Netcapital (NCPL) Competitors

First Seacoast Bancorp (NASDAQ:FSEA) and Netcapital (NASDAQ:NCPL) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, media sentiment, risk, valuation, profitability and analyst recommendations.

Do insiders and institutionals have more ownership in FSEA or NCPL?

38.4% of First Seacoast Bancorp shares are held by institutional investors. Comparatively, 30.7% of Netcapital shares are held by institutional investors. 7.8% of First Seacoast Bancorp shares are held by company insiders. Comparatively, 6.8% of Netcapital shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is FSEA or NCPL more profitable?

First Seacoast Bancorp has a net margin of 0.12% compared to Netcapital's net margin of -1,274.54%. First Seacoast Bancorp's return on equity of 0.06% beat Netcapital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Seacoast Bancorp	0.12%	0.06%	0.01%
Netcapital	-1,274.54%	-28.04%	-25.15%

Which has more volatility and risk, FSEA or NCPL?

First Seacoast Bancorp has a beta of 0.1, suggesting that its stock price is 90% less volatile than the S&P 500. Comparatively, Netcapital has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500.

Does the media refer more to FSEA or NCPL?

In the previous week, First Seacoast Bancorp had 1 more articles in the media than Netcapital. MarketBeat recorded 2 mentions for First Seacoast Bancorp and 1 mentions for Netcapital. First Seacoast Bancorp's average media sentiment score of 0.75 beat Netcapital's score of 0.00 indicating that First Seacoast Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
First Seacoast Bancorp	Positive
Netcapital	Neutral

Which has stronger earnings & valuation, FSEA or NCPL?

First Seacoast Bancorp has higher revenue and earnings than Netcapital. First Seacoast Bancorp is trading at a lower price-to-earnings ratio than Netcapital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Seacoast Bancorp	$29.33M	1.85	-$510K	-$0.02	-575.00
Netcapital	$4.95M	2.60	-$4.99M	-$20.20	-0.16

Summary

First Seacoast Bancorp beats Netcapital on 10 of the 13 factors compared between the two stocks.