NI (NODK) Competitors

Root (NASDAQ:ROOT) and NI (NASDAQ:NODK) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, analyst recommendations, profitability, dividends, institutional ownership, earnings, community ranking, media sentiment and valuation.

Which has stronger earnings & valuation, ROOT or NODK?

NI has lower revenue, but higher earnings than Root. NI is trading at a lower price-to-earnings ratio than Root, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Root	$455M	2.34	-$147.40M	-$1.23	-57.73
NI	$380.70M	0.85	-$5.48M	-$0.14	-111.43

Is ROOT or NODK more profitable?

NI has a net margin of -0.81% compared to Root's net margin of -1.56%. NI's return on equity of 2.38% beat Root's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Root	-1.56%	-10.13%	-1.14%
NI	-0.81%	2.38%	0.91%

Which has more volatility and risk, ROOT or NODK?

Root has a beta of 2.34, suggesting that its share price is 134% more volatile than the S&P 500. Comparatively, NI has a beta of 0.36, suggesting that its share price is 64% less volatile than the S&P 500.

Do analysts rate ROOT or NODK?

Root currently has a consensus price target of $57.38, indicating a potential downside of 19.20%. Given Root's higher possible upside, equities analysts plainly believe Root is more favorable than NI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Root	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.63
NI	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Does the media favor ROOT or NODK?

In the previous week, Root had 1 more articles in the media than NI. MarketBeat recorded 6 mentions for Root and 5 mentions for NI. Root's average media sentiment score of 0.90 beat NI's score of 0.22 indicating that Root is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Root	1 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
NI	1 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Neutral

Does the MarketBeat Community believe in ROOT or NODK?

NI received 59 more outperform votes than Root when rated by MarketBeat users. Likewise, 62.04% of users gave NI an outperform vote while only 27.96% of users gave Root an outperform vote.

Company	Underperform	Outperform
Root	Outperform Votes 26 27.96%	Underperform Votes 67 72.04%
NI	Outperform Votes 85 62.04%	Underperform Votes 52 37.96%

Do institutionals and insiders hold more shares of ROOT or NODK?

59.8% of Root shares are owned by institutional investors. Comparatively, 21.9% of NI shares are owned by institutional investors. 11.7% of Root shares are owned by insiders. Comparatively, 1.2% of NI shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Root beats NI on 11 of the 18 factors compared between the two stocks.