Northrim BanCorp (NRIM) Competitors

Northrim BanCorp (NASDAQ:NRIM) and National Bank (NYSE:NBHC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, media sentiment, analyst recommendations, earnings, risk, valuation, community ranking, profitability and institutional ownership.

Is NRIM or NBHC a better dividend stock?

Northrim BanCorp pays an annual dividend of $2.48 per share and has a dividend yield of 3.1%. National Bank pays an annual dividend of $1.16 per share and has a dividend yield of 2.6%. Northrim BanCorp pays out 42.3% of its earnings in the form of a dividend. National Bank pays out 35.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Northrim BanCorp has increased its dividend for 15 consecutive years. Northrim BanCorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals and insiders believe in NRIM or NBHC?

66.0% of Northrim BanCorp shares are held by institutional investors. Comparatively, 92.7% of National Bank shares are held by institutional investors. 4.1% of Northrim BanCorp shares are held by company insiders. Comparatively, 3.3% of National Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has higher valuation and earnings, NRIM or NBHC?

National Bank has higher revenue and earnings than Northrim BanCorp. Northrim BanCorp is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northrim BanCorp	$158.33M	2.77	$25.39M	$5.86	13.60
National Bank	$559.33M	3.01	$142.05M	$3.23	13.73

Does the media refer more to NRIM or NBHC?

In the previous week, National Bank had 1 more articles in the media than Northrim BanCorp. MarketBeat recorded 3 mentions for National Bank and 2 mentions for Northrim BanCorp. National Bank's average media sentiment score of 0.84 beat Northrim BanCorp's score of 0.39 indicating that National Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Northrim BanCorp	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
National Bank	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, NRIM or NBHC?

Northrim BanCorp has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500. Comparatively, National Bank has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500.

Do analysts recommend NRIM or NBHC?

Northrim BanCorp presently has a consensus price target of $96.50, indicating a potential upside of 21.05%. National Bank has a consensus price target of $51.40, indicating a potential upside of 15.87%. Given Northrim BanCorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Northrim BanCorp is more favorable than National Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northrim BanCorp	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
National Bank	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.20

Does the MarketBeat Community believe in NRIM or NBHC?

National Bank received 34 more outperform votes than Northrim BanCorp when rated by MarketBeat users. However, 58.29% of users gave Northrim BanCorp an outperform vote while only 54.59% of users gave National Bank an outperform vote.

Company	Underperform	Outperform
Northrim BanCorp	Outperform Votes 204 58.29%	Underperform Votes 146 41.71%
National Bank	Outperform Votes 238 54.59%	Underperform Votes 198 45.41%

Is NRIM or NBHC more profitable?

National Bank has a net margin of 20.52% compared to Northrim BanCorp's net margin of 17.79%. Northrim BanCorp's return on equity of 13.31% beat National Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northrim BanCorp	17.79%	13.31%	1.15%
National Bank	20.52%	9.93%	1.24%

Summary

National Bank beats Northrim BanCorp on 12 of the 20 factors compared between the two stocks.