llc, Pierre Naude, Joshua L Glover, Sean Desmond, Gregory Orenstein, Matthew Royce Hansen, William J Ruh, April Rieger, David Rudow, Jeffrey W Lunsford, Steven A Collins, Jeanette Sellers, Pamela Kilday and Spencer Lake.
View institutional ownership trends.

How do I buy shares of nCino?

Shares of NCNO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

What other stocks do shareholders of nCino own?

Based on aggregate information from My MarketBeat watchlists, some other companies that nCino investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Voyager Therapeutics (VYGR), The RMR Group (RMR) and DiamondRock Hospitality (DRH).

Company Calendar

• Last Earnings: 8/27/2024
• Today: 11/21/2024
• Next Earnings (Estimated): 12/04/2024
• Fiscal Year End: 1/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: Prepackaged software
• Sub-Industry: Computer Software
• Current Symbol: NASDAQ:NCNO
• CUSIP: N/A
• CIK: 1566895
• Web: www.ncino.com
• Phone: 888-676-2466
• Fax: N/A
• Employees: 1,653
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $38.82
• High Stock Price Target: $44.00
• Low Stock Price Target: $30.00
• Potential Upside/Downside: -3.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 12 Analysts

Profitability

• EPS (Most Recent Fiscal Year): ($0.27)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 801.60
• P/E Growth: 33.35
• Net Income: $-42,350,000.00
• Net Margins: -5.78%
• Pretax Margin: -6.26%
• Return on Equity: 1.06%
• Return on Assets: 0.82%

Debt

• Debt-to-Equity Ratio: 0.09
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $476.54 million
• Price / Sales: 9.72
• Cash Flow: $0.49 per share
• Price / Cash Flow: 82.23
• Book Value: $9.27 per share
• Price / Book: 4.32

Miscellaneous

• Outstanding Shares: 115,560,000
• Free Float: 82,741,000
• Market Cap: $4.63 billion
• Optionable: Optionable
• Beta: 0.55