Netcapital (NCPL) Competitors

Usio (NASDAQ:USIO) and Netcapital (NASDAQ:NCPL) are both small-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, risk, earnings, institutional ownership, profitability, analyst recommendations, dividends and media sentiment.

Do analysts prefer USIO or NCPL?

Usio currently has a consensus price target of $4.00, indicating a potential upside of 163.16%. Given Usio's stronger consensus rating and higher possible upside, equities research analysts clearly believe Usio is more favorable than Netcapital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	1 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
Netcapital	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do institutionals and insiders believe in USIO or NCPL?

20.2% of Usio shares are owned by institutional investors. Comparatively, 30.7% of Netcapital shares are owned by institutional investors. 17.8% of Usio shares are owned by company insiders. Comparatively, 6.8% of Netcapital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has higher valuation and earnings, USIO or NCPL?

Usio has higher revenue and earnings than Netcapital. Netcapital is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$82.93M	0.49	$3.31M	$0.10	15.20
Netcapital	$870K	10.80	-$4.99M	-$22.47	-0.09

Which has more risk and volatility, USIO or NCPL?

Usio has a beta of 1.43, indicating that its share price is 43% more volatile than the S&P 500. Comparatively, Netcapital has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500.

Does the media favor USIO or NCPL?

In the previous week, Netcapital had 3 more articles in the media than Usio. MarketBeat recorded 7 mentions for Netcapital and 4 mentions for Usio. Netcapital's average media sentiment score of 0.98 beat Usio's score of -0.19 indicating that Netcapital is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Usio	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Netcapital	1 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is USIO or NCPL more profitable?

Usio has a net margin of 3.43% compared to Netcapital's net margin of -1,274.54%. Usio's return on equity of -1.63% beat Netcapital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	3.43%	-1.63%	-0.28%
Netcapital	-1,274.54%	-28.04%	-25.15%

Summary

Usio beats Netcapital on 12 of the 16 factors compared between the two stocks.